Business Flow for Cash2Cash

BranchlessBanking Agents

BranchlessBanking Agents

cash

1000 + 50

+1050

(1)

Bank Account at bankOwned by

Agent

(2)

Escrow Account at Bank

-1050

+1050

RealtimePindah buku

(3)

(4)TokenBy SMS

(5)

+1000

-1000

RealtimePindah buku

(6)

Bank Account at bankOwned by

Agent

-1000

cash

1000

(7)

Business Flow for Cash2Account

Bank Account at bankOwned by

Agent

(3)

Customer Account at Bank

-1000- 50

+1000

RealtimePindah buku

(4)

+50 Escrow Account at Bank

BranchlessBanking Agents

cash

1000 + 50

+1050

(1)(2)

Agent TokenBy SMS

Business Flow for Account2Cash

BranchlessBanking Agents

+1050

1000+50

(1)

(2)TokenBy SMS

-1000- 50

+1000

RealtimePindah buku

(4)

Agent Account at Bank

Escrow Account at Bank+50

cash

(5)

Customer Account at Bank

(3)