cover f/a - asianbanks.net...cover rationale pada 23 mac 2000 as at 23 march 2000 major shareholders...

Lapor an Tahunan Annua l Repor t

1 9 9 9

Commerce Asset-Holding Berhad(50841-W)

Mencapai tahap ketinggianMencapai tahap ketinggianMencapai tahap ketinggianMencapai tahap ketinggianMencapai tahap ketinggian

Gabungan bank komersil kami,

Bank of Commerce (M) Berhad

dengan Bank Bumiputra (M)

Berhad dalam tahun 1999,

dibayangkan melalui logo

korporat barunya iaitu dua

gunung bagaikan satu ombak

yang sehaluan. Kejayaan

penggabungan ini telah

menentukan rentak kesatuan

dan perkembangan

Kumpulan Commerce.

Kami maju kepada yang lebih

padu dan bersedia mencapai

tahap ketinggian.

Soaring to greater heightsSoaring to greater heightsSoaring to greater heightsSoaring to greater heightsSoaring to greater heights

The merger of our commercial bank,

Bank of Commerce (M) Berhad and

Bank Bumiputra (M) Berhad in 1999 is

symbolised by their new corporate logo

depicting two mountains flowing in

unison. The successful merger has set

the momentum of growth and

consolidation for the Commerce Group.

Ras

ional

muka

kulit

Today, we are growing from

strength to strength. We are well

poised to scale new heights and

conquer new grounds.

Cover rationale

pada 23 Mac 2000

as at 23 March 2000Major Shareholders

Public

30%

Minister ofFinance Inc.

17%

KhazanahNasional Berhad

15%

Pitisan SdnBhd

(NSTP)13%

The SanwaBank

Limited5%

PermodalanNasionalBerhad2%

Pemegang Saham Utama

Lembaga Pengarah Board of Directors

Pengerusi Chairman

Dato’ Mohd Desa Pachi

Pengarah Eksekutif Executive Director

Dr. Rozali Mohamed Ali

Pengarah Directors

Dato’ Md Nor Md Yusof

Anwar Aji

Shuzaburo Eto

Setiausaha Syarikat Company Secretary

Jamil Hajar Abdul Muttalib

Juruaudit Auditors

PricewaterhouseCoopers

11th Floor, Wisma Sime Darby

Jalan Raja Laut

50350 Kuala Lumpur

Tel: 03-293 1077

Pendaftar Registrars

Tenaga Koperat Sdn Bhd

Tingkat 20, IGB Plaza, Jalan Kampar

Off Jalan Tun Razak, 50400 Kuala Lumpur

Tel: 03-441 6522

Penyenaraian Bursa Saham

Stock Exchange Listing

Bursa Saham Kuala Lumpur

Kuala Lumpur Stock Exchange

Pejabat Berdaftar Registered Office

Tingkat 12, Commerce Square

Jalan Semantan, Damansara Heights

50490 Kuala Lumpur

Tel: 03-253 5333

Data Korporat Corporate Data

Fleet GroupSdn Bhd

(Renong Bhd)12%

EmployeesProvident

Fund Board3%

The CapitalGroup

Companies Inc.3%

2

Commerce Asset-Holding Berhad

Commerce Asset Fund Managers Sdn Bhd Commerce Asset Realty Sdn Bhd

Commerce Asset Ventures Sdn Bhd Commerce Asset Nominees Sdn Bhd

Commerce MGI Sdn Bhd AMAL Assurance Berhad Rangkaian Segar Sdn Bhd

Bumiputra-Commerce Bank (L) Ltd

BBMB International Bank (L) Ltd

BBMB International Trust (Labuan) Bhd

Bumiputra-Commerce Finance Berhad

Bumiputra-Commerce Finance Nominee(Asing) Sdn Bhd

Bumiputra-Commerce Finance Nominee(Tempatan) Sdn Bhd

Sharikat Nominee Bumiputra Sdn Bhd

Syarikat Nominee Bumiputra(Asing) Sdn Bhd

Syarikat Nominee Bumiputra(Tempatan) Sdn Bhd

Semerak Services Sdn Bhd

BBMB Factoring Berhad

BBMB Leasing Berhad

Bumiputra-CommerceDiscount House Berhad

Bumiputra-Commerce Trustee Berhad

BBMB Unit Trust Management Bhd

BOC Nominees Sdn Bhd

BOC Nominees (Asing) Sdn Bhd

BOC Nominees (Tempatan) Sdn Bhd

BOC Properties Sdn Bhd

United Asian Services Sdn Bhd

BBMB Finance (Hong Kong) Limited

BBMB Finance Nominee(Hong Kong) Limited

Bumiputra Nominee Ltd

BBMB Futures Sdn Bhd

BBMB Properties Sdn Bhd

BBMB Securities (Holdings) Sdn Bhd

Bumiputra-Commerce Bank Berhad Commerce International Merchant Bankers Berhad

CIMB Holdings Sdn Bhd

CIMB Futures Sdn Bhd

Commerce Trust Berhad

CIMB Nominees

(Tempatan) Sdn Bhd

CIMB Nominees

(Asing) Sdn Bhd

Malaysian Issuing

House Sdn Bhd(Syarikat Bersekutu/Associated Company)

CIMB SecuritiesSdn Bhd

CIMB Securities(Hong Kong)Limited

CIMSEC NomineesSdn Bhd

CIMSEC Nominees(Asing) Sdn Bhd

CIMSEC Nominees(Tempatan)Sdn Bhd

(Syarikat bersekutu/Associate company)

Struktur Korporat Kumpulan Group Corporate Structure 3

Notice is hereby given that the Forty Third (43rd) Annual General Meeting of

Commerce Asset-Holding Berhad will be held at The Auditorium, 7th Floor,

Bumiputra-Commerce Bank Berhad Head Office, 6 Jalan Tun Perak, 50050 Kuala

Lumpur on Friday, 28 April 2000 at 10.00 a.m. to transact the following business :-

Notice of books closure

Notice is hereby given that the register of members will beclosed from 12 May 2000 to 14 May 2000 (both datesinclusive) to determine shareholders entitlement to thedividend payment. The dividend, if approved will be paid on26 May 2000 to shareholders whose names appear in theregister of members and record of depositors on 11 May2000.

Further notice is hereby given that a depositor shall qualifyfor entitlement only in respect of :

a. Shares deposited into the depositor’s securities accountbefore 12.30 p.m. on 9 May 2000 (in respect of shareswhich are exempted from mandatory deposit).

b. Shares transferred into the depositor’s securities accountsbefore 12.30 p.m. on 11 May 2000 in respect of ordinarytransfer.

c.. Shares bought on Kuala Lumpur Stock Exchange on acum entitlement basis according to the rules of the KualaLumpur Stock Exchange.

Shareholders are reminded that pursuant to the Securities

Industry (Central Depositories) (Amendment) (No. 2) Act,

1998 which came into force on 1 November 1998, all shares

not deposited with Malaysian Central Depository Sdn Bhd

by 12.30 p.m. on 1 December 1998 and not exempted from

mandatory deposit, have been transferred to the Minister of

Finance (Inc.) (“MOF”). Accordingly for such undeposited

shares, the dividends will be paid to MOF. Similarly, the

eligibility to attend this meeting for such undeposited shares

will be passed on to MOF.

By Order of the Board

JAMIL HAJAR ABDUL MUTTALIBJAMIL HAJAR ABDUL MUTTALIBJAMIL HAJAR ABDUL MUTTALIBJAMIL HAJAR ABDUL MUTTALIBJAMIL HAJAR ABDUL MUTTALIBSecretary (LS. 000656)

Kuala Lumpur13 April 2000

Agenda

1 To receive and adopt the Accounts for the year ended31 December 1999 and the Reports of the Directorsand Auditors thereon.

2 To declare a first and final dividend of 6% tax exemptfor the year ended 31 December 1999 as recommendedby the Directors payable on 26 May 2000 to shareholders registered in the Company’s books at the closeof business on 11 May 2000.

3 To re-elect the following Directors who retire inaccordance with the Company’s Articles of Association :3.1 Dato’ Md Nor Md Yusof3.2 Shuzaburo Eto3.3 Anwar Aji

4 To approve the payment of Directors’ fees amountingto RM97,500 in respect of the year ended 31 December1999.

5 To appoint PricewaterhouseCoopers as Auditors of theCompany and to authorise the Board of Directors to fixtheir remuneration.

6 To transact any other ordinary business.

As special business :

To consider and if thought fit to pass the following OrdinaryResolutions :

7 “That pursuant to Section 132D of the Companies Act,1965, the Directors be and they are hereby authorisedto issue shares in the Company at any time until theconclusion of the next Annual General Meeting and uponsuch terms and conditions and for such purposes as theDirectors may in their absolute discretion deem fitprovided that the aggregate number of shares to beissued does not exceed 10 percent of the issued sharecapital of the Company for the time being, subject alwaysto the approval of all the relevant regulatory bodies beingobtained for such allotment and issue.”

8 Proposed purchase of own share

(The detailed text on Resolution 9 on the Proposedpurchase of own shares is contained in the Circular dated13 April 2000 which is enclosed together with this AnnualReport.)

