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2

Mie|dv Mdvde``tebbe Jde`amtx \qbrabn Hbe Bvcamb|aeqb

Hbcbj Tehbe`*Tehbe` Jbcbq|ab%

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Bo|xrbm

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haxdxbvmbe icdn Bccbn% Bexbrb bhbo hbe vdrbxtrbe qbe` haxdxbvmbe icdn

Bccbn hbcbj jde``tebmbe obrbe`be hbe vdrmnahjbxbe abcbn; jdekb`b

mdodr|anbe hbe jde``tebmbe obrbe`be qbe` |tla# jde``tebmbe

obrbe`be hbe vdrmnahjbxbe |dlbrb nbcbc# hbe jde``teb |dlbrb

odr|dhdrnbeb% Brxamdc aea jdjoaelbe`mbe ododrbvb mie|dv

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Hde`be vdroaelbe`be aea# hanbrbvmbe |tbxt rtjt|be hbvbx habjoac

|tvbqb mdcdjbnbe qbe` ptkth hbcbj vdrtehbe`be jb|b maea havdrobamahbe hde`be axt mdbhacbe |i|abc hbvbx halbvba%

8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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2%6 Vdehbntctbe

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haaeqb hbe mdctb`beqb% Jdettx Kine G Mdeedhq# vde``teb

jdbe`mtja |djtb ibe`% Hbcbj hdmcbb|a ha Hdpbe Mie`d| vbhb 24

Jbl 217? odcabt jded`b|mbe;

Lie|tjdr|# oq hdgaeaxaie# aelcthd t| bcc %%%Xndq brd xnd cbr`d|x

dlieijal `ritv# bggdlxae` beh bggdlxdh oq bcji|x dwdrq vtocal beh

vrawbxd dlieijal hdla|aie2%

Bhb vdehbvbx qbe` xahbm jde``icie`mbe |djtb jbet|ab |dob`ba

vde``teb% Jddmb jdeqbxbmbe vde``teb |dob`ba;

B vdr|ie xi pnij `iih|# |drwald|# lrdhax brd |tvvcadh ir xi od

|tvvcadh oq beixndr ae xnd litr|d ig b ot|aed|| lbrradh ie oq naj?%

Q%B%O% Xte H% Jbnbxna Jinbjdh xdcbn jdjoda |bxt hdgaea|a vbhb

/vde``teb/ hbcbj tlbvbeeqb |djb|b jdb|jambe jbkca| |djvdeb Nba

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bcbj |djtcb kbha% Bxb| b|b| axt# vde``teb bhbcbn b|b| |d`bcb md`abxbe

dmieija/%0# Mdvde``tebbe# AXJ; Oaixdm|

?K% Jalmdcot`n# 2101# Lie|tjdr Vrixdlxaie# Boae`hie; De`; Vigd||aiebc Oiim# ncj 8

Bc* Jbahbn; 16

1Bc*Obrbbn; 20>

8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

7

ibe`*ibe` A|cbj xdxbva kt`b mdvbhb |dcttn jb|qbbmbx |dlbb

bjeqb# mdbeb obbe`be qbe` obam hbe od|an jdtvbmbe mdvdctbe

|dxabv ibe`%

?# Jtnbjjbh Delqlcivbdhab ig \ddrbn# Kac AA# xnd Jt|caj Xt|x

\lniic| Xt|x# n 80824

Be ea|b= ;

8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

0

aa% Od`axt kt`b |d|dibe` axt habe``bv od|dhdnbeb bvboacb xahbm

oii| bxbt mdxdcbctbe hbcbj vde``tebbe% Mdxdcbctbe bxbt oii|

hbcbj vde``tebbe odjbmeb;

