myangkasa amanah · pdf filerecord management services wills/wasiat/hibah only total tat: 5...
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MYANGKASA AMANAH MYANGKASA AMANAH MYANGKASA AMANAH MYANGKASA AMANAH BERHADBERHADBERHADBERHAD
PERANCANGAN PERANCANGAN PERANCANGAN PERANCANGAN KESINAMBUNGAN PERNIAGAAN KESINAMBUNGAN PERNIAGAAN KESINAMBUNGAN PERNIAGAAN KESINAMBUNGAN PERNIAGAAN
ANJURAN TERAJUANJURAN TERAJUANJURAN TERAJUANJURAN TERAJU
MyANGKASAMyANGKASAMyANGKASAMyANGKASA AMANAH BERHAD BACKGROUNDAMANAH BERHAD BACKGROUNDAMANAH BERHAD BACKGROUNDAMANAH BERHAD BACKGROUND
MyANGKASAMyANGKASAMyANGKASAMyANGKASA AMANAH BERHAD is registered under AMANAH BERHAD is registered under AMANAH BERHAD is registered under AMANAH BERHAD is registered under Trustee Trustee Trustee Trustee Act 1949.Act 1949.Act 1949.Act 1949. We are fully We are fully We are fully We are fully ShariahShariahShariahShariah compliant compliant compliant compliant [[[[product,investmentproduct,investmentproduct,investmentproduct,investment, Board]. , Board]. , Board]. , Board]. Wholly owned byWholly owned byWholly owned byWholly owned by ANGKASA ANGKASA ANGKASA ANGKASA the cooperative APEX bodythe cooperative APEX bodythe cooperative APEX bodythe cooperative APEX body and registered under and registered under and registered under and registered under Cooperative Act. Cooperative Act. Cooperative Act. Cooperative Act.
MyANGKASAMyANGKASAMyANGKASAMyANGKASA AMANAH BERHAD objectives’ of establishment AMANAH BERHAD objectives’ of establishment AMANAH BERHAD objectives’ of establishment AMANAH BERHAD objectives’ of establishment is focusing on efficiency in estate administration via is focusing on efficiency in estate administration via is focusing on efficiency in estate administration via is focusing on efficiency in estate administration via strategic collaboration with relevant agencies strategic collaboration with relevant agencies strategic collaboration with relevant agencies strategic collaboration with relevant agencies leveraging on electronic system leveraging on electronic system leveraging on electronic system leveraging on electronic system i.ei.ei.ei.e EEEE----WasiatWasiatWasiatWasiat EEEE----HibahHibahHibahHibah, , , , EEEE----AmanahAmanahAmanahAmanah dandandandan EEEE----Estate Estate Estate Estate administration. Efficiency and administration. Efficiency and administration. Efficiency and administration. Efficiency and effectiveness are the KPI. effectiveness are the KPI. effectiveness are the KPI. effectiveness are the KPI.
Why Why Why Why MyAngkasaMyAngkasaMyAngkasaMyAngkasa AmanahAmanahAmanahAmanah BerhadBerhadBerhadBerhad????
MABMABMABMABWe offer fully electronic solutions with We offer fully electronic solutions with We offer fully electronic solutions with We offer fully electronic solutions with EEEE----WasiatWasiatWasiatWasiat, E, E, E, E----AmanahAmanahAmanahAmanah, E, E, E, E----HibahHibahHibahHibah & E& E& E& E----PusakaPusakaPusakaPusaka, “end, “end, “end, “end----totototo----end solutions”end solutions”end solutions”end solutions” via via via via WEB BASE. WEB BASE. WEB BASE. WEB BASE.
CLIENTCLIENTCLIENTCLIENTIndividual client will experience the maximum Individual client will experience the maximum Individual client will experience the maximum Individual client will experience the maximum satisfaction while dealing with MAB or our Business satisfaction while dealing with MAB or our Business satisfaction while dealing with MAB or our Business satisfaction while dealing with MAB or our Business Associate.Associate.Associate.Associate.
INTEGRATION SYSTEMINTEGRATION SYSTEMINTEGRATION SYSTEMINTEGRATION SYSTEM
• ALISALISALISALIS
• JKSM JKSM JKSM JKSM –––– EEEE----FARAIDHFARAIDHFARAIDHFARAIDH
• INSTITUSI KEWANGANINSTITUSI KEWANGANINSTITUSI KEWANGANINSTITUSI KEWANGAN
• EEEE----FILING MAHKAMAH FILING MAHKAMAH FILING MAHKAMAH FILING MAHKAMAH
• EEEE----TAPPTAPPTAPPTAPP
• EEEE----TANAHTANAHTANAHTANAH
Business Continuity Risk
• When the owner deceased all transaction freeze (by law)
• Unable to pay all the dues;
I. Salaries
II. Vendors
III.Statutory payment
IV. Bills
Legacy Risks
• To expedite the investigation process of the deceased estate.
i. Current Assets i.e Banks, ASB, LTH, Bank Rakyat & Other savings
ii. To investigate liabilities with FI & Individuals.
iii.To investigate lawful beneficiaries.
iv. To investigate unnecessary legal dispute among irrelevant parties.
Solutions
1. Amanah Tijari
2. Wasiat/Wills
Electronic Searching for:
i. Financial Institution i.e Banks, PNB, LTH, Bank Rakyat, MBSB
ii. Authorities.