[Resolution 1]

[Resolution 2]

[Resolution 3][Resolution 4][Resolution 5]

[Resolution 6]

[Resolution 7]

Notice of Annual General Meeting

[Resolution 8][Resolution 9]

5

Explanatory note on special business:Explanatory note on special business:Explanatory note on special business:Explanatory note on special business:Explanatory note on special business:Ordinary Resolution 8, if passed, will give the Directors of the Company

authority to issue ordinary shares in the Company at any time in their absolute

discretion without convening a General Meeting. The authorisation will, unless

revoked or varied by the Company at a General Meeting, expire at the next

Annual General Meeting.

Notes:1 A member of the company entitled to attend and vote at the meeting may

appoint a proxy or proxies to attend and vote instead of him.

2 The instrument appointing a proxy shall be in writing under the hand of the

appointer or his attorney duly authorised in writing or if the appointer is a

corporation either under seal or in some other manner approved by the

Directors.

3 All proxy forms should be deposited at the Company’s Registered Office,

12th Floor, Commerce Square, Jalan Semantan, Damansara Heights, 50490

Kuala Lumpur not less than forty-eight hours before the time for holding the

meeting or any adjournment thereof.

CharterCharterCharterCharterCharterThe Board of Directors has established a Committee of Directors in compliance with the KualaLumpur Stock Exchange Listing requirements, to be known as the Audit Committee. The composition,duties and responsibilities of the Audit Committee are as follows :

CompositionCompositionCompositionCompositionCompositionThe Committee shall comprise of at least three members, none of whom should be full-timeexecutives of the Group. The majority of the members should be independent non-executivedirectors. The members shall elect a Chairman among them whom is an independent non-executivedirector.Alternate directors are not allowed to be appointed as members of the Committee.

MembersMembersMembersMembersMembersThe Members of the Committee comprise :-a) Dato’ Mohd Desa Pachi (Chairman)

- Independent non-executive directorb) Anwar Aji - Independent non-executive directorc) Shuzaburo Eto - Independent non-executive director

MeetingMeetingMeetingMeetingMeetingThe frequency of meetings shall preferably be not less than once a quarter.

QuorumQuorumQuorumQuorumQuorumThe Quorum is met by the attendance of any two members.

SecretarySecretarySecretarySecretarySecretaryThe secretary of the Committee is the Company Secretary or in his absence, another employee ofthe Company authorised by the Chairman of the Committee.

Duties & ResponsibilitiesDuties & ResponsibilitiesDuties & ResponsibilitiesDuties & ResponsibilitiesDuties & ResponsibilitiesThe primary goal of the Committee is to review the financial condition of the Group, its internalcontrols, performance and findings of the internal auditors, and to recommend appropriate remedialaction.

The primary responsibilities of the Committee are as follows:

a. Ensure that the accounts are prepared in a timely and accurate manner with frequent reviewsof the adequacy of provisions against contingencies, and bad and doubtful debts. Review theBalance Sheet and Profit and Loss account for submission to the Board of Directors and ensurethe prompt publication of annual accounts ;

b. Review internal controls, including the scope of the internal audit programme, the internal auditfindings, and recommend action to be taken by management. The reports of internal auditorsand the Committee should not be subject to the clearance of the Board of Directors;

c. Review with the external auditors, the scope of their audit plan, the system of internal accountingcontrols, the audit reports, the assistance given by the management and its staff to the auditorsand any findings and action to be taken. The Committee should also select external auditors forappointment by the Board each year; and

d. Review any related party transactions that may arise within the Group.

Audit Committee 7

5.3%

3.3%5.0%

Pendapatan operasiOperating revenue

Harta ketara digunakanAssets employed

Keuntungan sebelum cukaiProfit before tax

Pinjaman dari segi sektor (%)Loans by sector (%)

Perbankan komersil Commercial banking

Perbankan saudagar Merchant banking

Perbankan luar pantai Offshore banking

Pembrokeran saham dan stokStock and sharebroking

Pegangan pelaburan dan lain-lainInvestment holding and others

Prestasi Kumpulan Group Performance

Perumahan Housing (20.4%) *

Perusahaan Manufacturing (17.5%)

Lain-lain Others (13.0%)

Perdagangan Am General Commerce (8.4%)

Pembinaan Construction (8.3%)

Pengangkutan, penyetoran dan komunikasiTransport, storage and communication (6.3%)

Pembelian sekuritiPurchase of securities (5.5%)

Penggunaan kredit Consumption credit (4.6%)

Pembiayaan kewangan, insuran &perkhidmatan kewanganFinance, insurance & business services (4.2%)

Hartanah Real Estate (3.7%)

Pembelian kenderaan pengangkutanPurchase of transport vehicles (3.5%)

Pertanian Agriculture (2.3%)

Tenaga elektrik, gas dan airElectricity, gas and water (2.3%)

72.5%

13.9%

4.4%0.4%

5 . 1%5.0%

85.1%

14.2%

14.1%

15.8%28.1%

27.8%

17.5

8.4 13.0

20.4

8.36.35.5

4.64.23.7

3.5

2.3 2.3

10

* termasuk Cagamas including Cagamas

1. Income (RM’000) 1999 1998 1997 1996 1995

(i) Net profit

before taxation 445,561 102,455 324,467 473,444 330,807

(ii) Net profit after taxation

and minority interests 386,035 79,849 180,717 267,559 189,400

2. Balance Sheet (RM’000) 1999 1998 1997 1996 1995

Assets

(i) Total assets excluding contra 68,034,807 24,417,055 23,781,079 18,277,901 17,084,668

(ii) Total assets including contra 76,663,039 28,718,201 27,720,878 21,695,240 29,279,454

(iii) Total loans, advances

and financing 32,437,523 15,108,854 14,443,125 11,399,521 10,253,413

Liabilities and Shareholders’ Funds

(i) Total deposits 51,739,586 17,995,822 17,610,041 14,673,241 13,468,327

(ii) Paid-up capital 1,159,136 779,847 779,832 295,028 256,663

(iii) Total shareholders’ funds 4,695,333 3,222,957 3,160,284 1,743,205 1,260,269

3. Per share (RM) 1999 1998 1997 1996 1995

(i) Net profit before taxation 0.49 0.13 0.47 0.87 0.69

(ii) Net profit after taxation andminority interests 0.43 0.10 0.26 0.49 0.40

(iii) Net tangible asset 3.96 4.11 4.03 5.85 4.84

(iv) Gross dividend 0.06 0.05 0.06 0.12 0.12

4. Financial Ratios (%) 1999 1998 1997 1996 1995

(i) Return on paid-up capital 42.61 10.24 26.06 49.04 39.55

(ii) Return on shareholders’ funds 8.22 2.48 5.72 15.35 15.03

Based on the weighted average number of 906,040,295 (1998: 779,840,105) ordinary

shares of RM1.00 each in issue during the financial year ended 31 December 1999.

12 months ended

31st December

Based on new classification by

“BNM/GP8” guidelines

Credit equivalent

Five Year Group Financial Highlights 11

*

* * * *

Carta Perangkaan Kumpulan Group Financial Chart

Keuntungan sebelum cukaiProfit before tax

Jumlah asetTotal assets

Jumlah simpananTotal deposits

Pulangan pada modal berbayarReturn on paid-up capital

Jumlah pinjaman dan pendahuluanTotal loans and advances

Dana pemegang-pemegang sahamShareholders’ funds

95 96 97 98 99

RM JutaRM Million

95 96 97 98 99

473

RM JutaRM Million

RM JutaRM Million

95 96 97 98 99

RM JutaRM Million

95 96 97 98 99

RM JutaRM Million

95 96 97 98 99

51,740

RM JutaRM Million

95 96 97 98 99

446

17,085 18,27823,781 24,417

68,035

17,99617,61014,67313,468

1,2601,743

3,160 3,223

4,695

10,253 11,40014,443 15,109

32,438

39.55

49.04

26.06

10.24

42.61

331 324

102

12

136Statistik pemegang-pemegang saham Commerce Asset-Holding Berhad (50841-W)

Shareholders’ statistics as at 23 March 2000

List of top 20 sharehodersList of top 20 sharehodersList of top 20 sharehodersList of top 20 sharehodersList of top 20 sharehoders No. of shares heldNo. of shares heldNo. of shares heldNo. of shares heldNo. of shares held % of shares% of shares% of shares% of shares% of shares

