perbelanjaan syarikat insurans bnm report 2011

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Jadual L.2, Insuran Hayat Table L. 2, Life Insurance Akaun Hasil - Perbelanjaan Revenue Accounts - Expenditure RM ' 000 RM ' 000 Perbelanjaan Kerugian Kerugian Cukai Perbelanjaan Kumpulan Wang Pindahan Tahun Kematian Hilang Cukup Serahan 1 Perubatan Bonus Lain-lain Komisen Lain-lain 2 Pengurusan 3 atas Pelupusan Jejas Lain 5 Empunya Polisi kepada Penyata Syarikat Kewangan Upaya Tempoh/ Dibayar Aset 4 Nilai pada Pendapatan/ Berakhir Pemberian Secara Akhir Tahun Akaun Hak Tunai Ibu Pejabat Financial Management Loss on Impairment Taxes Other Outgo 5 Policy owners' Transfer to Company Year Death Disability Maturity/ Surrenders 1 Medical Bonuses Others Commission Others 2 Expenses 3 Disposal of Loss Fund End Income Statement/ Ended Vesting Paid in Cash Assets 4 of the Year Head Office Account PENANGGUNG INSURANS LANGSUNG DIRECT INSURERS DITUBUHKAN DI MALAYSIA CONSTITUTED IN MALAYSIA AIAB 30-11-10 102,500 15,587 438,705 339,586 180,218 343,731 50,951 272,851 61,096 217,792 3,559 - 71,654 191,606 14,912,229 497,000 ALLIANZ LIFE 31-12-10 22,381 1,228 57,154 74,546 54,448 17,919 9,421 224,093 23,881 71,991 2,414 799 11,347 12,225 2,715,570 15,000 AMLIFE 31-03-11 27,491 9,719 73,014 97,465 5,604 8,260 11,827 108,603 8,141 77,576 4590 - 14,108 2,685 2,437,019 64,800 AXALIFE 31-12-10 8,103 665 1181 31,108 798 5,055 7952 16,238 1986 48,157 121 357 922 1,687 486,922 12 CIMB AVIVA 31-12-10 14,877 5,144 543,664 104,963 2,832 25 870 18,809 1,625 56,849 5 - 5,613 4,553 1,025,736 25,500 ETIQA 30-06-11 110,576 20256 544,485 244,548 3,697 43,882 15853 62,406 7,058 98,876 937 6,576 3,591 67,505 10,609,717 240,823 GREAT EASTERN 31-12-10 216,294 32,748 841,525 711,288 263,616 563,421 456,560 695,712 135,142 321,303 30,030 28,738 177,366 120,497 39,004,737 510,967 HONG LEONG 30-06-11 30,971 918 218,133 176,551 36,762 88,644 9,934 196,386 36,059 90,362 64 19,567 24,764 16,327 5,528,603 241,000 ING 31-12-10 98,681 7,457 218,171 288,814 456,647 20,907 149,826 388,598 58,616 261,320 1,090 9,612 52,341 39,111 11,633,879 200,000 MAA 31-12-10 47,286 11,184 499,509 427,937 57,434 297,837 8,091 57,176 11,332 92,218 4329 2,930 24,158 126,583 5,209,766 - MANULIFE 31-12-10 18,252 3,607 142,922 124,594 32,438 38,259 - 54,666 19,242 39,214 285 - 14,312 21,556 2,584,948 65,121 MAYBAN LIFE 31-10-10 17,481 2,957 72,390 74,824 239 - 6,882 10,649 218 17,701 628 3,414 9,220 32,993 6,347,497 - MCIS ZURICH 30-06-11 24,623 6,521 166,590 99,543 22,829 5,028 14,408 87,379 12,707 54,912 3,806 - 17,227 15,981 3,157,813 12,873 PRUDENTIAL 31-12-10 57,751 3,667 110,391 814,604 437,447 4,750 73,823 483,941 53,075 293,541 - - 37,785 197,914 12,449,404 445,020 TOKIO MARINE LIFE 31-12-10 23,740 3,628 119,402 136,583 28,543 30,493 4,225 62,290 12,054 53,755 976 440 19,967 9,936 4,192,939 11,240 UNI.ASIA LIFE 31-03-11 13,646 2,515 87,785 60,201 10,359 - 20,687 36,960 5,455 47,227 2456 3,064 7,209 10,426 1,714,620 30,000 834,655 127,800 4,135,022 3,807,155 1,593,910 1,468,210 841,311 2,776,756 447,687 1,842,793 55,290 75,497 491,583 871,587 124,011,398 2,359,357 PENANGGUNG INSURANS SEMULA PROFESIONAL PROFESSIONAL REINSURERS DITUBUHKAN DI MALAYSIA CONSTITUTED IN MALAYSIA MLRGB 31-12-10 53,939 2,556 - 3478 968 - 14,733 19,968 - 12,662 - - - 335 115,202 23,130 53,939 2,556 - 3478 968 - 14,733 19,968 - 12,662 - - - 335 115,202 23,130 DITUBUHKAN DI LUAR MALAYSIA CONSTITUTED OUTSIDE MALAYSIA HANNOVER RE 31-12-10 16,991 1,026 - - 2,687 - 2,344 4,519 - 3,154 - - 2,599 442 52,172 5,735 16,991 1,026 - - 2,687 - 2,344 4,519 - 3,154 - - 2,599 442 52,172 5,735 Jumlah kecil Sub-total Jumlah Total 1 Termasuk 'Penebusan Unit' bagi perniagaan insurans berkaitan pelaburan/ Includes 'Redemption of Units' for investment-linked business 2 Termasuk 'Perbelanjaan Berkaitan Agensi' dan 'Manfaat Perpisahan'/ Includes 'Agency-Related Expenses' and 'Breakaway Benefits' 3 Termasuk 'Hutang Lapuk dan Ragu' selepas ditolak 'Terimaan Hutang Lapuk'/ Includes 'Bad and Doubtful Debts' net of 'Bad Debt Recoveries' 4 Termasuk 'Kerugian Pelupusan Pelaburan' bagi perniagaan insurans berkaitan pelaburan/ Includes 'Loss on Disposal of Investments' for investment-linked business 5 Termasuk 'Peruntukan bagi Cukai Keuntungan Modal Belum Terealisasi' dan 'Caj Pelaburan' bagi perniagaan insurans berkaitan pelaburan/ Includes 'Provision for Tax on Unrealised Capital Gains' and 'Investment Charge' for investment-linked business Angka bagi Mayban Life Assurance Berhad (MLAB) adalah bagi tempoh 4 bulan berikutan pemindahan perniagaannya kepada Etiqa Insurance Berhad (EIB) berkuatkuasa pada 1 November 2010/ The figures for Mayban Life Assurance Berhad (MLAB) are for a period of 4 months following its transfer of business to Etiqa Insurance Berhad (EIB) effective 1 November 2010 Jumlah individu tidak semestinya bersamaan dengan jumlah keseluruhan disebabkan oleh pembundaran angka/ Individual totals do not necessarily add up to the overall total due to rounding Faedah Polisi Bersih Imbuhan Agensi Net Policy Benefit Agency Remuneration 70,930 3,582 - 3478 3,655 - 17,076 24,488 - 15,816 - - 2,599 777 167,374 28,864 905,584 131,382 4,135,022 3,810,634 1,597,565 1,468,210 858,387 2,801,243 447,687 1,858,609 55,290 75,497 494,182 872,363 124,178,772 2,388,221