* \d|dibe` qbe` jdjodcbekbmbe mdmbqbbe xdnbhbv obbe`be qbe`

hanbbjmbe |dvdxa bbm# odktha hbe |dob`baeqb; bxbt

* \d|dibe` qbe` jdjodcbekbmbe mdmbqbbe |dlbb mdxdcbctbe textm

obbe`be qbe` nbcbc pbcbtvte bhb mdjbjvtbe= bxbt

* \d|dibe` qbe` jdjodcbekbmbe mdmbqbbe textm xtktbe mdobkambe

hbe mdobambe xdxbva nbeqb textm havbjdmbe bxbt jdetektm*

etektm |bnbkb%27

Vdotbxbe*vdotbxbe ha bxb| bhbcbn haxd`bn icdn A|cbj% Bccbn

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hdmbx nbmeqb# mdvbhb ibe` ja|mae hbe ibe` hbcbj vdkbcbebe= hbe

kbe`becbn mbjt jde`nbjot*nbjot .nbxbjt! |dlbb oii|%

\d|te``tneqb vdjoii|*vdjoii| axt bhbcbn |bthbb |qbaxbe hbe

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odcdoan*cdoanbe# hbe xahbm .vtcb! mama# hbe bhbcbn .vdodcbekbbe axt!

haxde`bn*xde`bn ha bexbb hdjamabe%2>

4% Bhbo hbe vdbxtbe jde`nbcbe` jdjoda jbmctjbx vbc|t% \dobbe`

amcbe ndehbmcbn odeb% Hbcbj miexdm| viji|a# vdjb|bbe bxbtvte

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|d|tbxt qbe` otmbe mdvdctbe# bxbt jdeqbjvbambe mdvbhb vde``teb

jbmctjbx qbe` jde`dcatmbe jde`debaeqb% Bccbn odgajbe qbe`

odjbm|th; \dodebeqb qbe` xd`bjbm odht|xb axt nbeqbcbn ibe`*

27

Jtnbjbh Delqlcivdhab ig \ddrbn# ncj 800%20

Bc*A|bb; ?7*?02>

Bc*Gtrbe; 70

8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

>

ibe` qbe` odxboabx odht|xb%21

GajbeEqb cb`a; \d|te``tneqb

ibe`*ibe` qbe` odht|xb xdnbhbv Bccbn xahbm bmbe odkbqb% Jddmb

nbeqb jdehbvbx |dhamax md|debe`be .ha hteab! hbe jddmb vtcb bmbe

odicdn b{bo |dm|b qbe` xahbm xdvda |bmaxeqb%?6

_b|tctccbn vtcb

od|bohb; \tjvbn vbc|t jdjoda jbegbbx mdvbhb obbe`be xdxbva

jde`nbvt|mbe mdodmbxbeeqb% ._apbqbx Otmnba!

7% Bhbo hbe vdbxtbe jdcbbe` tjbxeqb hba jdcbmtmbe anxambr abaxt

cbbe`be jdeqiim obbe`*obbe` mdvdctbe% Xaehbmbe aea hacbmtmbe

hde`be jdeqiim obbe`be xd|dotx hbe haktbc vbhb nb`b xae``a

mdxamb vde``teb jdjdctmbeeqb% _b|tctccbn \%B%P jdcbbe`

vdotbxbe vdeqiimmbe obbe`% \bohb ob`aehb; \dkdcam*kdcam jbet|ab

abcbn ibe` qbe` |tmb jdeajote# kamb hab jdehde`b nb`b jtbn#

odb|b mdldpb hbe |dbehbaeqb jdehde`b nb`b ebam bmbe odb|b

`djoab% ._apbqbx _b{ae!% Ob`aehb od|bohb; obbe` |abvb

jdeqiim obnbe jbmbebe |dcbjb djvbx vtctn jbcbj# jbmb

|d|te``tneqb Bccbn xahbm cb`a vdct mdvbhbeqb% ._apbqbx Bnjbh#

Nbmaj# aoet \qbaobn hbe Ob{{b!