1 Minister of Finance (Incorporated)

Kementerian Kewangan Khazanah Malaysia 196,976,092 16.81

2 Khazanah Nasional Berhad 172,334,950 14.71

3 Citicorp Nominees (Tempatan) Sdn Bhd

Pledged Securities Account For Pitisan Sdn Bhd 151,186,575 12.90

4 Universal Trustee (Malaysian) Berhad

Fleet Group Sdn Bhd 143,076,163 12.21

5 The Sanwa Bank Limited 53,598,600 4.57

6 Employees Provident Fund Board 31,480,974 2.69

7 Permodalan Nasional Berhad 24,657,680 2.10

8 Chase Malaysia Nominees (Asing) Sdn Bhd

Emerging Markets Growth Fund 24,245,000 2.07

9 Cartaban Nominees (Asing) Sdn Bhd

Government of Singapore Investment Corporation

Pte Ltd C for Government of Singapore 14,806,733 1.26


Abu Dhabi Investment Authority 13,285,200 1.13

11 Malaysia Nominees (Asing) Sdn Bhd

Straits Lion Asset Management Pte Ltd for The Great

Eastern Life Assurance Co Ltd (00-10020) 10,292,000 0.88

12 Amanah Raya Nominees (Tempatan) Sdn Bhd

Skim Amanah Saham Bumiputra 8,000,000 0.68


Kuala Lumpur Growth Fund 4,973,000 0.42

14 Malaysia Nominees (Tempatan) Sdn Bhd

Great Eastern Life Assurance (Malaysia) Berhad (MLF) 4,302,320 0.37

15 Citicorp Nominees (Asing) Sdn Bhd

TNTC for Los Angeles City Employees Retirement System 3,821,000 0.33


Amanah Saham Wawasan 2020 3,648,000 0.31


Capital International Emerging Markets Investment Fund 3,599,000 0.31


Kuala Lumpur Index Fund 3,551,000 0.30

19 Mayban Nominees (Tempatan) Sdn Bhd

Mayban Trustees Berhad for Kuala Lumpur

Regular Savings Fund (N14011940100) 3,533,000 0.30


SSBT Fund 2R26 for Bernstein Emerging

Markets Value Portfolio 3,467,000 0.30

874,834,287874,834,287874,834,287874,834,287874,834,287 74.6574.6574.6574.6574.65

pada 23 Mac 2000

Chairman’s Statement

On behalf of the Board of Directors, I have the pleasure of presenting the Annual Report and Audited

Accounts of the Commerce Group for the year ended December 31,1999.

The year 1999 saw the nation’s economy showing clear signs of recovery. Economic growth of 5.4 percent

was recorded; a major rebound from the 7.5 percent contraction in the previous year. The improving

economy was the result of Malaysia’s resilience and quick response in shielding the nation from the financial

crisis that hit Asia in mid-1997.

While ensuring that the system of financial intermediation in the country continued to operate effectively,

policy attention was also directed to consolidation in the banking sector. The Commerce Group has fulfilled

a leading role in the process, emerging as an anchor financial services group following the merger of its

commercial banking arm, the Bank of Commerce (M) Berhad (BOC) with Bank Bumiputra Malaysia Berhad

(BBMB). This resulted in the creation on 1 October 1999 of Bumiputra-Commerce Bank Berhad , the nation’s

new financial landmark, and the second-largest bank in the country.

In tandem with the recovering economy and the successful consolidation at the Commerce Group, I am

pleased to announce that the Group recorded a pre-tax profit of RM 445.6 million for the year ended

December 31, 1999. This is more than four times the RM 102.5 million pre-tax profit recorded for financial

year 1998.

The Commerce Group net earnings per share increased more than four times to 42.61 sen, with a pre-tax

return on shareholders’ funds of 9.5 percent. At the end of the financial year, the Group’s net tangible asset

value was RM 3.96 per share.

At Company level, Commerce Asset-Holding Berhad (CAHB)Commerce Asset-Holding Berhad (CAHB)Commerce Asset-Holding Berhad (CAHB)Commerce Asset-Holding Berhad (CAHB)Commerce Asset-Holding Berhad (CAHB) recorded a 47.8 percent increase in pre-tax

profits to RM 218.2 million in 1999 compared to RM 147.6 million in the previous year. The better performance

was mainly due to higher dividends received from subsidiary companies totaling RM 140.3 million, write-

back of provision for diminution in value of shares for RM 22.5 million and gain from dealing securities of

RM 22.1 million.

The Bumiputra-Commerce Bank Berhad (BCB) GroupThe Bumiputra-Commerce Bank Berhad (BCB) GroupThe Bumiputra-Commerce Bank Berhad (BCB) GroupThe Bumiputra-Commerce Bank Berhad (BCB) GroupThe Bumiputra-Commerce Bank Berhad (BCB) Group

The merged bank recorded a pre-tax profit of RM 172.1 million at the group level and RM 123.6 million at the

Bank level. The financial statements incorporate three month’s operations of the former Bank Bumiputra

Malaysia Berhad (BBMB) and twelve months of the former Bank of Commerce (M) Berhad (BOC). The

financial results for 1999 are therefore not directly comparable against those of previous years.

At the Group level, operating profits of RM 523.1 million were achieved. The last quarter of 1999, which

incorporated the full results of the merged Bank, contributed significantly to the improved performance.

Contributions from net interest income at RM 713.1 million formed about 80 percent of revenue, while non-

interest income contributed RM 175.4 million.

23

Commerce Asset-Holding Berhad (50841-W) 83for the year ended 31 December 1999Director’s Report

The Directors have pleasure in submitting their report together with the audited accounts of the Group and of theCompany for the financial year ended 31 December 1999.

Principal activitiesPrincipal activitiesPrincipal activitiesPrincipal activitiesPrincipal activities

The principal activities of the Company are those of investment holding, management company, property management,provision of consultancy services and dealing in securities. The principal activities of the subsidiary companies are setout in note 11 to the accounts. There have been no significant changes in the nature of these activities during thefinancial year.

Financial resultsFinancial resultsFinancial resultsFinancial resultsFinancial results The GroupThe GroupThe GroupThe GroupThe Group The The The The The CompanyCompanyCompanyCompanyCompanyRM ’000RM ’000RM ’000RM ’000RM ’000 RM ’000RM ’000RM ’000RM ’000RM ’000

Profit before taxation and zakat 445,561 218,226Taxation (10,127) (28,808)Zakat (113) -

Profit after taxation and zakat 435,321 189,418Minority interests (49,286) -

Profit after taxation and minority interests 386,035 189,418Transfer to statutory reserve (92,591) -Transfer from non-distributable reserve 20,374 -

Retained profit for the year 313,818 189,418Retained profit brought forward 485,147 222,154

Profit available for distribution 798,965 411,572Proposed dividend of 6% (tax exempt) (69,548) (69,548)

Retained profit carried forward 729,417 342,024

DividendsDividendsDividendsDividendsDividends

Dividends paid, declared or proposed since the end of the Company’s previous financial year were as follows:RM ’000

(a) In respect of the financial year ended 31 December 1998As proposed in the report of the Directors for that year, a first and finaldividend of 5% less tax at 28% paid on 28 May 1999 28,074

(b) In respect of the financial year ended 31 December 1999A first and final dividend of 6% (tax exempt) payable on a date to bedetermined by the Board of Directors 69,548

Share capitaShare capitaShare capitaShare capitaShare capitalllll

During the financial year, the issued and fully paid ordinary share capital was increased from 779,847,000 to1,159,136,000 ordinary shares of RM1.00 each by the issue of:

Number of shares Number of shares Number of shares Number of shares Number of shares (((((‘000)‘000)‘000)‘000)‘000) Purpose of issuePurpose of issuePurpose of issuePurpose of issuePurpose of issue Class of issueClass of issueClass of issueClass of issueClass of issue Term of issueTerm of issueTerm of issueTerm of issueTerm of issue

334,220 Consideration for the acquisition of conventional Ordinary At premium ofbanking business from legacy Bank Bumiputra RM2.04 per shareMalaysia Berhad (BBMB) (now known asBank Muamalat Malaysia Berhad (BMMB))

32,767 Consideration for the acquisition of banking Ordinary At premium ofbusiness from conventional legacy Bank RM2.20 per shareBumiputra Malaysia Berhad (BBMB) (now knownas Bank Muamalat Malaysia Berhad (BMMB))

7,130 Exercise of Employees’ Share Ordinary At premium ofOption Scheme (ESOS) RM5.92 per share

52 Exercise of Employees’ Share Ordinary At premium ofOption Scheme (ESOS) RM5.80 per share

136Statistik pemegang-pemegang saham Commerce Asset-Holding Berhad (50841-W)

Shareholders’ statistics as at 23 March 2000

List of top 20 sharehodersList of top 20 sharehodersList of top 20 sharehodersList of top 20 sharehodersList of top 20 sharehoders No. of shares heldNo. of shares heldNo. of shares heldNo. of shares heldNo. of shares held % of shares% of shares% of shares% of shares% of shares

1 Minister of Finance (Incorporated)

Kementerian Kewangan Khazanah Malaysia 196,976,092 16.81

2 Khazanah Nasional Berhad 172,334,950 14.71

3 Citicorp Nominees (Tempatan) Sdn Bhd

Pledged Securities Account For Pitisan Sdn Bhd 151,186,575 12.90

4 Universal Trustee (Malaysian) Berhad

Fleet Group Sdn Bhd 143,076,163 12.21

5 The Sanwa Bank Limited 53,598,600 4.57

6 Employees Provident Fund Board 31,480,974 2.69

7 Permodalan Nasional Berhad 24,657,680 2.10


Emerging Markets Growth Fund 24,245,000 2.07


Government of Singapore Investment Corporation

Pte Ltd C for Government of Singapore 14,806,733 1.26


Abu Dhabi Investment Authority 13,285,200 1.13

11 Malaysia Nominees (Asing) Sdn Bhd

Straits Lion Asset Management Pte Ltd for The Great

Eastern Life Assurance Co Ltd (00-10020) 10,292,000 0.88


Skim Amanah Saham Bumiputra 8,000,000 0.68


Kuala Lumpur Growth Fund 4,973,000 0.42

14 Malaysia Nominees (Tempatan) Sdn Bhd

Great Eastern Life Assurance (Malaysia) Berhad (MLF) 4,302,320 0.37

15 Citicorp Nominees (Asing) Sdn Bhd

TNTC for Los Angeles City Employees Retirement System 3,821,000 0.33


Amanah Saham Wawasan 2020 3,648,000 0.31


Capital International Emerging Markets Investment Fund 3,599,000 0.31


Kuala Lumpur Index Fund 3,551,000 0.30

19 Mayban Nominees (Tempatan) Sdn Bhd

Mayban Trustees Berhad for Kuala Lumpur

Regular Savings Fund (N14011940100) 3,533,000 0.30


SSBT Fund 2R26 for Bernstein Emerging

Markets Value Portfolio 3,467,000 0.30

874,834,287874,834,287874,834,287874,834,287874,834,287 74.6574.6574.6574.6574.65

pada 23 Mac 2000

138

Location Description Tenure Remaining Age of NBV as atLease Property 31 Dec 1999Period (Years) (RM’000)

