Confidential Profile of

Saifuzzaman Arif Bin Abd.GhadasCA(M), ACMA, CPA, CGMA

SAIFUZZAMANARIF BIN

ABD.GHADAS

Address : B-1-5 Avant CourtTaman Seri SentosaBatu 6 1/2 JalanKelang Lama58000 Kuala Lumpur

Office Tel : 03-26970200Home Tel. : 012-3350255Mobile Tel : 016-4420255E-mail : saag.1383@gmail.comSex : Male

Marital Status : Married

Date of Birth : 22 March 1964

Children : 2 daughters and 4 sons

Summary of

Competencies

Financial accounting

Management Accounting

Financial Management

Financial analyses and reporting

Procurement and asset management

Professional

Qualifications

Associate member of the Chartered Institute of Management Accountants (CIMA), United Kingdom.

Associate member of CPA Australia.

Member of the Malaysian Institute of Accountants.

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Working Experience

May 2012 to July 2016 MARA Incorporated Sdn.Bhd.

Nature of Business : Investment HoldingPosition : Head of Department Finance & Admin for

Centre Management, Menara MARAReporting to : Centre Manager Menara MARA and Head

Facility ManagementResponsibility : Finance, administration, tenancy administration

and human resource.

• Project accounting function for Menara MARA project Parking Business Unit as part of the whole accounting record for MARA Inc. including: - Designed and maintenance of accounting system - Prepare and revise budget - Prepare variance reporting - Liase with financial institution for financing facility - Prepare financial report to MARA, prepare report to Jabatan

Penilaian Harta, etc. - Prepares paper for the evaluation of investment project,

suppliers/contractors, for approval by working committee and the Chief Executive including ensuring every acquisition cost is within budget.

- Processes claim for payments by supplier including prepares and submits request for payment to head-office.

- Monitors tenancy administration including receipt and bank-in of proceeds, ensuring suitability of tenancy agreement, calculates variation in rental fee, etc.

- Maintains fixed asset register including undertakes tagging of assets.

- Liase with external and internal auditor, and MARA internal audit.

• Project accounting support for Property Investment Division including: - Prepare financial projection for new project. - Prepare paper seeking approval from the

relevant departments in MARA. - Part of the team responsible for the preparation of

relevant agreements including contract for contractors. - Prepare letter of award to selected contractor. - Processes claim for payments by contractor including

prepares and submits request for payment to head-office • Office management and administration tasks for the Centre

Management Office. • Basic human resource related tasks pertaining to staff of the

Centre Management Office such as leave application, overtime processing, time-attendance, etc.

August 2009 until December 2011 Custommedia Sdn.Bhd.

Nature of Business : Software engineering and consultancyPosition : Head of Department Finance & AdminReporting to : Managing DirectorResponsibility : Finance, accounting, IT maintenance,

administration, and human resource

• Responsible for planning and coordinating the financial and management accounting and reporting activities, internal auditing, budgeting, cost control, financial analysis and governmental reporting activities.

• Liaised with third parties like suppliers, auditors and tax agents • Lead secretariat for Malaysian Software Testing Board • Provided financial support related services for projects

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May 2007 until July 2009 Amanah Asset Management Co.Inc.

Nature of Business : Investment HoldingPosition : AccountantReporting to : Chief Executive OfficerResponsibility : Finance, accounting and administration

• Prepared monthly management accounts and final accounts for audit purpose

• Prepared proposal papers for consideration by the top management, which included investment in paper trading, development of condominium in Cambodia, Islamic pawn broking and Islamic factoring

• Prepared business plans for the establishment of Tabung Haji for Tunisia, a kidney hospital, a sportsmedic hospital and a maternity hospital

• Performed due diligence works on potential investments and preparing reports on findings

• General office administration, handling payments, liaising with third parties such as suppliers, auditors and company secretary

May 2006 to April 2007 M-IO Builder Sdn.Bhd.

Nature of Business : Steel structures fabrication and engineeringPosition : Project Management AccountantReporting to : Chief Finance OfficerResponsibility : Project accounting

• Established and operated stock recording system and monitoring stock movements

• Quarterly reporting to Customs in relation to duties on raw materials • Preparation and verification of necessary documentations to facilitate

the importation of raw materials and the export of semi finished products for overseas projects, such as commercial invoice and bill of lading.

