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DAFTAR ISI
HALAMAN JUDUL ...........................................................................................iHALAMAN PERSETUJUAN SIAP DIUJI ........................................................iiHALAMAN LULUS UJIAN SKRIPSI ..............................................................iiiHALAMAN PENGESAHAN SKRIPSI.............................................................. ivHALAMAN MOTTO .........................................................................................vHALAMAN PERSEMBAHAN .........................................................................viKATA PENGANTAR ......................................................................................viiDAFTAR ISI ...................................................................................................... ixDAFTAR TABEL ...............................................................................................xDAFTAR GAMBAR ..........................................................................................xiDAFTAR LAMPIRAN......................................................................................xiiABSTRACT ....................................................................................................xiiiBAB IPENDAHULUAN ...............................................................................................1
1.1 Latar Belakang Masalah..............................................................11.2 Rumusan Masalah.......................................................................61.3 Tujuan Penelitian ........................................................................71.4 Manfaat Penelitian ......................................................................71.5 Sistematika Penulisan Skripsi......................................................9
BAB II TINJAUAN PUSTAKA..................................................................................... 11
2.1 Penelitian Terdahulu ................................................................. 112.1.1 Abid Usman dan Muhammad Kashif Khan (2012)......... 112.1.2 Agung M. Nor (2009).................................................... 122.1.3 Imam Subaweh (2008)................................................... 14
2.2 Landasan Teori ......................................................................... 162.2.1 Pengertian Bank ............................................................ 162.2.2 Pengertian Bank Syariah................................................ 172.2.3 Pengertian Bank Konvensional ...................................... 172.2.3 Pengertian dan Penilaian Kinerja Keuangan................... 182.2.4 Jenis-jenis Laporan Keuangan Bank .............................. 192.2.5 Tujuan Analisis Laporan Keuangan Perbankan.............. 212.2.8 Rasio Keuangan............................................................. 222.2.8 Kinerja Keuangan.......................................................... 322.2.8 Perbedaan Bank Syariah dengan Bank Konvensional..... 34
2.3 Kerangka Pemikiran.................................................................. 372.4 Hipotesis Penelitian .................................................................. 38
BAB III METODE PENELITIAN................................................................................... 39
3.1 Rancangan Penelitian................................................................ 393.1.1 Berdasarkan Tujuan Penelitian....................................... 393.1.2 Berdasarkan Sifat dan Jenis Data ................................... 39
3.2 Batasan Penelitian..................................................................... 39
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3.3 Identifikasi Variabel.................................................................. 403.4 Definisi Operasional dan Pengukuran Variabel ......................... 403.5 Populasi, Sampel dan Teknik Pengambilan Sampel................... 423.6 Data dan Metode Pengumpulan Data ........................................ 423.7 Teknik Analisis Data................................................................. 43
BAB IV GAMBARAN SUBYEK PENELITIAN DAN ANALISIS DATA..................... 47
4.1 Gambaran Subyek Penelitian .................................................... 474.2 Analisis Data ............................................................................ 49
4.2.1 Analisis Deskriptif......................................................... 494.2.2 Uji Normalitas ............................................................... 534.2.3 Pengujian Hipotesis ....................................................... 55
4.3 Pembahasan ............................................................................... 58 BAB V PENUTUP......................................................................................................... 62
5.1 Kesimpulan............................................................................... 625.2 Keterbatasan Penelitian............................................................. 635.3 Saran ........................................................................................ 63
DAFTAR PUSTAKA ............................................................................................
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DAFTAR TABEL
Tabel 2.1 : Peringkat Rasio Keuangan Menurut SEBI 32
Tabel 2.2 : Peringkat Rasio Keuangan Menurut SEBI 33
Tabel 2.3 : Peringkat Rasio Keuangan Menurut SEBI 33
Tabel 2.4 : Perbedaan Bank Syariah dan Bank Konvensional 34
Tabel 2.5 : Perbandingan Sistem Bunga dan Sistem Bagi Hasil 35
Tabel 3.1 : Operasional Variabel Penelitian 55
Tabel 4.1: Daftar Perusahaan Perbankan Syariah dan
Perbankan Konvensional Pada Periode 2009-2011 61
Tabel 4.2 : Deskriptif Perbandingan Kinerja Keuangan Perbankan
Syariah dengan Perbankan Konvensional pada Rasio
Likuiditas (LDR) 64
Tabel 4.3 : Deskriptif Perbandingan Kinerja Keuangan Perbankan
Syariah dengan Perbankan Konvensional pada Rasio
Profitabilitas (ROA)
Tabel 4.4 : Deskriptif Perbandingan Kinerja Keuangan Perbankan
Syariah dengan Perbankan Konvensional pada Rasio
Efisiensi Usaha (BOPO)
Tabel 4.5 : Uji Normalitas pada Perbankan Syariah dan
Perbankan Konvensional 67
Tabel 4.6 : Independent Sample t-Test Kinerja Keuangan
Perbankan Syariah dengan Perbankan Konvensional 68
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DAFTAR GAMBAR
Gambar 2.1 : Kerangka Pemikiran
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DAFTAR LAMPIRAN
Lampiran 1: Neraca dan Laporan Laba Rugi Bank Bukopin
Lampiran 2 : Neraca dan Laporan Laba Rugi Bank Mandiri
Lampiran 3 : Neraca dan Laporan Laba Rugi Bank Bukopin Syariah
Lampiran 4 : Neraca dan Laporan Laba Rugi Bank Mandiri Syariah
Lampiran 5 : Perhitungan
Lampiran 6 : Tabulasi
Lampiran 7 : Descriptives Statistics
Lampiran 8 : Uji Normalitas
Lampiran 9 : Independent Sample T-Test
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