PROPERTIES OF CAHB :-

Commerce Square Office premises Leasehold 72 7 18,004Jalan SemantanDamansara Heights50490 Kuala Lumpur

No. 22-24, Commerce House Office premises Leasehold 72 4 13,814Jalan Sri Semantan 1Damansara Heights50490 Kuala Lumpur

No. 32-33 Khoo Hun Bank Premises for Leasehold 808 27 120Yeang Street Kuching Branch93000 Kuching, Sarawak

Sibu Laut Staff Bungalow Leasehold 820 37 -93000 Kuching, Sarawak House

Lot 83, Jalan Sultan Abdullah Bank Premises for Freehold - 6 210Pekan, Pahang Pekan Branch

No. 3 & 4, Taman Mewah Bank Premises for Freehold - 5 284Guar Chempedak Guar Chempedak08800 Gurun, Kedah Branch

Ground FloorMenara Choy Fook On Bank Premises for Leasehold 65 6 6,5581B, Jalan Yong Shook Lin Petaling JayaSection 7, Petaling Jaya Branch46050 Selangor

No. 52, Jalan BRP 1/2 Bank Premises for Freehold - 3 1,423Bukit Rahman Putra Sungai BulohSungai Buloh, 47100 Selangor

Lot 142, Phase 3 Land for proposed Freehold - 5 3,246Arab-Malaysian Industrial Land BCB warehouseNilai, Negeri Sembilan

Lot 150, Section 3 Land Freehold - 6 17,181Bandar Kuala LumpurWilayah Persekutuan

Lot 904 & 905 Shop/office lot Freehold - 3 502Bandar Kuala Pilah72000 Kuala PilahNegeri Sembilan

No 1, Jalan Angkasa Jaya Bank Premises for Leasehold 94 2 398Bukit Pilah Perdana Kuala Pilah Branch72000 Kuala PilahNegeri Sembilan

PROPERTIES OF BCB :-No. 6, Jalan Tun Perak Head Office & Freehold - 14 30,76850050 Kuala Lumpur Bank Premises for

Menara Branch

Hartanah Kumpulan Properties of the Group Commerce Asset-Holding Berhad (50841-W)

146The Commerce Group Commerce Asset-Holding Berhad (50841-W)

The bank has a traditional strength in the financingof trade both locally and internationally. Its specializedbusiness centres located in all key market centresthroughout the country provides business with financialexpertise and timely assistance.

Bumiputra-Commerce Bank BerhadBumiputra-Commerce Bank BerhadBumiputra-Commerce Bank BerhadBumiputra-Commerce Bank BerhadBumiputra-Commerce Bank Berhad

Bumiputra-Commerce Bank Berhad (BCB) is the result

of the merger between Bank of Commerce (M)

Berhad and Bank Bumiputra (M) Berhad which was

officially launched on October 1, 1999. The commercial

bank has one of Malaysia’s largest ATM network in

the country. With a customer base of approximately

3 million, it provides a comprehensive range of services

that will meet the needs of small household through

to the largest multinational conglomerate.

BCB is the bank for all people and aims to be an

efficient, low-cost provider of financial services through

superior processing capabilities. The bank has made

substantial investment in information technology

subsequent to its merger in a quest to reinvent itself

for greater competitiveness and efficiency ahead of

an emerging, new, globalize financial playing field.

The bank’s strategic thrust towards a customer

focussed marketing approach in its business is seen in

its organizational set-up where separate Retail, Business

and Corporate bank, each with its own accountability

exist within one organization. Each of these banks

specializes on the differing needs of its own customer

group, giving their customers better focus.

Commerce Commerce Commerce Commerce Commerce Asset-Holding Asset-Holding Asset-Holding Asset-Holding Asset-Holding BerhadBerhadBerhadBerhadBerhad

The Commerce Group of Companies is a leading

financial conglomerate in Malaysia’s rapidly growing

financial system. At the helm is Commerce Asset-

Holding Berhad (CAHB) listed in the financial section

of the Kuala Lumpur Stock Exchange (KLSE).

The Group’s impeccable reputation, proven track

record, excellent domestic and regional connections

and wide range of services make it a sound financial

institution suitable for those seeking a high level of

professionalism and expertise in their financial partners.

A sound foundation of strength

CAHB is a well-diversif ied investment and

management holding company with interests in

commercial banking, merchant banking, stock broking,

offshore banking, finance company, discount house,

leasing, factoring, futures broking, fund management,

unit trust management, venture capital and life

insurance

Bumiputra-Commerce Bank (Labuan) LtdBumiputra-Commerce Bank (Labuan) LtdBumiputra-Commerce Bank (Labuan) LtdBumiputra-Commerce Bank (Labuan) LtdBumiputra-Commerce Bank (Labuan) Ltd

A wholly owned subsidiary of Bumiputra-Commerce

Bank Berhad, it offers various offshore banking services

from international finance to advisory and related

services.

Bumiputra-Commerce Finance BerhadBumiputra-Commerce Finance BerhadBumiputra-Commerce Finance BerhadBumiputra-Commerce Finance BerhadBumiputra-Commerce Finance Berhad

Offers hire purchase facilities through its outlets

located at major branches of Bumiputra-Commerce

Bank Berhad.

Bumiputra-CommerceBumiputra-CommerceBumiputra-CommerceBumiputra-CommerceBumiputra-Commerce DiscountDiscountDiscountDiscountDiscount House House House House House BerhaBerhaBerhaBerhaBerhaddddd

Deals in money market instruments in the local money

market. The company is also involved in managing

and underwriting corporate bonds and notes.

Commerce InternationalCommerce InternationalCommerce InternationalCommerce InternationalCommerce International Merchant Bankers BerhadMerchant Bankers BerhadMerchant Bankers BerhadMerchant Bankers BerhadMerchant Bankers Berhad

Commerce International Merchant Bankers Berhad

(CIMB) is a leading merchant bank in Malaysia.

It was one of the few merchant banks in Malaysia

accorded Tier One status with a strong reputation in

the field of corporate finance and capital markets.

Since 1989, CIMB has been the leader amongst

Malaysia’s merchant banks in terms of corporate

advisory fees. It has also been among the leading

advisers and underwriters for raising funds through

initial public offerings in Malaysia. Besides corporate

advisory services, CIMB offers a comprehensive range

of merchant banking services, including corporate

banking, treasury and structured products, fund

management and capital raising through the issue of

private capital debts securities and syndicated loans.

CIMB has impeccable credentials stemming from its

track record in engineering innovative financial products

to meet the increasingly broad ranging and

sophisticated demands of local as well as international

clients. Its professionalism, commitment and dedication

in serving clients’ needs have been the impetus for its

impressive and successful growth.

148Direktori Directory Commerce Asset-Holding Berhad (50841-W)

Dr. Rozali Mohamed AliExecutive Director

E-mail: [email protected]

Jamil Hajar Abdul MuttalibGeneral Manager/Company Secretary


Muhammad Fikri Mohamad RawiSenior Manager, Finance & Administration


Zamri Mohd RadziManager, Finance and Administration


COMMERCE ASSET-HOLDING BERHADCOMMERCE ASSET-HOLDING BERHADCOMMERCE ASSET-HOLDING BERHADCOMMERCE ASSET-HOLDING BERHADCOMMERCE ASSET-HOLDING BERHAD

12th Floor, Commerce SquareJalan SemantanDamansara Heights50490 Kuala LumpurMalaysiaTel: 03-253 5333Facsimile: 03-253 3335Website: www.commerz.com.my

BUMIPUTRA-COMMERCE BANK BERHADBUMIPUTRA-COMMERCE BANK BERHADBUMIPUTRA-COMMERCE BANK BERHADBUMIPUTRA-COMMERCE BANK BERHADBUMIPUTRA-COMMERCE BANK BERHAD

Jalan Tun PerakP O Box 1075350050 Kuala LumpurMalaysiaTel: 03-293 1722Facsimile: 03-293 2663/297 0389Website:www.bcb.com.my

Dato’ Md. Nor Md YusofPresidentE-mail: [email protected]

Dato’ Halim MuhamatExecutive DirectorE-mail: [email protected]

Ikuma HosokawaExecutive AdvisorE-mail: [email protected]

Azmi AbdullahExecutive Vice-PresidentBusiness BankingE-mail: [email protected]

Hashemi AlbakriExecutive Vice-PresidentCorporate & Institutional BankingE-mail: [email protected]