• Prepared progress claims to main contractors based on works done and materials delivered

• Verified suppliers’/subcontractors’ claims • Liaised with banks and keeping track on the utilisation of banking

facilities such as Letter of Credits and term loans • Prepared weekly reports, cashflow and P&L for each project and

monitoring variances between forecasts and actuals • Performed allocation and absorption of shared costs such

utilities, consumables, claims, etc into project cost.

May 2001 until April 2006 GAD Sdn.Bhd.

Nature of Business : Construction PKK Class A, CIDB G7Position : Manager Finance & AdminReporting to : Managing DirectorResponsibility : Finance, accounting, administration and human

resource.

• Established the relevant system for finance, administration and human resource

• Supervised and monitored the financial recording and the preparation of management accounts by the Accountant

• Prepared Company’s annual expenditure budget on rolling basis and monitored Company’s cash position on weekly basis

• Dealing with banks/financiers and preparing the necessary papers and applications to secure funding

• Participated in the evaluation of new projects and updating management on project status particularly from financial perspective

• Participated in the evaluation of assets acquisition and making the appropriate recommendation

• Managing the Human Resource functions in term of recruitment, payroll, leave and maintenance of staff personal file

• Providing support to all departments such as in the preparation of tender document and quotation

• Liaison officer with company secretary, tax agent and external auditor

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• Consultancy work for Innovation City Sdn.Bhd. (preparation of monthly management account, preparation of monthly accounting report for submission to investors, financials for business plan).

• Consultancy work for Cita Bistari Sdn.Bhd.(book-keeping and preparation of management accounts for external audit).

• Consultancy work for IT Ed-Serve Sdn.Bhd.(financials for business plan, project funding).

• Consultancy work for Multi Media Synergy Corporation Bhd..(accounting, project costing, prepared project costing for tender submission, prepared financial projections for submission to Multimedia Development Corporation (MDC) for the application of grant under the Multimedia Grant Scheme).

May 1999 to April 2001 Mu’min Sdn.Bhd.

Nature of Business : InternetPosition : Chief Financial OfficerReporting to : Chief Operating OfficerResponsibility : Finance, accounting, administration and human

resource.

• Verified the financial recording and preparation of monthly management accounts by consultant

• Prepared Company’s expenditure annual budget on rolling basis and monitored the Company’s cash position on weekly basis

• Participated in the preparation of the Company’s funding and asset acquisition

• Prepared, recommended and implemented the relevant operating procedures including suitable internal controls, and human resource manual

• Liasing officer with the Company’s auditor and company secretary

• Participated in the preparation of the Company’s ESOS for recommend the Board of Directors

• Managing the Human Resource functions in term of recruitment, payroll, leave and maintenance of staff personal file

• Part of team that established the e-commerce application for the marketing department, installation of the LAN system, collocation of servers, and internet connection for the technology department, etc.

May 1997 until April 1999 Perdana Technology Ventures Sdn.Bhd.

Nature of Business : Management, Technology & VentureCapital Consultant

Position : AccountantReporting to : Vice President TechnologyResponsibility : Finance, accounting, administration and human

resource

• Part of the team involved in the evaluation of technology projects under the venture capital consultancy activities particularly performing financial due diligence/analysis such as discounted and non-discounted cashflow calculation, SWOT analysis and marketing analysis

• Part of the team responsible for negotiating with potential clients and technology owners.

• Office administration and management of human resource related tasks such as payroll, etc.

• Designed, recommended and implemented accounting, administration and human resource systems

• HR related tasks including the implementation of staff training and development programmes, approval of monthly salary slips, maintenance of attendance record, etc.

• Collection and filing of documents related to direct investment projects

• Participated in the evaluation of potential and commercially viable technologies that could be brought for listing, etc. including performing financial due diligence on direct investment projects such

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as discounted and non-discounted cashflow calculation, SWOT analysis and marketing analysis.

• Participated in the preparation of business plan for Malaysian technology companies to be brought for listing on foreign stock exchange.