0% Bhbo hbe vdbxtbe A|cbj jde``bcbmmbe jbet|ab jdjdcanbb |tjod

|djtcbkbha ob`a jdekbjae mdvdexae`be haa hbe jb|qbbmbx% Bccbn

odgajbe qbe` odjbm|th; Habcbn .Bccbn! qbe` jdettembe ba

hba cbe`ax qbe` |dobnb`abeeqb textm jaetjbe hbe qbe`

|dobnb`abeeqb textm xtjotnbe ha jbeb mbjt oicdn odxdebm%?2

Bqbx aea jde``d|b jbet|ab jdjdcanbb bcbj |dmaxb hde`be

jde`bjbcmbe vde``tebbe jbvbe hbe `bqb nahtv qbe` cd|xba%

21Bc*Ebnc; 264

?6Bc*Ebnc; 227*220

?2Bc*Ebnc; 26

8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

1

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

26

jdjb|xambe odmbcbe obbe`be xahbm hahijaeb|a icdn |d|dxde`bn vanbm

qbe` xahbm odxbe``te`kbpbo# jdjb|xambe odmbcbe |dexab|b

jdeltmtva ha vb|bbe hbe jde`ntmtj vanbm qbe` xdoboax hbcbj

bmxawaxa jdeqiim obbe`be mdvdctbe% Ob`a jdcaehte`a vde``teb

hbavbhb vdeavtbe vdjbkt vdtjbnbe qbe` xahbm odxbe``te`kbpbo#

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jdekbha Bmxb Vdjobe`tebe Vdtjbnbe ?662 jdjvdtextmmbe

vdetotnbe Xaotebc Vdjodca _tjbn ob`a jdcaehte`a vde``teb%

?% Bmxb Mbpbcbe Nb`b 2187 jdeqdhabmbe vdtextmbe ob`a vdebehbbe

nb`b# vdcbodcbe |dxb vdedxbvbe nb`b jbm|ajte ob`a obbe`be hbe

vdmnahjbxbe% Hde`be bhbeqb vdtextmbe*vdtextmbe |dod`aea#

vdeab`b xahbm hbvbx jdcdxbmmbe nb`b |dpdebe`*pdebe`eqb#

|dxdt|eqb jde`nbcbe` vdeab`b jdehbvbx odcdoanbe% Vdeab`b

hajd|xambe jdjbxtna Vdbxtbe Mbpbcbe Nb`b .Vdebehbbe Nb`b

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4

hbe Bmxb _blte Jbnmctm Vdi|bm 2108% \dcbae hba axt# ob`a

jdjb|xambe |djtb tobxbe ha vb|bbe bhbcbn |dcbjbx hbe jtkbbo

Vbcajde jdctct|mbe Bmxb Vdehbgxbbe Gbjb|a 2142# Bmxb Ktbcbe

Hbhbn 214?# Bmxb _blte hbe Bmxb Tobx .Amcbe hbe Ktbcbe! 2147%

\dxabv tobx qbe` haktbc ha Jbcbq|ab jd|xa hahbgxbmbe hde`be

Mdjdexdabe Md|anbxbe hbe nbeqb oicdn haamcbembe hde`be mdodebbe

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

22

mdjdexdabe% Ob`a jde`tbe`mbe mbhb mdldcbmbbe ha Jbcbq|ab

ododbvb tehbe`*tehbe` ha`tobc abaxt Bmxb Vde`be`mtxbe Kbcbe 21>0

hbe Bmxb Cdjob`b Vdcd|debe Mdehdbbe Vdhb`be`be 21>0%

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mdcdhb hbe |dob`baeqb vdct jdjvteqba xbehb J\ bxbt vabpbabe cbae

ob`a jdekbjae mtbcaxa obbe`be xd|dotx%

8% Jbcbq|ab jdjvteqba vdtextmbe qbe` cde`mbv odmbaxbe mie|dv nbcbc

qbe` xdmbehte` hbcbj Bmxb Jbmbebe 21>

8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

2?