Kamal Batcha DawoodExecutive Vice-PresidentRetail BankingE-mail: [email protected]

Rosnah KamarulzamanExecutive Vice-PresidentPolicy & ControlE-mail: [email protected]

Tay Un SooSenior Vice-PresidentAuditE-mail: [email protected]

Collin LazarooSenior Vice-PresidentITE-mail: [email protected]

Zakaria MericanSenior Vice-PresidentRetail DistributionE-mail: [email protected]

Bhupatrai M. PremjiSenior Vice-PresidentRetail & MarketingE-mail: [email protected]

Loh Siew EngSenior Vice-PresidentAsset QualityE-mail: [email protected]

Mohd Tahir Abdul WahabSenior Vice-PresidentBusiness DistributionE-mail: [email protected]

Chandrasegaran R.Senior Vice-PresidentFinance & ReportingE-mail: [email protected]

Chua Hong WeeSenior Vice-PresidentTransaction ProcessingE-mail: [email protected]

Ooi Cheng ImSenior Vice-PresidentCorporate BankingE-mail: [email protected]

Francis Daniel PanickarSenior Vice-PresidentJalan Raja Chulan Branch

Nik Hassan Nik Mohd AminSenior Vice-PresidentCorporate ServicesE-mail: [email protected]

Abdul Malek Abdul MajidSenior Vice-PresidentHuman ResourcesE-mail: [email protected]

Ishak Mohd YussofSenior Vice-PresidentCorporate Banking SupportE-mail: [email protected]

152Direktori cawangan-cawangan BCB Commerce Asset-Holding Berhad (50841-W)

Directory of BCB branches

Kompleks Dayabumi BranchKompleks Dayabumi BranchKompleks Dayabumi BranchKompleks Dayabumi BranchKompleks Dayabumi BranchLot 112, First FloorKompleks DayabumiJalan Sultan Hishamuddin50050 Kuala LumpurTel: 603-274 8575Fax: 603-293 2773

Taman Batu ViewTaman Batu ViewTaman Batu ViewTaman Batu ViewTaman Batu ViewSelayang BranchSelayang BranchSelayang BranchSelayang BranchSelayang Branch58, Jalan Batu HamparTaman Batu View, SelayangJalan Ipoh, Batu Caves68100 Kuala LumpurTel: 603-6136 2655Fax: 603-6136 3570

Medan Tuanku BranchMedan Tuanku BranchMedan Tuanku BranchMedan Tuanku BranchMedan Tuanku Branch289, Medan TuankuJalan Tuanku Abdul Rahman50100 Kuala LumpurTel: 603-298 6933Fax: 603-293 1818

Jalan Tuanku AbdulJalan Tuanku AbdulJalan Tuanku AbdulJalan Tuanku AbdulJalan Tuanku AbdulRahman BranchRahman BranchRahman BranchRahman BranchRahman BranchGround FloorPlaza C. A. K.411, Jalan Tuanku Abdul Rahman50100 Kuala LumpurTel: 603-298 9276Fax: 603-292 2137

Jalan Jalan Jalan Jalan Jalan IpohIpohIpohIpohIpoh Branch Branch Branch Branch Branch511, Jalan TiongOff Batu 3, Jalan Ipoh51100 Kuala LumpurTel: 603-443 7048Fax: 603-443 6559

Batu Kompleks BranchBatu Kompleks BranchBatu Kompleks BranchBatu Kompleks BranchBatu Kompleks BranchGround & Mazzanine Floors526, Batu KompleksJalan Ipoh51200 Kuala LumpurTel: 603-621 5031Fax: 603-621 5003

Jalan Duta BranchJalan Duta BranchJalan Duta BranchJalan Duta BranchJalan Duta BranchGround FloorBlock 8, Kompleks Pejabat-Pejabat Kerajaan, Jalan Duta50480 Kuala LumpurTel: 603-651 4811Fax: 603-651 3733

Jalan Sungai Besi BranchJalan Sungai Besi BranchJalan Sungai Besi BranchJalan Sungai Besi BranchJalan Sungai Besi Branch170, Jalan Sungai Besi57100 Kuala LumpurTel: 603-221 3244Fax: 603-221 0784

Kompleks Pertama BranchKompleks Pertama BranchKompleks Pertama BranchKompleks Pertama BranchKompleks Pertama BranchG21-G23, Kompleks PertamaJalan Tuanku Abdul Rahman50100 Kuala LumpurTel: 603-298 1132/69Fax: 603-292 7723

Kampung Baru BranchKampung Baru BranchKampung Baru BranchKampung Baru BranchKampung Baru Branch117, Jalan Raja AbdullahKampung Baru50300 Kuala LumpurTel: 603-291 8226Fax: 603-291 2802

Selayang BranchSelayang BranchSelayang BranchSelayang BranchSelayang Branch151, Jalan 2/3A, Off 12kmJalan Ipoh, Batu Caves68100 Kuala LumpurTel: 603-6136 9649Fax: 603-6136 9645

Taman Maluri BranchTaman Maluri BranchTaman Maluri BranchTaman Maluri BranchTaman Maluri Branch279 & 279AJalan Perkasa 1, Taman Maluri55100 Kuala LumpurTel: 603-984 7900Fax: 603-984 7447

Wisma Indah BranchWisma Indah BranchWisma Indah BranchWisma Indah BranchWisma Indah Branch498-0-1, Wisma IndahJalan Tun Razak50400 Kuala LumpurTel: 603-981 3711Fax: 603-981 3722

Wisma Cosway BranchWisma Cosway BranchWisma Cosway BranchWisma Cosway BranchWisma Cosway Branch11th Floor, Wisma CoswayJalan Raja Chulan50710 Kuala LumpurTel: 603-242 6111Fax: 603-242 1488

Taman ConnaughtTaman ConnaughtTaman ConnaughtTaman ConnaughtTaman Connaught Branch Branch Branch Branch BranchGround & First Floors76 & 78, Jalan CherdasTaman Connaught, Cheras56100 Kuala LumpurTel: 603-911 2200Fax: 603-912 4866

Lucky Garden BranchLucky Garden BranchLucky Garden BranchLucky Garden BranchLucky Garden BranchGround & First Floors21 & 23, Lorong Ara Kiri 1Lucky GardenBangsar, 59100 Kuala LumpurTel: 603-255 6600Fax: 603-255 6631

Jalan Raja Chulan BranchJalan Raja Chulan BranchJalan Raja Chulan BranchJalan Raja Chulan BranchJalan Raja Chulan BranchLevels 1, 2 & 4Plaza Raja ChulanJalan Raja Chulan50200 Kuala LumpurTel: 603-201 5555Fax: 603-201 9077

Kompleks Antarabangsa BranchKompleks Antarabangsa BranchKompleks Antarabangsa BranchKompleks Antarabangsa BranchKompleks Antarabangsa BranchGround Floor, Lots G17-G20Kompleks AntarabangsaJalan Sultan Ismail50250 Kuala LumpurTel: 603-242 3891Fax: 603-242 5129

KLCC BranchKLCC BranchKLCC BranchKLCC BranchKLCC BranchLot G35, Ground FloorPetronas Twin TowerKuala Lumpur City Centre50088, Kuala LumpurTel: 603-261 5500Fax: 603-261 8284

Menara Permodalan BranchMenara Permodalan BranchMenara Permodalan BranchMenara Permodalan BranchMenara Permodalan Branch1st Floor, Menara PNBJalan Tun Razak50400 Kuala LumpurTel: 603-261 8000Fax: 603-262 5152

Jalan Bukit Bintang BranchJalan Bukit Bintang BranchJalan Bukit Bintang BranchJalan Bukit Bintang BranchJalan Bukit Bintang BranchGround & Mazzanine FloorsPlaza Yeoh Tiong Lay55, Jalan Bukit Bintang55100 Kuala LumpurTel: 603-241 6289Fax: 603-244 1136

Menara Promet BranchMenara Promet BranchMenara Promet BranchMenara Promet BranchMenara Promet BranchGround Floor, Menara PrometJalan Sultan Ismail50250 Kuala LumpurTel: 603-242 6111Fax: 603-242 1488

Putra World Trade Centre BranchPutra World Trade Centre BranchPutra World Trade Centre BranchPutra World Trade Centre BranchPutra World Trade Centre BranchLevel 2, Podium BlockPutra World Trade CentreJalan Tun Ismail50480 Kuala LumpurTel: 603-293 6033Fax: 603-293 0067

Jalan Sultan IsmailJalan Sultan IsmailJalan Sultan IsmailJalan Sultan IsmailJalan Sultan Ismail Branch Branch Branch Branch BranchLevel 1, Bangunan Darul TakafulJalan Sultan Ismail50250 Kuala LumpurTel: 603-291 5260Fax: 603-293 4477

Federal TerritoryFederal TerritoryFederal TerritoryFederal TerritoryFederal Territory

153Commerce Asset-Holding Berhad (50841-W)Direktori cawangan-cawangan BCBDirectory of BCB branches

Pandan Indah BranchPandan Indah BranchPandan Indah BranchPandan Indah BranchPandan Indah Branch21G & 23GJalan Pandan Indah 4/34Pandan Indah55100 Kuala LumpurTel: 603-494 3255Fax: 603-495 3110