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Page 1: Perbelanjaan syarikat insurans bnm report 2011

Jadual L.2, Insuran Hayat Table L. 2, Life InsuranceAkaun Hasil - Perbelanjaan Revenue Accounts - ExpenditureRM ' 000 RM ' 000

Perbelanjaan Kerugian Kerugian Cukai Perbelanjaan Kumpulan Wang PindahanTahun Kematian Hilang Cukup Serahan1 Perubatan Bonus Lain-lain Komisen Lain-lain2 Pengurusan3 atas Pelupusan Jejas Lain5 Empunya Polisi kepada Penyata

Syarikat Kewangan Upaya Tempoh/ Dibayar Aset4 Nilai pada Pendapatan/ Berakhir Pemberian Secara Akhir Tahun Akaun

Hak Tunai Ibu Pejabat

Financial Management Loss on Impairment Taxes Other Outgo 5 Policy owners' Transfer to Company Year Death Disability Maturity/ Surrenders 1 Medical Bonuses Others Commission Others 2 Expenses 3 Disposal of Loss Fund End Income Statement/

Ended Vesting Paid in Cash Assets 4 of the Year Head Office Account

PENANGGUNG INSURANS LANGSUNGDIRECT INSURERSDITUBUHKAN DI MALAYSIACONSTITUTED IN MALAYSIA

AIAB … … … … … … 30-11-10 102,500 15,587 438,705 339,586 180,218 343,731 50,951 272,851 61,096 217,792 3,559 - 71,654 191,606 14,912,229 497,000ALLIANZ LIFE … … … … … … 31-12-10 22,381 1,228 57,154 74,546 54,448 17,919 9,421 224,093 23,881 71,991 2,414 799 11,347 12,225 2,715,570 15,000AMLIFE … … … … … … 31-03-11 27,491 9,719 73,014 97,465 5,604 8,260 11,827 108,603 8,141 77,576 4590 - 14,108 2,685 2,437,019 64,800AXALIFE … … … … … … 31-12-10 8,103 665 1181 31,108 798 5,055 7952 16,238 1986 48,157 121 357 922 1,687 486,922 12 CIMB AVIVA … … … … … … 31-12-10 14,877 5,144 543,664 104,963 2,832 25 870 18,809 1,625 56,849 5 - 5,613 4,553 1,025,736 25,500

