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PERCAKAPAN DALAM PEMERIKSAAN

No. Repot1102/2001BalaiBUKIT AMAN

NamaLEE KENG ON

NamaPanggilanLEE KENG ON

No K/P / No Paspot670810-01-5725(Biru/Coklat/Merah)

TarikhLahir10/08/1967TempatLahirMERSING, JOHOR

Umur34JantinaLELAKI

KeturunanCINABahasaINGGERIS

PekerjaanBANK OFFICER ALLIANCE BANKNo Tel Rumah-

No Tel Pejabat-No Tel Bimbit019-2287320

AlamatKediaman5-1-9, GENTING COURT APARTMENT, JALAN GENTING KLANG, SETAPAK, KUALA LUMPUR.

AlamatPejabatALLIANCE BANK CREDIT CARD CENTRE HEAD OFFICE, CAPITAL SQUARE KUALA LUMPUR

AlamatLain-

NamaBapaLEE CHONG ON

AlamatIbuBapaDIED

PegawaiPerakamASPG/19810NORFARHANI BT SULAIMANdiBSJKD BUKIT AMAN

pada12/03/2001jam1500HRS

Jurubahasadaripadakepada

Sebelum merakamkan percakapan ini seperti kehendak Seksyen 112 (iv) Kanun Tatacara Jenayah, saya telah memberitahu penama LEE KENG ON 670810-01-5725 mengenai syarat-syarat sub-seksyen (ii) dan (iii) yang mengkehendaki seperti berikut :

Bahawa kamu dikehendaki untuk menjawab semua soalan yang ditujukan kepada kamu berkaitan dengan kes yang berkenaan bila disoal. Kamu boleh menolak daripada menjawab mana-mana soalan dengan syarat jika jawapan yang akan diberikan nanti boleh menyebabkan kamu menghadap satu tuduhan jenayah atau penalty atau perlucuthakan.

Bahawa kamu dikehendaki memberi keterangan yang betul, tidak kira samaada percakapan itu dibuat dengan sepenuhnya atau sebahagian daripadanya bila menjawab soalan-soalan tersebut.

LEE KENG ON

FARHANIT.T OYDS T.T JurubahasaT.T PegawaiPerakam

SOALAN PEGAWAI PERAKAM: ADAKAH KAMU FAHAM AKAN KEHENDAK-KEHENDAK CERAIAN (ii) DAN (iii) DI BAWAH SEKSYEN 112 KPJ YANG SAYA TELAH MEMBERITAHU KEPADA ANDA SEPERTI DI ATAS?JAWAPAN OYDS: YA.

"BAGI MENJAWAB SOALAN SAYA"

S1:PLEASE INTRODUCE YOURSELF?

J1:I AM 34 YEARS OLD, MARRIED AND HAVE 3 CHILDREN. I WORK AS BANK OFFICER AT ALLIANCE BANK CREDIT CARD CENTRE HEAD OFFICE, CAPITAL SQUARE KUALA LUMPUR SINCE 01/10/1991. NOW, I AM IN CHARGE AS HEAD OF RISK MANAGEMENT AND SECURITY OF ALLIANCE BANK SINCE 05/06/1997.

S2:WHAT IS YOUR JOB FROM THE PERIOD OF JANUARY TO MARCH 2001?

J2:I WAS A HEAD OF RISK MANAGEMENT AND SECURITY OF ALLIANCE BANK AT CAPITAL SQUARE KUALA LUMPUR. I AM IN CHARGE IN MONITORING CREDIT CARD TRANSACTION AND TO PREVENT FRAUD.MY ROUTINE DAILY ON CREDIT CARD TRANSACTION REPORT IS I WILL GO THROUGH THE TRANSACTION AND DETECTING IF THERE IS SUSPICIOUS OR UNUSUAL TYPE OF TRANSACTIONS. THE REPORT WILL BE GENERATED BY THE BANK COMPUTER SYSTEM HEREBY ALL CREDIT CARD OF ALLIANCE BANK AND ALL CREDIT CARD TRANSACTION CARRIED OUT AT ALLIANCE BANK MERCHANT. TRANSACTION IS VERIFIED WHEN CARD HOLDER USES THE CARD AND WHEN THE MERCHANT SWIPE THE CREDIT CARD THROUGH THE TERMINAL, THE TERMINAL WILL SEND AN AUTHORIZATION REQUEST TO ALLIANCE BANK FOR VERIFICATION.

S3:ON 07/03/2001, WHAT IS YOUR RESPONSIBILITY IN ALLIANCE BANK AT CAPITAL SQUARE KUALA LUMPUR?