Taman Sri Gombak BranchTaman Sri Gombak BranchTaman Sri Gombak BranchTaman Sri Gombak BranchTaman Sri Gombak Branch2 & 4, Jalan SG 1/2Taman Sri GombakOff Jalan Batu Caves68100 Batu Caves, SelangorTel: 603-689 2389/5759Fax: 603-689 5892

Kajang BranchKajang BranchKajang BranchKajang BranchKajang Branch9 & 10, Jalan Tun Aziz Lim Tan43000 Kajang, SelangorTel: 603-833 1661Fax: 603-833 2553

Universiti PutraUniversiti PutraUniversiti PutraUniversiti PutraUniversiti PutraMalaysia BranchMalaysia BranchMalaysia BranchMalaysia BranchMalaysia BranchGround Floor, Block BBangunan Pusat PelajarUniversiti Putra Malaysia43400 Serdang, SelangorTel: 603-948 3220Fax: 603-948 2925

Universiti KebangsaanUniversiti KebangsaanUniversiti KebangsaanUniversiti KebangsaanUniversiti KebangsaanMalaysia Malaysia Malaysia Malaysia Malaysia BranchBranchBranchBranchBranchLevel 3, Kompleks PusanikaUniversiti Kebangsaan Malaysia43600 Bangi, SelangorTel: 603-825 0214Fax: 603-825 0177

Bandar Baru Bangi BranchBandar Baru Bangi BranchBandar Baru Bangi BranchBandar Baru Bangi BranchBandar Baru Bangi BranchNo. 30 & 32, Jalan BB 143650 Bandar Baru BangiSelangorTel: 603-826 3180Fax: 603-826 3186

KLIA BranchKLIA BranchKLIA BranchKLIA BranchKLIA BranchBlock E, Jalan KLIA S3Southern Common Amenities &Facilities KLIA (Selatan),64000 Sepang, SelangorTel: 603-8787 2602Fax: 603-8787 2485

Taman Melawati BranchTaman Melawati BranchTaman Melawati BranchTaman Melawati BranchTaman Melawati Branch227 & 228, Jalan Bandar 13Taman Melawati53100 Kuala LumpurTel: 603-407 6467Fax: 603-407 5477

Taman Tun Dr. Ismail BranchTaman Tun Dr. Ismail BranchTaman Tun Dr. Ismail BranchTaman Tun Dr. Ismail BranchTaman Tun Dr. Ismail Branch138, Jalan Burhanuddin HelmiTaman Tun Dr. Ismail60000 Kuala LumpurTel: 603-719 1630Fax: 603-717 8580

Taman Mutiara, Cheras BranchTaman Mutiara, Cheras BranchTaman Mutiara, Cheras BranchTaman Mutiara, Cheras BranchTaman Mutiara, Cheras Branch2468, Jalan Mutiara Timur SatuTaman Mutiara Cheras56100 Kuala LumpurTel: 603-930 3222Fax: 603-931 8253

Jalan Tun Perak BranchJalan Tun Perak BranchJalan Tun Perak BranchJalan Tun Perak BranchJalan Tun Perak Branch6 Jalan Tun Perak50050 Kuala LumpurTel: 603-293 3011Fax: 603-298 2261

Taman Cheras BranchTaman Cheras BranchTaman Cheras BranchTaman Cheras BranchTaman Cheras BranchGround & Mezzanine Floor2 Jalan KaskasTaman Cheras56100 Kuala LumpurTel: 603-930 0200Fax: 603-930 0140

Bandar Seri Petaling BranchBandar Seri Petaling BranchBandar Seri Petaling BranchBandar Seri Petaling BranchBandar Seri Petaling Branch28 & 30 Ground FloorJalan RadinBandar Baru Seri Petaling57000 Kuala LumpurTel: 603-958 6801Fax: 603-957 1966

Bandar Sri Damansara BranchBandar Sri Damansara BranchBandar Sri Damansara BranchBandar Sri Damansara BranchBandar Sri Damansara Branch8 & 9, Jalan Cempaka SD 12/1Bandar Sri Damansara52200 Kuala LumpurTel: 603-635 7924Fax: 603-635 8362

Desa Jaya BranchDesa Jaya BranchDesa Jaya BranchDesa Jaya BranchDesa Jaya Branch4, Jalan 54, Desa JayaKepong, 52100 Kuala LumpurTel: 603-634 1157Fax: 603-636 3966

Pandan Jaya BranchPandan Jaya BranchPandan Jaya BranchPandan Jaya BranchPandan Jaya BranchGround Floor, 43 & 45Jalan Pandan 3/3, Pandan JayaCheras, 55100 Kuala LumpurTel: 603-984 5262Fax: 603-983 7912

Wisma Koponas BranchWisma Koponas BranchWisma Koponas BranchWisma Koponas BranchWisma Koponas Branch70-72, Wisma KoponasJalan Tun Sambanthan50470 Kuala LumpurTel: 603-2274 6477Fax: 603-2238 1816

Wisma Segar BranchWisma Segar BranchWisma Segar BranchWisma Segar BranchWisma Segar Branch9, Lengkok Tun SambanthanJalan Tun Sambanthan50470 Kuala LumpurTel: 603-2274 5766Fax: 603-2274 5781

DamaDamaDamaDamaDamannnnnsara Town Centre Branchsara Town Centre Branchsara Town Centre Branchsara Town Centre Branchsara Town Centre BranchLevel 1, Lot A4-A8Block A, Damansara Town CentreDamansara Heights50490 Kuala LumpurTel: 603-255 7597Fax: 603-255 7506

Pearl Point BranchPearl Point BranchPearl Point BranchPearl Point BranchPearl Point BranchGround Floor, Lot 1.0.1Pearl Point Shopping MallBatu Lima, Jalan Klang Lama58200 Kuala LumpurTel: 603-780 3373Fax: 603-782 4289

Universiti Malaya BranchUniversiti Malaya BranchUniversiti Malaya BranchUniversiti Malaya BranchUniversiti Malaya BranchGround Floor, Lot 5270Bangunan Pentadbiran BaruUniversiti Malaya, Lembah Pantai59100 Kuala LumpurTel: 603-756 0182Fax: 603-757 6021

Wangsa Maju BranchWangsa Maju BranchWangsa Maju BranchWangsa Maju BranchWangsa Maju BranchGround & First Floor18 Jalan 1/27B, Section 1Wangsa Maju, Setapak53300 Kuala LumpurTel: 603-4148 1119Fax: 603-4148 1145

Taman Danau Kota BranchTaman Danau Kota BranchTaman Danau Kota BranchTaman Danau Kota BranchTaman Danau Kota Branch108 & 110 Jalan 2/23ATaman Danau KotaJalan Genting KlangSetapak, 53300 Kuala LumpurTel: 603-411 1010Fax: 603-412 5348

Taman Setiawangsa BranchTaman Setiawangsa BranchTaman Setiawangsa BranchTaman Setiawangsa BranchTaman Setiawangsa Branch1 & 3 Jalan 9/55ATaman Setiawangsa54200 Kuala LumpurTel: 603-452 0610Fax: 603-452 0581

S e l a n g o rS e l a n g o rS e l a n g o rS e l a n g o rS e l a n g o r



Salak Tinggi BranchSalak Tinggi BranchSalak Tinggi BranchSalak Tinggi BranchSalak Tinggi BranchGround FloorBangunan UMNO SepangJalan ST 1D/2Salak Tinggi43900 Sepang, SelangorTel: 603-846 2197Fax: 603-846 2201

Jalan Meru BranchJalan Meru BranchJalan Meru BranchJalan Meru BranchJalan Meru BranchNo. 99, Wisma NBCPusat Perniagaan NBCBatu 1 1/2, Jalan Meru41050 Klang, SelangorTel: 603-344 2540Fax: 603-344 2544

Ampang Point BranchAmpang Point BranchAmpang Point BranchAmpang Point BranchAmpang Point BranchNo. 23, Jalan Mamanda 7/1Wisma Ampang Triangle II68000 Jalan Ampang, SelangorTel: 603-470 1746Fax: 603-470 1776

Taman Putra BranchTaman Putra BranchTaman Putra BranchTaman Putra BranchTaman Putra Branch29 & 31Jalan Bunga Tanjung 9CTaman Putra68000 Ampang, SelangorTel: 603-492 2334Fax: 603-492 6696

Bandar Baru Ampang BranchBandar Baru Ampang BranchBandar Baru Ampang BranchBandar Baru Ampang BranchBandar Baru Ampang BranchNo. 1-A & 1-GJalan Wawasan Ampang 2/2Bandar Baru Ampang68000 Ampang, SelangorTel: 603-495 7060Fax: 603-495 8559

Bangunan UMNOBangunan UMNOBangunan UMNOBangunan UMNOBangunan UMNOShah Alam BranchShah Alam BranchShah Alam BranchShah Alam BranchShah Alam BranchBangunan UMNOLot P5.5Persiaran Perbandaran40000 Shah Alam, SelangorTel: 603-5519 8288Fax: 603-5519 8330

Section 18, Shah Alam BranchSection 18, Shah Alam BranchSection 18, Shah Alam BranchSection 18, Shah Alam BranchSection 18, Shah Alam Branch49, 51, 53Jalan Pinang B 18/BSection 1840000 Shah Alam, SelangorTel: 603-541 1909Fax: 603-541 7299