hbe nb`b% Bmxb Vdanbc Hb`be`be 210? ha`tobc ob`a jdcaehte`a

vde``teb hbavbhb haxavt icdn vdeqbxbbe vbc|t hbe jde`dcatmbe

xdexbe` |d|tbxt obbe`be hbe vdmnahjbxbe% Ha |aea amcbe |dvbxtxeqb

jdjbaembe vdbebe qbe` vdexae` ha hbcbj jdjodambe md|dhbbe

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xdexbe` |d|tbxt vihtm axt%

7% Vde``teb kt`b odnbm textm jdehbvbx vbjvb|be qbe` bhac hbe

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vbc|t% Bmxb Vdcaehte`be Vde``teb 2111 xdcbn jdjvdtextmmbe

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vde``teb jdjotbx bvb*bvb xtextxbe ob`a mdt`abe qbe` habcbja

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vdeldjbbe hbe jdcaehte`a bcbj |dmaxb bexbb bmxb*bmxb qbe`

hamtbxmtb|bmbe abcbn Bmxb Mtbcaxa Bcbj \dmaxb 2108# Bmxb Xbjbe

Ed`bb 21>6# Bmxb Vdambebe 21>4# Bmxb Vdntxbebe 2186 hbe Bmxb

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vihtm odcbehb|mbe \qbabn odkbqb jdjoda bcxdebxag mdvbhb

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bjbcbe aob% Otmbe |dmbhb axt |bkb# jbcbn vdeqdhabbe aegb|xtmxt

vdobembe qbe` lbe``an hbe cde`mbv jdjvdjthbnmbe cb`a mnahjbx

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

2< cb`a hde`be

xdodextmeqb Obem A|cbj .Jbcbq|ab! Odnbh% Vde``tebbe bmbte

odmdebbe havdctb|mbe cb`a mdvbhb |djtb ae|xaxt|a mdpbe`be bvboacb

Obem Ed`bb Jbcbq|ab jdjvdmdebcmbe \maj Vdobembe Xbevb

Gbdhbn .\VXG! vbhb 211< ha|t|tca hde`be \maj Vdobembe A|cbj

.\VA! vbhb 2110% Od`axt kt`b |maj Xbmbgtc ha Jbcbq|ab bhbcbn

odcbehb|mbe mdvbhb \qbabn A|cbj% Abeqb xahbm jdcaobxmbe te|t*

te|t |dvdxa vdkthabe# mdxahbmvb|xabe hbe aob%

8%6 Bebca|b Hbe Lbhbe`be

2% \bxt tehbe`*tehbe` mnt|t| jde`deba vd|bae`be bhac hbe

bexajieivica vbxtx ha`tobc% Xbevb bhbeqb |tbxt tehbe`*tehbe` qbe`

hbvbx jde`bpbc |tbxt jieivica xdnbhbv |d|tbxt obbe`be# vbb

vde``teb xdhdhbn mdvbhb nb`b obbe`be qbe` xahbm |xboac hbe xdcbct

xae``a ha vb|bbe hbe jddmb bmbe haxaehb| icdn `icie`be vdeab`b

hde`be jthbn |dmbca%

?% @bote`be Vd|bxtbe*Vd|bxtbe Vde``teb Jbcbq|ab .GIJLB!

jde`d|qimbe |tvbqb |bxt Bmxb Bexacbjobmbe?8

haptkthmbe ha

Jbcbq|ab ob`a jdekbjae xahbm odcbmt cbjobmbe obbe`be qbe`

jdjvteqba jtxt qbe` dehbn hbe odobnbqb mdvbhb vde``teb% Bmxb

aea nbt|cbn xdvbmba mdvbhb obbe`be |bjb bhb hba hbcbj Jbcbq|ab

bxbt hba ctb ed`bb% Obeqbm obbe`be qbe` mtbe` odjtxt bxbt

jdeldjbmbe bcbj |dmaxb hbe tobx*tobx |dxb blte |dbe``b qbe`

jdobnbqb qbe` xahbm haodebmbe cb`a ha ed`bb jbkt# ha nbexb md

Jbcbq|ab% Jbcbq|ab odctj jdjvteqba vdtehbe`be mnt|t| ob`a

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?8Nbjhbj# Vdrktbe`be Vdrtehbe`be Vde``teb# ncj 82

