As At: 26 November 2012Senarai Ar-Rahnu di Seluruh Malaysia yang boleh menerima jongkong emas dan Dinar Emas Public Gold.

Local InstitutionBranch Produk Public Gold yang diterima. Upah Simpanan (%) Wang Jaminan (%)

Bank Coop & Others

Bank Islam -

Kelantan (Kota Bharu, Pasir Puteh, Pasir Mas, Tanah Merah) ALL (Gold Bar, D inar) except silver 0.80% 65-70%http://www.bankislam.com.my/en/pages/OutletsAr-

Rahnu.aspx?tabs=5 Jewellery

Bank Rakyat

-

Sungai Petani Only Jewellery 0.75% 65% -70%Alor Setar I-series Only 0.65% -0.75% 70.00%Seremban,senawang Jewerelly i-series ,depends on PIC 1.00% 70.00%Kuching Jewerelly 0.75% 65.00%Kota Kinabalu- Likas, Harbour City, Putatan I-series & D-series not available not available

Kuantan I-series / D-series below 1k (RM0.65 / RM100 nilai barangan); 65.00%above 1k (RM0.75 / RM100 nilai barangan).

Banting I-series (jewellery) 0.70% 70.00%

Melaka I SERIES PRODUCT & JEWELLERY

Financing Amount Safekeeping fee for every RM100.00 of goldvalue per mont :Ar-Rahnu RM100.00 - RM1,000.00 RM0.65

RM1,001.00 - RM10,000,00 RM0.75Az-Zahab RM10,001.00 - RM100,000.00 RM0.75

65% FOR 1ST TIMECUSTOMER,70% FOR EXISTINGCUSTOMER

Greentown Ipoh Gold jewellery /accessories (min 14K) 0.80% 65% (1st time), 70% (2nd time)

Medan Gopeng I-Series jewellery 0.80% 70.00%

Jewellery

Agro bank

-

Port dickson 20g received only, others cant 1.00% 70.00%

Kuching Jewerelly0.50% 50.00%0.60% 60.00%0.75% 70.00%

Penang & Butterworth Accept jewellery only 0.50%,0.60%,0.75% 50%,60%,70%Penang & Butterworth Accept jewellery only 0.50%,0.60%,0.75% 50%,60%,70%Kota Kinabalu I-series & D-series not available not availableBanting I-series (jewellery) 0.70% 70.00%Kajang i-series dan D-series 0.5%, 0.6% and 0.75% 50%, 60% and 75%

Kuantan I-series / D-seriesRM0.50, RM0.60 or RM0.75 / RM100 nilai barangan

50% to 70% (up to customer)E.g. if take wang jaminan 50%, RM0.50, if 60%, RM0.60;if 70%, RM0.75

Melaka I SERIES PRODUCT & JEWELLERY

Depend on the Margin pinjaman Upah simpan monthly:50% ke bawah RM0.50 / 10050.1% sehingga 60% RM0.60 / 10060.1% sehingga 70% RM0.75 / 100

FROM 50%-70%

Kuala Terengganu Jewellery 0.75% (maximum) 70.00%Kampong Gajah I-Series jewellery 0.80% 65%

Nibong TebalJewellery

0.75% 70.00%

Bank Muamalat-

Mantin Jewerelly i-series 1.00% 70.00%Jalan Sultan Idris, Ipoh I-Series except pendants 0.75% 75.00%

RHB-islamic - Kuala Terengganu Jewellery 0.75% (maximum) 70.00%

Yapeim

Certain district Dinar only. Limit 5K per personGemenceh ( Bahau) Receipt public gold 1.00% 70.00%Kota Kinabalu I-series & D-series not available N/A

Melaka I SERIES PRODUCT & JEWELLERY

depend on the nilai marhum *Special Rate 0.10

65.00%720.00 dan ke bawah / 720.00 and below RM0.50721.00 – 2,000.00 RM0.652,001.00 dan ke atas / 2,001.00 and above RM0.75

Kuala Terengganu, Kota Bharu Jewellery 0.1-0.75% 65.00%Jalan Sultan Idris, Ipoh I-Series jewellery 0.65 - 0.75 65.00%

Koperasi Angkatan Tenterahttp://www.katmb.com.my/infoterkini/Ar-Rahnu.asp

Johor Gold Bar / Dinar 0.79% 70.00%Sg Besi ALL (Gold Bar, D inar) except silver 0.80% 1st 65% 2nd 70%Petaling Jaya ALL (Gold Bar, D inar) except silver 0.79% 70.00%Kajang ALL (Gold Bar, D inar) except silver 0.79% 70.00%Kluang ALL (Gold Bar, D inar) except silver 0.79% 70.00%

Melaka ALL (Gold Bar, D inar) except silverupah simpan 0.79% per month if value more than rm800, if lessthan RM800 upah simpan 0.55% 70.00%

Local InstitutionBranch Accepted PG product Upah

Simpanan(%)

Wang Jaminan (%)Bank Coop & Others

only for Gold Bar

Ar-Rahnu Express (by HABIBJEWELS)

Ar-Rahnu Time Zone ( Ampang point) ALL (Gold Bar, D inar) (Receipt required) 1.00% 75.00%Al-Amin Ar Rahnu Sdn Bhd (Kuantan) ALL (Gold Bar, D inar) except silver 1.00% 75.00%Star Diamond & gems Corporation Sdn Bhd (Penang) ALL (Gold Bar, D inar) except silver 1.00% 75.00%

Chantique Ampang ALL (Gold Bar, D inar) except silver 1.00% 1st 65% 2nd 70%Ar-Rahnu Kuantan I-series / D-series 1.00% 75.00%Perkasa Ar-Rahnu Kuching ALL (Gold Bar, D inar) except silver 0.60% 65.00%UNIKEB Bayan Lepas Penang Jewellery only 1.7%-1.9% 65.00%

Koperasi Permodalan Melayu Johor Johor Bahru ALL (Gold Bar, D inar) except silver 0.65-0.7% 65%(bukan ahli)70%(ahli)

Maxi-cash Singapore ALL (Gold Bar, D inar) except silver1% 1st month 100% follow their price given

1.5% 2nd-6th month (follow spot price)

MAIDAM Kuala Terengganu ALL (Gold Bar, D inar) except silver 0.70% 70-80%KOKITAB Kuala Terengganu Jewellery and dinar 0.70% 70.00%Muassasah Kuala Terengganu Jewellery 0.70% 70.00%Ar-Rahn PKB-permodalan Kelantan All branches all over Malaysia

http://www.arrahn.pkb.net.my/transaksi-gadaianALL (Gold Bar, D inar) except silver 0.6% - 0.95% 10% - 65%

Koperasi Dagang Emas Relau, Penang. ALL PG Products (including silver) 1.00% 70%Bank Rakyat Exchange Port Klang D-series (Jewellery) 0.75% 70.00%Arrahnu@Pos Malaysia Bandar Baru Bangi, KL, Kuala Terengganu, Al-Muktafi Billah Shah,

Jerantut, Sandakan, Tawau, Ulu Tiram, Tangkak, Pontian.http://www.pos.com.my/pos_bm/about_us/network/ArRahnu.aspx

Gold Dinar.

http://www.pos.com.my/pos_bm/business/help/ArRahnu.aspx

0.6% - 0.8% 80%

Nota:1. Maklumat diatas adalah untuk rujukan sahaja. Ia boleh berubah dari masa ke semasa. Anda dinasihatkan menghubungi Ar-Rahnu berkenaan untuk mendapat maklumat terkini.