J3:ON 07/03/2001, I WAS WORKING AND MONITORED CREDIT CARD TRANSACTION REPORT. BUT, WHILE GOING THROUGH MERCHANT TRANSACTION REPORT, I DETECTED TWO IRREGULAR TRANSACTIONS WHEREBY THE AMOUNTS WERE UNUSUALLY HIGH.

S4:Suspicious transaction report [D2] and Printout merchant transaction report [D3] referred.

WHO MADE THIS SUSPICIOUS TRANSACTION REPORT AND PRINT THIS PRINTOUT MERCHANT TRANSACTION REPORT?

J4:I AM THE ONE WHO MADE THAT SUSPICIOUS TRANSACTION REPORT AND PRINT THIS MERCHANT TRANSACTION REPORT ON 7/3/2001. THIS REPORT SHOWED TWO IRREGULAR TRANSACTIONS WHICH UNUSUALLY HIGH.

S5:PLEASE EXPLAIN ABOUT THIS REPORT AND THE AMOUNTS OF TRANSACTIONS, WHICH WERE UNUSUALLY HIGH?

J5:THE UNUSUALLY HIGH AMOUNT OF TRANSACTIONS ATTRACTED MY ATTENTION. THE AMOUNT WAS RM 6,000 PER TRANSACTION AND RM 2,700 FOR ANOTHER TRANSACTION. THOSE TRANSACTIONS ARE AT 9.25 A.M AND 9.30 A.M.

S6:SO, DID THE TRANSACTION WAS AUTHORIZED BY THE CARD HOLDER OR NOT?

J6:NO.

S7:HOW DO YOU CONFIRMED THAT TRANSACTION WAS UNAUTHORIZED TRANSACTION?

J7:I SENT A FAX REGARDING ON THOSE TWO TRANSACTIONS ISSUES FROM THE BANK OF THE CREDIT CARD WHICH IS BANK OF SCOTLAND IN UNITED KINGDOM FOR VERIFICATION. THE BANK OF SCOTLAND CONFIRMED THE TRANSACTION I SENT FOR VERIFICATION WAS FALSE AND NOT AUTHORIZED BY THE LOCAL CARD HOLDER. I WAS INFORMED BY TELEPHONE AND THEY FAX THE CONFIRMATION LETTER FROM THEIR BANK TO ME.

S:HOW DID YOU KNOW THAT THE BANK OF SCOTLAND IN UNITED KINGDOM WAS THE BANK WHICH ISSUED THE CREDIT CARD OF THOSE TWO IRREGULAR TRANSACTIONS?

J:I KNEW THAT THE BANK OF SCOTLAND ISSUED THAT CREDIT CARD BY REFERIING WITH THE NUMBER OF THE CARD EMBOSSED AT THE MERCHANT TRANSACTION REPORT.

S8:Confirmation letter from Bank of Scotland on 7/3/2001 [D4]referred.

COULD YOU EXPLAIN THIS CONFIRMATION LETTER FROM BANK OF SCOTLAND DATED ON 7/3/2001?

J8:THIS CONFIRMATION LETTER WAS FAXED BY BANK OF SCOTLAND ON 7/3/2001 SAID THAT THE TRANSACTION AMOUNTEDTO RM6,000 AND RM2,700 ARE FALSE AND NOT AUTHORIZED BY THE LOCAL CARD HOLDER NAMELY IS DANNY LIM.

S9:AFTER YOU RECEIVE THAT INFORMATION, WHAT IS YOUR ACTION?

J9:FOLLOWING BANK PROCEDURE, I LODGED A POLICE REPORT 1102/2001 AT BUKIT AMAN COMMERCIAL CRIME DIVISION ON 8/3/2001. I DIDNT INFORM MY BOSS. I CONTACTED CHIEF INSP. NAZRI AND ASP WOOI FROM BUKIT AMAN. I KNEW THIS OFFICERS PRIOR TO THIS INCIDENT. THE REPORT WAS LODGED AT BUKIT AMAN ON 8/3/2001. I DISCUSSED THE MATTER WITH CHIEF INSP. NAZRI AND ASP. WOOI BEFORE LODGING THE REPORT.

S10:Police report 1102/2001 on 8/3/2001 [A] referred.

DID YOU THE ONE WHO LODGED THIS POLICE REPORT 1102/2001 ON 8/3/2001?

J10:YES, I AM THE ONE WHO LODGED THIS POLICE REPORT 1102/2001 ON 8/3/2001. I LODGED TO ASP. WOOI KOOI CHEANG. DURING THAT TIME, INSP. NAZRI ALSO BEING THERE.

S11:WHY YOU DIDNT INFORM TO YOUR BOSS FIRST?

J11:AT THAT TIME, MY BOSS WAS OUTSTATION. SO, BASED ON MY EXPEREINCE FROM THE PRIOR INCIDENT BEFORE, I JUST CONTACTED CHIEF INSP. NAZRI AND ASP WOOI.

