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PENGURUSAN KEWANGANISLAM

(ACT 4214)

Week 2 - LECTURE 4

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SISTEM EKONOMI ISLAMIslam adalah Ad-din = Cara hidup yang

menyeluruhReferences:

1. Surah Az-Dzaariyat ayat 56

2. Surah Al-Maidah ayat 3

3. Surah Al-Baqarah ayat 208

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Google: Surah Az-Dzaariyat ayat 56 [PDF] Untuk Apa Kita Diciptakan Di Dunia Ini -...

Results for: . Surah Az-Dzaariyat ayat 56

PENGURUSAN KEWANGAN ISLAM

- [ Translate this page ] Surah Az-Dzaariyat ayat 56 2. Surah Al-Maidah ayat 3 3.

Surah Al-Baqarah ayat 208; Definisi. Ekonomi Islam suatu ilmu sains

kemasyarakatan yang mengkaji ...

www.slideshare.net/.../pengurusan-kewangan-islam - United States - Cached

Surah Az-Zariyat - Arabic Text

... find the translation in English and Urdu with Arabic of Ayat of Surah Az-Zariyat

. ... Az-Zariyat, 52.At-Tur, 53.An-Najm, 54.Al-Qamar, 55.Ar-Rahman, 56. ...

www.ahadees.com Quran Arabic Text - Cached - Similar

Help Palestine [hidayahnet] Pilih Lah Yang Halal

- [ Translate this page ] 28 Feb 2007 ... Dalam al-Quran banyak ayat-ayat yang

menyebutkan tentang perintah ... ( Surah az-Dzaariyat : 56 ). Menurut riwayat

yang dikeluarkan oleh ...

www.mail-archive.com/hidayahnet@yahoogroups.../msg14319.html - Cached

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ISLAMIC FINANCE AND BANKING

ISLAM

Faith & Belief Practices & Activities Moral and Ethics

WORSHIP TRANSACTIONS

POLITICAL ECONOMIC SOCIAL

BANKING AND FINANCIAL ACTIVITIES

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(5s) LAW in ISLAM

Compulsory (Wajib) order must be followed,if not it is a SIN.

Supererogatory (Sunat) it is encourage to do,those who do itwill get a reward (Ajr)

Illegal (Haram) it is prohibited activities, is notallowed, those who dowill get a sin.

Makruh advisable not to do, those who do it isnot a sin.

Mubah (Harus) it can be done and it is ok if

you d

ont d

oit.

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Definisi Ekonomi Islam Ekonomi Islam suatu ilmu sains

kemasyarakatan yang mengkaji tingkahlaku manusia dalam mengurus sumberalam untukkepentingan diri danmasyarakatan bagi mencapai keredhaan

ALLAH S.W.T(Hailani Muji Tahir, 1991)

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Ciri Ekonomi Islam Berdasarkan akidah* Islam* Akidah (a formal statement of religious belief; a confession of faith).

Pemerintah memantau undang-undangbagi menjamin hak dan keadilan semua.

Matlamatuntuk mendapatkeredhaanAllah.

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Falsafah Ekonomi Islam

1.Konsep Tauhid (Faith) Tauhid Al-Uluhiyyah - Allah adalah pencipta / ilah

Tauhid Al Rububiyyah Penguasa, Allah berkuasa(peraturan yang dibuatoleh manusia mesti selaridengan peraturan Allah).

2.Konsep Tazkiyyah (Penyucian Akhlak) sucijiwa dan akhlak serta suci harta dengan zakat

bagi mencapai al-falah ( success, happiness andwell-being) .

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3.Hari Pembalasan (Akhirat) kegiatan ekonomi juga berkaitan dgn hari pembalasan

pastikan kegiatan ekonomi menurut prinsip keadilandan tindakan yg ikhlas sbg ibadat.

4.Manusia sebagai Khalifah (Caliph) mesti menjaga amanah dan bertanggung jawab.

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5. Kesamaan dan persaudaraan manusia(brotherhood)

tiada perbezaan bangsa, warna kulit tapi sentiasa tolong menolong , menghormati dan tidak

menindas.

6. Konsep Hak milik Harta di dunia adalah milik mutlak Allah. Manusia pemegang amanah dan berhak di atas

usahanya.

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Prinsip Asas Sistem Ekonomi IslamA) Kebebasan Individu (Individual liberty/

freedom)

B) Hak Memiliki Harta (Right to Property)C) Ketidaksamaan Ekonomi Terkawal Lazim

(Economic Inequality within natural limits)

D) Keadilan & Kesaksamaan Sosial (Social

Equality)E) Jaminan Sosial (Social Security)

F) Edaran Kekayaan yang meluas (Widercirculation ofwealth)

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Prinsip Asas Sistem Ekonomi Islam

G) Pengharaman Pengumpulan Harta TakMenentu (Prohibition of Accumulationofwealth).

H) Pengharaman Institusi Anti-Sosial(Prohibition of anti-social institutions)

I) Kebajikan Individu dan Sosial ( Socialand Individual Welfare)

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Struktur Sistem Ekonomi Islam A- Politik / sektor awam / kerajaan

polisi pembangunan, kewangan, pasaran, cukai, pusaka, wakaf,matawang, tanah ,baitul mal dll.

B- Tijarah/ perdagangan/ sektor swasta individu atau kumpulan berusaha dlm sektor pertanian,

kewangan, pembinaan dll

C- Sektor sosial/ kebajikan masyarakat harta sendiri atau baitulmal untuk bantu miskin/lemah.cth-

zakat, hibah, waqaf, pinjaman kebajikan dll.