8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

28

odmbaxbe ha`tobc% Hde`be bhbeqb tehbe`*tehbe` aea# hanbbv

obbe`be qbe` hamdctbmbe ha Jbcbq|ab ob`a md`tebbe hbcbj ed`bb

bhbcbn |dxbehae` hde`be obbe`be textm xtktbe dm|vix% Aea kt`b hbvbx

jdekbjae mdvtb|be vde``teb ob`a |d|tbxt obbe`be axt%

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\djaebr Mdt|bnbpbebe A|cbj AA Vdrae`mbx Mdobe`|bbe

24

Vdtextmbe qbe` mijvdnde|ag jde`deba amcbe bjbxcbn vdct mdbeb

vbhb jb|b |dmbbe` mie|dv amcbe bhbcbn bjbx odxdexbe`be hde`be

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ha|dxba icdn mdtvbqbbe hbe mtb|b textm jdjacamaeqb% Kd|xdt axt# |bxt

vdbxtbe qbe` cde`mbv nbt|cbn ha`ba|mbe ob`a jdekbjae |d|tbxt

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7% Te|t*te|t vdcaehte`be bcbj |dmaxb nbt| haxdbvmbe hbcbj

tehbe`*tehbe`% _bjba vde`dctb jde`bjoac md|djvbxbe jdcbodc

vihtm mdctbbe jddmb |dob`ba jd|b bcbj% Jbcbq|ab |dnbt|eqb

jde``tobc |tbxt vabpbabe ob`a vde``tebbe cbodc jd|b bcbj bxbt

dli*cbodccae`% \dxbmbx aea# xabhb |bxt |xbehbh ob`a jdekbjae |d|tbxt

vihtm axt odeb*odeb jd|b bcbj% GIJLB xdcbn jdelbhbe`mbe

bvboacb |dxabv |d|tbxt |xbehbh axt hamdjb|maea# |xbehbh xd|dotx nbt|

haxdbvmbe te|t jd|b bcbj%?4

0% Gbc|bgbn mdvde``tebbe qbe` jdedmbembe mie|dv nbcbcbe xbqqaobe

vdctcbn haxdbv md hbcbj |a|xdj dmieija xdtxbjbeqb mdvbhb

vde`dctb A|cbj% Aea mdbeb# jdcbcta mie|dv nbcbcbe xbqqaobe aea#

mbdhbn vde`dctbbe vdct jde`amtx laa*laa xdxdext |dvdxa

mdod|anbe# md|tlabe hbe jtxt obbe`be% Nbcbc |djbxb*jbxb bhbcbn

xahbm jdjbhba mdbeb mdjte`maebe od|b obbe`be hbe vdmahjbxbe

ha|dhabmbe nbcbc xdxbva xahbm obam mdbeb jdjobnbqbmbe md|anbxbe

bxbtvte md|dcbjbxbe% Icdn mdbeb xdhbvbx vdcob`ba mbdhbn

vde`dctbbe haobe`tembe icdn vdcob`ba vanbm# t|bnb textm jde`bpbc

hbe jdjbexbt mbdhbn vde`dctbbe obbe` xdtxbjbeqb vde`dctbbe

vihtm vdjbmbebe nbt|cbn havbexbt% Mie|dv aea otmbe nbeqb oicdn

havbmba md bxb| ibe` A|cbj xdxbva kt`b mdvbhb |dcttn jb|qbbmbx

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8/8/2019 Konsep Kepenggunaan Mengikut Syariah Dan Aplikasinya Dalam Undang-Undang Malaysia

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