S12:DID YOU KNOW WHERE THE POS TERMINAL INVOLVED FOR THAT TWO IRREGULAR TRANSACTIONS IS?

J12:Printout merchant transaction report [D3] referred.

YES, I KNOW. BASED ON THE MERCHANT TRANSACTION REPORT THERE ARE THE MERCHANT AGENTS NAME BY EACH TRANSACTION. FOR THE TWO SUSPICIOUS TRANSACTIONS ON 7/3/2001 IN THE MERCHANT TRANSACTION REPORT, THE MERCHANT AGENT INVOLVED IS ZAFCO TRAVELS AND TOURS IN PUSAT BANDAR DAMANSARA.

S13:DID YOU CONTACT ZAFCO TRAVELS AND TOURS UPON CONFIRMATION OF BANK OF SCOTLAND AND INFORMED THEM THE TRANSACTION WAS FALSE?

J13:I DID CONTACT THE OWNER OF ZAFCO TRAVELS AND TOURS UPON CONFIRMATION OF BANK OF SCOTLAND ON 7/3/2001 AND INFORMED THEM THAT THE TRANSACTION WAS FALSE. I CONTACTED HIM BY PHONE AND ALSO VISITED HIM PERSONALLY.

S14:WHEN YOU PERSONALLY VISIT ZAFCO TRAVEL, WHO DID YOU MET THERE?

J14:ON MY PERSONAL VISIT ON 7/3/2001 AT 2.00 P.M, I MET THE OWNER OF ZAFCO TRAVEL. HIS NAME IS HARITH ISKANDAR. I INFORMED HIMON THE SUSPICIOUS TRANSACTION THAT HAPPENED TODAY AND ASKED HIM TO BE MORE CAREFUL. THEN, I ASKED HIS PERMISSION TO INFORM ME IF THE PERSON WHO MAKE THE FALSE TRANSACTION COME TO HIS OFFICE AGAIN.

S15:DID HE KNOW WHO THE PERSON WHO MAKES THE FALSE TRANSACTION IS?

J15:I ALREADY INFORM HIM THE AMOUNT OF UNUSUAL TRANSACTION MADE ON 7/03/2001 AND HE CHECKED ON THE COMPUTER RECORD SYSTEM. HE KNEW THAT THE PERSON AND HE INFORMED ME ON 9/3/2001 THAT THE PERSON COMES AGAIN TO DO A PAYMENT.

S16:PLEASE TELL ME ABOUT THE APPEARANCE OF THE PERSON WHO MADE THOSE TWO SUSPICIOUS TRANSACTIONS ON 7/3/2001 AT 9.25 A.M AND 9.30 A.M.

J16:THE PERSON WHO MADE THOSE TWO SUSPICIOUS TRANSACTION ON 7/3/2001 AT 9.25 A.M AND 9.30 A.M IS A MAN AROUND 30S YEARS OLD WITH FAIR SKIN, ROUND FACE, QUITE CHUBBY, AND WITH THE HEIGHT OF 158 C.M. ON 9/3/2001, I ALSO FOLLOWED INSP. NAZRI AND ASP. WOOI WITH THE OTHER THREE POLICEMAN, D/KPL ROSLAN ABDUL MAJID, D/KPL ABDUL RAZAK AND ALSO KPL EKHSAN MOHD AMIN TO THE ZAFCO TRAVEL AND TOURS AT PUSAT BANDAR DAMANSARA, DAMANSARA HEIGHT, KUALA LUMPUR FROM 9.30 A.M TO 2.20 P.M. THEN, AT 2.20 P.M, I SAW THE MAN WHO IS THE SAME CHARACTER WITH THE INFORMATION I GOT FROM HARITH ISKANDAR AT ZAFCO TRAVEL AND TOURS ON 7/3/2001 CAME TO THE ZAFCO TRAVEL AND TOURS. THEN, I TOLD TO INSP. NAZRI ABOUT THAT MAN. AFTER THAT, I WENT TO MY WORKPLACE.

S17:DO YOU HAVE ANY RELATIONSHIP WITH THE OWNER OF ZAFCO TRAVELS?

J17:NO, I DO NOT HAVE ANY RELATIONSHIP WITH HIM.

THE CONVERSATION WAS READ BACK TOLEE KENG ON K/P 670810-01-5725:

S18:DO YOU WANT TO DO ANY AMENDMENTS OR ADDITION ON YOUR PREVIOUS CONVERSATION?

J18:NO.

S19:ARE YOU TELLING THE TRUTH?

J19:YES.

Rakaman percakapan tamat pada tarikh 12/03/2001 @ 1615 HRS: LEE KENG ON

FARHANI

LEE KENG ON

T.T OYDS T.T JurubahasaT.T PegawaiPerakam

LEE KENG ON

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