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Cara Perlaksanaan

Mengikutfalsafah dan konsep tauhid, Khalifah* dankeadilan

Menggunakan mekanisma tapisan (filter techniques)

Sistem motivasi individu (self motivation)

Penstrukturan ekonomi yg baik bila sumber terhad.

Peranan kerajaan berorientasikan matlamat yg kukuh dan

jelas. Menangani permasalahan (handling problems) oleh

sistem kapitalisme, komunisme dan sosialisme.

*the civil and religious leader of a Muslim state considered to be arepresentative of Allah on earth

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AQIDAH SYARIAH - AHLAQ

AQIDAH

which concerns all forms of faith and belief by a Muslim in

Allah and His will, from the fundamental faith in His beingto the ordinary beliefs in His individual commands

(ahkam).

SYARIAH

which concerns all forms of practical actions by a Muslimmanifesting his faith and belief.

AHLAQ

which concerns behavior, attitude and work ethics with

which a Muslim performs his practical actions.

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Sharia ()

Islamic jurisprudence alternative spellings = Shari'a, Shari'ah,Syariah, Syaria, Syari'ah.

Is the body of Islamic religious law.

Divine guidance as given by Holy Qur'an and Sunnah of ProphetMuhammad (peace and blessings of Allah be upon him).

Shariah embodies all aspects of Islamic faith, including beliefsand practices.

Islamic law as revealed in the Quran andSunnah - through

the example of Prophet Muhammad (PBUH peace be upon him).

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Rangka Kerja Ajaran Islam

ISLAM

AQIDAH SYARIAH

IBADAT MUAMALAT

KEGIATANPOLITIK

KEGIATANEKONOMI

SEKTORKERAJAAN

SEKTORSWASTA

SEKTORKEBAJIKAN

KEGIATANSOSIAL

AHLAK

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SYARIAH (Worship and

Business Transactions)

SYARIAH being the practical aspects of a Muslimsdaily life. It is divided into two:

a) Worship (Ibadah) is concerned with thepracticalities of his worship to Allah, in the contextof man-to Allah relationship.

b) Transaction (Muamalat) is concerned with thepracticalities of various forms of man-to-manrelationship.

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IMPLEMENTATIONBentuk dan corak kehidupan Islam:

Benar-benar terikat dan menurut ajaran

Islam (Surah Al-Baqarah, ayat: 44)

Mengutamakan kepentingan Islam

Merasa Mulia dengan kebenaran Islam dan

yakin kepada Allah SWT (Surah Al-Munafiquun, ayat: 8)

Beriltizam dengan kerja-kerja Islam dankerjasama dengan aktiviti-aktiviti Islam

(Surah Al-Maidah, ayat: 2)

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A Muslim should prepare A Muslim should preparehimself for the next worldhimself for the next world

as if he is going to dieas if he is going to dietomorrowtomorrow, but at the same, but at the same

time work hard to improvetime work hard to improveall his worldly comfortsall his worldly comforts as ifas ifhe is going to live foreverhe is going to live forever

ISLAM IS AN AD-DIN

(CARA HIDUP YANG MENYELURUH.)

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Islamic Economic Thought(Contemporary)

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Muhammad Abdul Mannan

ASSUMPTIONS

FEATURES

Islamic Man Market System Plus Planning

Observation & Revelation asSource of Knowledge

Private Property is anIndividual Right

Individual & State

Relative & Qualified Ownershipof Private Property

Implementation of Zakat

Prohibition of Riba (interest)

MarketForces & Planning

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Muhammad Nejatullah Siddiqi

ASSUMPTIONS

FEATURES

Islamic Man

Relative, Private PropertySubject to Moral & Social

Obligation

Mutual Consultation &Cooperation is the Norm

Positive & Active Role ofState

Relative & Qualified Rightsof Individual, Society &

State

Implementation of Zakat

Prohibition of Riba(interest)

Guarantee BasicNecessities to All

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Monzer Kahf

ASSUMPTIONS

FRAMEWORK

Islamic Man as Active Agent

State as Planner &Supervisor

Minimization ofDistribution Gap

Ensure Rules of TheGame

Zakat

Riba

Property Rights

Decision Making

Role of State

Maximization of Rate ofUtilization of Resources

ECONOMIC POLICIES

Cooperate to

Achieve Goal ofFalah

Using monetary & Fiscal Policies; production & distributional tools; legal enforcement; education

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Sayyid Mahmud Taleghani

ASSUMPTIONS

FEATURES

Islamic Man Market System as in

Capitalism Unacceptable toIslam

Need for Qualified andGuided Ijtihad to AnswerContemporary Problems

Social Rights PrecedeIndividual Rights

Property Rights

Decision-Making &Resource Allocation

Zakat & Other Taxes(Khums, Jizya, Kharaj)

Prohibition of Riba(interest)

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Muhammad Baqir As Sadr

ASSUMPTIONS

FEATURES

Islamic Man Restricted to

individualfreedom is natural

Vicegerency calls for duty,responsibility, accountability

& justice, leading tocooperation

Private, Public & StateOwnership Exist Simultaneously

Property Relations

Decision-Making &resource Allocation

Zakat & Other Taxes(Khums, Jizya, Fay, Kharaj)

Prohibition of Riba(interest) & all forms of

exploitation

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ISLAMIC MAN (HOMO ISLAMICUS)

Revelations Observations

ILMU

AqliyahRuhiyah Jasadiyah

Islamic Man

Worldview

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