ETIQA … … … … … … 30-06-11 110,576 20256 544,485 244,548 3,697 43,882 15853 62,406 7,058 98,876 937 6,576 3,591 67,505 10,609,717 240,823GREAT EASTERN … … … … … … 31-12-10 216,294 32,748 841,525 711,288 263,616 563,421 456,560 695,712 135,142 321,303 30,030 28,738 177,366 120,497 39,004,737 510,967HONG LEONG … … … … … … 30-06-11 30,971 918 218,133 176,551 36,762 88,644 9,934 196,386 36,059 90,362 64 19,567 24,764 16,327 5,528,603 241,000ING … … … … … … 31-12-10 98,681 7,457 218,171 288,814 456,647 20,907 149,826 388,598 58,616 261,320 1,090 9,612 52,341 39,111 11,633,879 200,000MAA … … … … … … 31-12-10 47,286 11,184 499,509 427,937 57,434 297,837 8,091 57,176 11,332 92,218 4329 2,930 24,158 126,583 5,209,766 -

MANULIFE … … … … … … 31-12-10 18,252 3,607 142,922 124,594 32,438 38,259 - 54,666 19,242 39,214 285 - 14,312 21,556 2,584,948 65,121MAYBAN LIFE … … … … … … 31-10-10 17,481 2,957 72,390 74,824 239 - 6,882 10,649 218 17,701 628 3,414 9,220 32,993 6,347,497 - MCIS ZURICH … … … … … … 30-06-11 24,623 6,521 166,590 99,543 22,829 5,028 14,408 87,379 12,707 54,912 3,806 - 17,227 15,981 3,157,813 12,873PRUDENTIAL … … … … … … 31-12-10 57,751 3,667 110,391 814,604 437,447 4,750 73,823 483,941 53,075 293,541 - - 37,785 197,914 12,449,404 445,020TOKIO MARINE LIFE … … … … … … 31-12-10 23,740 3,628 119,402 136,583 28,543 30,493 4,225 62,290 12,054 53,755 976 440 19,967 9,936 4,192,939 11,240

UNI.ASIA LIFE … … … … … … 31-03-11 13,646 2,515 87,785 60,201 10,359-

20,687 36,960 5,455 47,227 2456 3,064 7,209 10,426 1,714,620 30,000

834,655 127,800 4,135,022 3,807,155 1,593,910 1,468,210 841,311 2,776,756 447,687 1,842,793 55,290 75,497 491,583 871,587 124,011,398 2,359,357

PENANGGUNG INSURANS SEMULA PROFESIONALPROFESSIONAL REINSURERSDITUBUHKAN DI MALAYSIACONSTITUTED IN MALAYSIA

MLRGB … … … … … … 31-12-10 53,939 2,556-

3478 968-

14,733 19,968-

12,662- - -

335 115,202 23,130

53,939 2,556 - 3478 968 - 14,733 19,968 - 12,662 - - - 335 115,202 23,130

DITUBUHKAN DI LUAR MALAYSIACONSTITUTED OUTSIDE MALAYSIA

HANNOVER RE … … … … … … 31-12-10 16,991 1,026- -

2,687-

2,344 4,519-

3,154- -

2,599 442 52,172 5,735

16,991 1,026 - - 2,687 - 2,344 4,519 - 3,154 - - 2,599 442 52,172 5,735Jumlah kecil

Sub-total

JumlahTotal

1 Termasuk 'Penebusan Unit' bagi perniagaan insurans berkaitan pelaburan/ Includes 'Redemption of Units' for investment-linked business2 Termasuk 'Perbelanjaan Berkaitan Agensi' dan 'Manfaat Perpisahan'/ Includes 'Agency-Related Expenses' and 'Breakaway Benefits'3 Termasuk 'Hutang Lapuk dan Ragu' selepas ditolak 'Terimaan Hutang Lapuk'/ Includes 'Bad and Doubtful Debts' net of 'Bad Debt Recoveries'4 Termasuk 'Kerugian Pelupusan Pelaburan' bagi perniagaan insurans berkaitan pelaburan/ Includes 'Loss on Disposal of Investments' for investment-linked business5 Termasuk 'Peruntukan bagi Cukai Keuntungan Modal Belum Terealisasi' dan 'Caj Pelaburan' bagi perniagaan insurans berkaitan pelaburan/ Includes 'Provision for Tax on Unrealised Capital Gains' and 'Investment Charge' for investment-linked business Angka bagi Mayban Life Assurance Berhad (MLAB) adalah bagi tempoh 4 bulan berikutan pemindahan perniagaannya kepada Etiqa Insurance Berhad (EIB) berkuatkuasa pada 1 November 2010/ The figures for Mayban Life Assurance Berhad (MLAB) are for a period of 4 months following its transfer of business to Etiqa Insurance Berhad (EIB) effective 1 November 2010 Jumlah individu tidak semestinya bersamaan dengan jumlah keseluruhan disebabkan oleh pembundaran angka/ Individual totals do not necessarily add up to the overall total due to rounding

Faedah Polisi Bersih Imbuhan Agensi

Net Policy Benefit Agency Remuneration

70,930 3,582 - 3478 3,655 - 17,076 24,488 - 15,816 - - 2,599 777 167,374 28,864

905,584 131,382 4,135,022 3,810,634 1,597,565 1,468,210 858,387 2,801,243 447,687 1,858,609 55,290 75,497 494,182 872,363 124,178,772 2,388,221

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