May 1994 until April 1997 Abrar Group International Sdn.Bhd.

Nature of Business : Investment holdingPosition : AccountantReporting to : Senior AccountantResponsibility : Finance and accounting

• Part of the team that evaluated and recommended the appropriate accounting and finance system for the Company including designing the chart of accounts and the appropriate accounting control systems.

• Part of the team that converted the manual accounting records to computerised system

• Prepared annual budget on rolling basis and monitoring variances on monthly basis for property division

• Prepared monthly management accounts, final accounts, investment appraisals and business plans for property division

• Special audit and checking works on some subsidiaries of the Company.

• Part of team that designed, recommended and implemented of Operational Procedures Manual for Abrar Unit Trust Management

• Monitored the calculation of daily Net Asset Value for Abrar Unit Trust, registration of unit holders and the issuance of certificates

• Negotiated with financial institutions on finance related matters for property division and Abrar Unit Trust Management

• Ad-Hoc activities such as preparation of marketing presentation materials, making marketing presentations, preparation of prospectus for submission to the Registrar of Companies and Securities Commission, co-operation work with Federation of Unit Trust Managers, etc.

Key Projects / Achievements

Part of the team that designed, established and implemented the accounting and finance system for Abrar Group International Sdn.Bhd., Abrar Unit Trust Management Berhad, Perdana Technology Ventures Sdn.Bhd., MSTB project and Menara MARA project.

Part of the team that worked and obtained the RM75 million bridging financing facility from Bank Rakyat for MARA Incorporated Sdn.Bhd.’s Signal Hill Condominium development project at Kota Kinabalu.

Part of the team procuring audio visual equipment for Menara MARA costing RM3 million including securing financing facility

Part of the team procuring parking equipment costing RM500,000 at Menara and Medan MARA including securing financing facility

Part of the team procuring hardware and software for the Malaysia Software Testing Board (MSTB) project costing about RM10 million.

Prepared and submitted the business plan for application of asset management license LOFSA which approved and granted the Licence for Amanah Asset Management Co. Inc.

Part of the team that worked and obtained the quotation of Gelatech Corporation on the OTCBB.

Part of the team that established and implemented the unit trust system for Abrar Unit Trust Management Berhad.

Other Working Experience

1987 till 1988 Seremban Land Office

Nature of Business : GovernmentPosition : Graduate TraineeReporting to : Assistant District OfficerResponsibility : Trainee

Receipt of Temporary Of Lease (TOL) payment and assisting in the preparation of proposal papers relating to land matters for EXCO meeting

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Education

Chartered Institute of Management Accountants, United Kingdom at Accountancy Tutors, London (1993)

Diploma in Accountancy (CGPA 3.29/4.00) from Institut Teknologi MARA (1986)

A Levels at Holborn Law Tutors, London (1983) SPM at Malay College Kuala Kangsar (1981)

Other Information

Numerate and analytical. Possesses working knowledge of computer software such as Excel, Microsoft Words, Microsoft Powerpoint, Microsoft Project and accounting software such as Peach Three and UBS

Fluent in English and Bahasa Malaysia (spoken and written) Clean driving license (Malaysian) Possesses keen interest in sports particularly rugby, cricket, hockey and

soccer Represented Malay College Kuala Kangsar in hockey and cricket Represented the Perak State in the cricket under 16 and 20 and 23 teams Represented Institut Teknologi MARA Johor Campus in hockey Represented Derby University (UK) in hockey One of the Student Representative Council, President of the Diploma in

Accountancy Students Society Malay College Kuala Kangsar: Sergeant Major of the Cadet Corps, Board of

Director of the Co-operative Society, Vice President of the Arts and Literature Society.

Reference

Prof. Eng. Dr.Ishkandar Baharin, Universiti Kuala Lumpur Malaysia France Institute Section 14, Jalan Teras Jernang, 43650 Bandar Baru Bangi Selangor Darul Ehsan (Tel: 03-8926 2022)

Maruhaizan Abu Samah, Senior Manager Finance & Administration Malaysian Software Testing Board, Lot G-2, Jalan Kenari 12B Bandar Puchong Jaya 47100 Puchong, Selangor Darul Ehsan (Tel: 03-80766100)