Kompleks PKNS,Kompleks PKNS,Kompleks PKNS,Kompleks PKNS,Kompleks PKNS,Shah Alam BranchShah Alam BranchShah Alam BranchShah Alam BranchShah Alam BranchKompleks Perniagaan PKNSPusat Bandar40000 Shah Alam, SelangorTel: 603-5519 1758Fax: 603-5510 3644

Wisma HicomWisma HicomWisma HicomWisma HicomWisma Hicom(Glenmarie) Branch(Glenmarie) Branch(Glenmarie) Branch(Glenmarie) Branch(Glenmarie) BranchLot 1.6, Level 1Wisma HicomNo. 2 Jalan U 1/18Persiaran Kerjaya (Glenmarie)40000 Shah Alam, SelangorTel: 603-705 3299Fax: 603-705 1958

Hicom Industrial Park,Hicom Industrial Park,Hicom Industrial Park,Hicom Industrial Park,Hicom Industrial Park,Sec. 28, Shah Alam BranchSec. 28, Shah Alam BranchSec. 28, Shah Alam BranchSec. 28, Shah Alam BranchSec. 28, Shah Alam BranchNo. 2 WismaAnggerikJalan Perubahan 26/2Hicom Industrial Park40000 Shah Alam, SelangorTel: 603-511 9916Fax: 603-511 9895

Dataran Palma,Dataran Palma,Dataran Palma,Dataran Palma,Dataran Palma,Ampang BranchAmpang BranchAmpang BranchAmpang BranchAmpang BranchA6, Dataran PalmaJalan Memanda68000 Ampang, SelangorTel: 603-470 2573Fax: 603-470 2584

27 Jalan Pinang,27 Jalan Pinang,27 Jalan Pinang,27 Jalan Pinang,27 Jalan Pinang,Shah Alam BranchShah Alam BranchShah Alam BranchShah Alam BranchShah Alam Branch27 Jalan Pinang 18/BSeksyen 1840000 Shah Alam, SelangorTel: 603-542 6304Fax: 603-542 6313

Bandar Sunway BranchBandar Sunway BranchBandar Sunway BranchBandar Sunway BranchBandar Sunway BranchNo. 22 Jalan PJS 11/28ABandar Sunway46150 Petaling Jaya, SelangorTel: 603- 737 4389Fax: 603- 737 4396

Kelana Jaya BranchKelana Jaya BranchKelana Jaya BranchKelana Jaya BranchKelana Jaya Branch60 & 62, Jalan SS 6/14Kelana Jaya47301 Petaling Jaya, SelangorTel: 603-703 2109Fax: 603-703 4313

Wisma Tractor,Wisma Tractor,Wisma Tractor,Wisma Tractor,Wisma Tractor,Subang Jaya BranchSubang Jaya BranchSubang Jaya BranchSubang Jaya BranchSubang Jaya BranchGround FloorWest WingWisma Tractors7 Jalan SS16/147500 Subang Jaya, SelangorTel: 603-733 5313Fax: 603-735 4276

USJ Taipan BranchUSJ Taipan BranchUSJ Taipan BranchUSJ Taipan BranchUSJ Taipan BranchUSJ Taipan TriangleNo. 45 Jalan USJ 10/1GSubang Jaya47620 Petaling Jaya, SelangorTel: 603-736 6980Fax: 603-736 6979

Giant Hyper Market BranchGiant Hyper Market BranchGiant Hyper Market BranchGiant Hyper Market BranchGiant Hyper Market BranchOffice Block/Food Court LotPersiaran Subang PermaiSn PenagaIndustrial Park47600 Petaling Jaya, SelangorTel: 603-736 6230Fax: 603-736 6229

USJ 9, Subang Jaya BranchUSJ 9, Subang Jaya BranchUSJ 9, Subang Jaya BranchUSJ 9, Subang Jaya BranchUSJ 9, Subang Jaya Branch31-1 Jalan USJ 9/5SUEP Subang Jaya47620 Subang Jaya, SelangorTel: 603-724 1004Fax: 603-724 1014

Puchong Jaya BranchPuchong Jaya BranchPuchong Jaya BranchPuchong Jaya BranchPuchong Jaya BranchGround & First FloorNo. 12 & 13 Jalan Kenari 5Bandar Puchong Jaya41700 Puchong, SelangorTel: 603-575 7501Fax: 603-575 7359

Sultan Abdul Aziz ShahSultan Abdul Aziz ShahSultan Abdul Aziz ShahSultan Abdul Aziz ShahSultan Abdul Aziz ShahAirport BranchAirport BranchAirport BranchAirport BranchAirport BranchGround FloorLot 001FIMA ComplexTerminal 1Sultan Abdul Aziz Shah47200 Subang, SelangorTel: 603-746 1767Fax: 603-746 4026


Bandar Baru, Sungai Buloh Bandar Baru, Sungai Buloh Bandar Baru, Sungai Buloh Bandar Baru, Sungai Buloh Bandar Baru, Sungai Buloh BranchBranchBranchBranchBranchGround & First Floor, Jalan 1A/1Lot 395, Bandar Baru Sungai Buloh47000 Sungai Buloh, SelangorTel: 603-656 3092Fax: 603-656 1136

Taman Bukit Rahman Putra BranchTaman Bukit Rahman Putra BranchTaman Bukit Rahman Putra BranchTaman Bukit Rahman Putra BranchTaman Bukit Rahman Putra Branch52 Jalan BRP1/2Taman Bukit Rahman Putra47000 Sungai Buloh, SelangorTel: 603-657 9732Fax: 603-657 9742

Batang Berjuntai BranchBatang Berjuntai BranchBatang Berjuntai BranchBatang Berjuntai BranchBatang Berjuntai Branch280 Jalan Besar45600 Batang Berjuntai, SelangorTel: 603-871 9322Fax: 603-871 9749

Country Heights, Kajang BranchCountry Heights, Kajang BranchCountry Heights, Kajang BranchCountry Heights, Kajang BranchCountry Heights, Kajang BranchNo. 1 Persiaran Sinar PagiCountry Heights43000 Kajang, SelangorTel: 603-8737 1608Fax: 603-8737 1611

Rawang BranchRawang BranchRawang BranchRawang BranchRawang BranchLot 16 & 17, Batu 18, Jalan Ipoh48000 Rawang, SelangorTel: 603-691 3905Fax: 603-691 3907

Taman Sri Serdang BranchTaman Sri Serdang BranchTaman Sri Serdang BranchTaman Sri Serdang BranchTaman Sri Serdang BranchGround & First FloorLot 3340 & 3341, Jalan 18/32Taman Sri Serdang43300 Seri Kembangan, SelangorTel: 603-8942 2353Fax: 603-8948 7169

Jalan Dato Hamzah, Klang BranchJalan Dato Hamzah, Klang BranchJalan Dato Hamzah, Klang BranchJalan Dato Hamzah, Klang BranchJalan Dato Hamzah, Klang Branch12 Jalan Daro Hamzah41000 Klang, SelangorTel: 603-3371 1771Fax: 603-3372 4101

Port Klang BranchPort Klang BranchPort Klang BranchPort Klang BranchPort Klang Branch44 Jalan ChungahOff Jalan Sekolah42000 Pelabuhan Klang, SelangorTel: 603-368 0995Fax: 603-368 2299

Teluk Panglima Garang Teluk Panglima Garang Teluk Panglima Garang Teluk Panglima Garang Teluk Panglima Garang BranchBranchBranchBranchBranchGround & First Floor54 & 56 Jalan J/U2Taman Jaya Utama, Phase 142500 Teluk Panglima, SelangorTel: 603-352 8434Fax: 603-352 7298

Banting BranchBanting BranchBanting BranchBanting BranchBanting Branch135 Jalan Besar, P.O. Box 21142700 Banting, SelangorTel: 603- 867 2101Fax: 603-867 1663

Jalan Kapar, Klang BranchJalan Kapar, Klang BranchJalan Kapar, Klang BranchJalan Kapar, Klang BranchJalan Kapar, Klang Branch77 Jalan Kapar, P.O. Box 6041700 Klang, SelangorTel: 603-342 6833Fax: 603-341 4445

Jalan Besar BranchJalan Besar BranchJalan Besar BranchJalan Besar BranchJalan Besar Branch1485 Jalan Besar43300 Seri Kembangan, SelangorTel: 603-8948 4027Fax: 603-8942 4485

Kapar BranchKapar BranchKapar BranchKapar BranchKapar BranchLot 6 & 7, Bangunan UMNOJalan Besar, 42200 Kapar,SelangorTel: 603-350 8500Fax: 603-350 0133

Bandar Baru Klang BranchBandar Baru Klang BranchBandar Baru Klang BranchBandar Baru Klang BranchBandar Baru Klang BranchNo. 8 & 10, Jalan Tiara 2Bandar Baru Klang41150 Klang, SelangorTel: 603-348 8088Fax: 603-344 8160

Lorong Batu Tiga, Klang BranchLorong Batu Tiga, Klang BranchLorong Batu Tiga, Klang BranchLorong Batu Tiga, Klang BranchLorong Batu Tiga, Klang Branch1 Lorong Batu 3Off Jala Lintang Tiga41300 Klang, SelangorTel: 603-341 9001Fax: 603-341 1934