� ALISALISALISALIS
� JKSM JKSM JKSM JKSM –––– EEEE----FARAIDHFARAIDHFARAIDHFARAIDH
� INSTITUSI KEWANGANINSTITUSI KEWANGANINSTITUSI KEWANGANINSTITUSI KEWANGAN
� EEEE----FILING MAHKAMAH FILING MAHKAMAH FILING MAHKAMAH FILING MAHKAMAH
� EEEE----TAPPTAPPTAPPTAPP
� EEEE----TANAHTANAHTANAHTANAH
WILL/WASIAT WILL/WASIAT WILL/WASIAT WILL/WASIAT RM400RM400RM400RM400 [free amendment].[free amendment].[free amendment].[free amendment].If the client have registered If the client have registered If the client have registered If the client have registered WasiatWasiatWasiatWasiat/Wills before the revocation fee will be /Wills before the revocation fee will be /Wills before the revocation fee will be /Wills before the revocation fee will be RM100RM100RM100RM100 only. only. only. only.
HIBAH DECLARATIONHIBAH DECLARATIONHIBAH DECLARATIONHIBAH DECLARATION
RM400RM400RM400RM400 FEE FEE FEE FEE
HIBAHHIBAHHIBAHHIBAH
The fee rate depending on the asset value and third party cost. Standard The fee rate depending on the asset value and third party cost. Standard The fee rate depending on the asset value and third party cost. Standard The fee rate depending on the asset value and third party cost. Standard industry practice the rate is industry practice the rate is industry practice the rate is industry practice the rate is 0.5% 0.5% 0.5% 0.5% from current asset value excluding third from current asset value excluding third from current asset value excluding third from current asset value excluding third party cost. party cost. party cost. party cost.
AmanahAmanahAmanahAmanah TijariTijariTijariTijari
RM400RM400RM400RM400 FEE FEE FEE FEE
MAB will ensure the deceased business operation continues as usual until MAB will ensure the deceased business operation continues as usual until MAB will ensure the deceased business operation continues as usual until MAB will ensure the deceased business operation continues as usual until completion of estate distribution. completion of estate distribution. completion of estate distribution. completion of estate distribution.
AmanahAmanahAmanahAmanah BaraqahBaraqahBaraqahBaraqah
An Investment Trust Product, An Investment Trust Product, An Investment Trust Product, An Investment Trust Product, shariahshariahshariahshariah compliant offers up to 5% annual returncompliant offers up to 5% annual returncompliant offers up to 5% annual returncompliant offers up to 5% annual return
AmanahAmanahAmanahAmanah TijariTijariTijariTijari
1. Ensure staff salaries paid on scheduled.
2. Ensure payment to vendor is according to company policy.
3. Ensure the management follows the company’s policy in making business decision.
AmanahAmanahAmanahAmanah BaraqahBaraqahBaraqahBaraqah
Contract : Trust Deed
Concept : Mudharabah
Shariah compliant : 100%
Capital : Preserved
Minimum Investment : RM200,000.00
Expected Return : up to 5% a year
Acceptance Fee: NA
Management Fee : 3% from derived dividend
Wthdrawal Fee : NA
RECORD MANAGEMENT SERVICESWILLS/WASIAT/HIBAH ONLY
Total TAT: 5 DAYS
RECEIVING
DATA ENTRY
INFORMATION COMPLIANCE
INFORMATION VERIFICATION
SCANNING
UPLOAD TO EDMS DIGITAL
STORAGE
UPLOAD www.myangkasaamanah.com.my
PREPARING SMS CUSTOMER NOTIFYING THEM THAT TESTAMENT HAS BEEN
OFFICIALLY UPLOADED & PROVIDE THEM TEMPORARY
PASSWORD
SMS TEMPORARY PASSWORD RO
CUSTOMER
CUSTOMER CHANGE TO PERMANENT PASSWORD
CUSTOMER KEY-IN MYKAD NUMBER
VIEW IMAGES
AMENDMENT [IF ANY]
3 days2 days
RECORD MANAGEMENT SERVICESESTATE ADMINISTRATION
Total TAT: 5 DAYS
RECEIVING
DATA ENTRY
INFORMATION COMPLIANCE
INFORMATION VERIFICATION
SCANNING
UPLOAD TO EDMS DIGITAL
STORAGE
UPLOAD www.myangkasaamanah.com.my
PREPARING SMS NOTIFYING BENEFICIARY THAT HAS
BEEN OFFICIALLY UPLOADED & PROVIDE THEM
TEMPORARY PASSWORD
SMS TEMPORARY PASSWORD TO BENEFICIARY
BENEFICIARY CHANGE
TO PERMANENT PASSWORD
BENEFICAIRY KEY-IN MYKAD
NUMBER
VIEW IMAGES
END OF PROCESS
3 days2 days
RECORD MANAGEMENT SERVICESESTATE ADMINISTRATION PROCESS
Total TAT: 90 DAYS [SUBJECT TO ADMINISTRATION DIFFICULTY], [WHICHEVER IS EARLIER]
1
• INVESTIGATION
• ASSETS/LIABILITIES/BENEFICIARIES
2
• REALIZATION
• ASSETS - LIABILITIES
3
• DISBURSEMENT
• TRANSFER OF TITLE/DISBURSEMENT
1. Monthly reporting to RAKAN
NIAGA
[status files]
1. Payment to RAKAN NIAGA &
Closing
BUSINESS SUCCESSION PLANNING
BY:
Ahmad Saruji Abdul Aziz
Chief Executive Officer, MyAngkasa Amanah Berhad
03 7887 5600/ 013-330-1464
Faudzi Mt Din
Senior Manager Legacy & Trust Operations, MyAngkasa Amanah Berhad
03 7887 5600/ 013 344 7233
MYANGKASA AMANAH BERHAD