Menara Acmar, Klang BranchMenara Acmar, Klang BranchMenara Acmar, Klang BranchMenara Acmar, Klang BranchMenara Acmar, Klang BranchGroung & First FloorMenara Acmar (Wing A)No. 1 Jalan Gelugor41400 Klang, SelangorTel: 603-343 1959Fax: 603-341 4142

Menara Choy Fook On Menara Choy Fook On Menara Choy Fook On Menara Choy Fook On Menara Choy Fook On BranchBranchBranchBranchBranchGround FloorMenara Choy Fook On1B, Jalan Yong Shook Lin46050 Petaling Jaya, SelangorTel: 603-756 3853Fax: 603-757 8782

Section 52, Petaling Jaya BranchSection 52, Petaling Jaya BranchSection 52, Petaling Jaya BranchSection 52, Petaling Jaya BranchSection 52, Petaling Jaya Branch27, 29 & 31 Jalan 52/246200 Petaling Jaya, SelangorTel: 603-756 3642Fax: 603-755 0695

SEA Park, Petaling Jaya BranchSEA Park, Petaling Jaya BranchSEA Park, Petaling Jaya BranchSEA Park, Petaling Jaya BranchSEA Park, Petaling Jaya BranchLot 27, Jalan 21/11A, SEA Park46300 Petaling Jaya, SelangorTel: 603-7876 9072Fax: 603-7874 7314

Section 14, Petaling Jaya BranchSection 14, Petaling Jaya BranchSection 14, Petaling Jaya BranchSection 14, Petaling Jaya BranchSection 14, Petaling Jaya Branch6 & 8 Jalan 14/14Jalan Semangat46100 Petaling Jaya, SelangorTel: 603-757 6433Fax: 603-756 0595

Taman SEA, Petaling Jaya BranchTaman SEA, Petaling Jaya BranchTaman SEA, Petaling Jaya BranchTaman SEA, Petaling Jaya BranchTaman SEA, Petaling Jaya Branch67 & 69 Block AJalan SS23/15, Taman SEA47400 Petaling Jaya, SelangorTel: 603-705 3177Fax: 603-704 2040

Damansara Utama BranchDamansara Utama BranchDamansara Utama BranchDamansara Utama BranchDamansara Utama Branch48 & 50 SS21/35Damansara Utama47400 Petaling Jaya, SelangorTel: 603-717 4199Fax: 603-719 8278

Bandar Utama BranchBandar Utama BranchBandar Utama BranchBandar Utama BranchBandar Utama BranchLot F20 & G27Centre Point, Lebuh Bandar UtamaBandar Utama47800 Petaling Jaya, SelangorTel: 603-716 5080Fax: 603-716 5986

Balakong BranchBalakong BranchBalakong BranchBalakong BranchBalakong BranchNo. 29, Jalan PCR 1Kawasan Perniagaan Cheras RayaBatu 11, 43200 CherasTel: 603-9076 9169Fax: 603-9076 9162



Sungai Besar Sungai Besar Sungai Besar Sungai Besar Sungai Besar BranchBranchBranchBranchBranch22A & 24AJalan MenteriSungai Besar45300 Sabak BernamSelangorTel: 603-884 1205Fax: 603-884 1644

Holiday Plaza BranchHoliday Plaza BranchHoliday Plaza BranchHoliday Plaza BranchHoliday Plaza BranchG86 & G87, Ground FloorHoliday PlazaJalan Dato’ Sulaiman80250 Johor Bahru, JohorTel: 607-333 1961Fax: 607-332 2773

Tampoi BranchTampoi BranchTampoi BranchTampoi BranchTampoi Branch193B & 193C, Batu 4 1/2Jalan Skudai80200 Tampoi, JohorTel: 607-236 3734Fax: 607-234 0300

Taman Bandar Baru Uda BranchTaman Bandar Baru Uda BranchTaman Bandar Baru Uda BranchTaman Bandar Baru Uda BranchTaman Bandar Baru Uda Branch12, Jalan Padi SatuTaman Bandar Baru Uda81200 Tampoi, JohorTel: 607-238 4630Fax: 607-238 4582

Taman Ungku Tun Aminah BranchTaman Ungku Tun Aminah BranchTaman Ungku Tun Aminah BranchTaman Ungku Tun Aminah BranchTaman Ungku Tun Aminah Branch87 & 89, Jalan Pahlawan 1Taman Ungku Tun Aminah81300 Johor Bahru, JohorTel: 607-556 7700Fax: 607-557 7711

Kulai BranchKulai BranchKulai BranchKulai BranchKulai Branch31-10 & 31-11Jalan Raya, Kulai Besar81000 Kulai, JohorTel: 607-663 2678Fax: 607-663 7716

Batu Pahat BranchBatu Pahat BranchBatu Pahat BranchBatu Pahat BranchBatu Pahat Branch39 A, Jalan Rahmat83000 Batu Pahat, JohorTel: 607-431 1096Fax: 607-431 7324

Taman Universiti BranchTaman Universiti BranchTaman Universiti BranchTaman Universiti BranchTaman Universiti Branch21 & 23, Jalan Kebudayaan 4Taman Universiti81300 Skudai, JohorTel: 607-521 5055Fax: 607-521 4291

Senai BranchSenai BranchSenai BranchSenai BranchSenai Branch182, Jalan Belimbing 181400 Senai, JohorTel: 607-599 6214Fax: 607-599 6219

Gelang Patah BranchGelang Patah BranchGelang Patah BranchGelang Patah BranchGelang Patah BranchNo. 4750, Jalan Kacang Boncis81550 Gelang Patah, JohorTel: 607-510 1010Fax: 607-510 1411

Pontian Kechil BranchPontian Kechil BranchPontian Kechil BranchPontian Kechil BranchPontian Kechil Branch742, 743 & 744Wisma Koperasi, Jalan Taib82000 Pontian Kechil, JohorTel: 607-687 1533Fax: 607-687 4033

Pusat Perdagangan,Pusat Perdagangan,Pusat Perdagangan,Pusat Perdagangan,Pusat Perdagangan,Pasir Gudang BranchPasir Gudang BranchPasir Gudang BranchPasir Gudang BranchPasir Gudang Branch13 A, Pusat PerdaganganJalan Bandar81700 Pasir Gudang, JohorTel: 607-252 4955Fax: 607-252 2932

Kota Tinggi BranchKota Tinggi BranchKota Tinggi BranchKota Tinggi BranchKota Tinggi BranchNo. 30 & 31, Jalan Niaga 1Pusat Perdagangan Jalan Mawai81900 Kota Tinggi, JohorTel: 607-883 7507Fax: 607-883 4322

Taman Johor Jaya BranchTaman Johor Jaya BranchTaman Johor Jaya BranchTaman Johor Jaya BranchTaman Johor Jaya Branch104 & 106, Jalan Dedap 13Taman Johor Jaya81100 Johor Bahru, JohorTel: 607-355 0784Fax: 607-355 0782

Universiti Teknologi Malaysia BranchUniversiti Teknologi Malaysia BranchUniversiti Teknologi Malaysia BranchUniversiti Teknologi Malaysia BranchUniversiti Teknologi Malaysia BranchGround FloorBangunan Hal Ehwal PelajarUniversity Teknologi Malaysia81300 Skudai, JohorTel: 607-557 7103Fax: 607-557 0855

Taman Daya BranchTaman Daya BranchTaman Daya BranchTaman Daya BranchTaman Daya BranchNo. 2, Jalan Sagu 1Taman Daya81100 Johor Bahru, JohorTel: 607-351 1940Fax: 607-351 1943

Kompleks Pusat Bandar BranchKompleks Pusat Bandar BranchKompleks Pusat Bandar BranchKompleks Pusat Bandar BranchKompleks Pusat Bandar BranchLot L1-02AKompleks Pusat Bandar81700 Pasir Gudang, JohorTel: 607-251 9735Fax: 607-251 0085

Bandar Baru Pernas Jaya BranchBandar Baru Pernas Jaya BranchBandar Baru Pernas Jaya BranchBandar Baru Pernas Jaya BranchBandar Baru Pernas Jaya BranchNo. 39 & 41, Jalan Pernas 10/2Bandar Baru Pernas Jaya81750 Masai, JohorTel: 607-386 2520Fax: 607-386 2527

Muar BranchMuar BranchMuar BranchMuar BranchMuar Branch24, Jalan MaharaniOff Jalan Sisi84000 Muar, JohorTel: 607-953 5399Fax: 607-953 5808

Jalan Ibrahim BranchJalan Ibrahim BranchJalan Ibrahim BranchJalan Ibrahim BranchJalan Ibrahim BranchGround FloorNo. 5-5 & 5-6, Jalan Ibrahim84000 Muar, JohorTel: 607-951 7191/7211/7314Fax: 607-952 3579

Mersing BranchMersing BranchMersing BranchMersing BranchMersing Branch4 & 5, Jalan Ismail86800 Mersing, JohorTel: 607-799 1600Fax: 607-799 4790

Kluang BranchKluang BranchKluang BranchKluang BranchKluang BranchNo. 7 & 9Jalan Syed Abdul Hamid Sagaff86000 Kluang, JohorTel: 607-771 8080Fax: 607-772 4637

Taman Pelangi BranchTaman Pelangi BranchTaman Pelangi BranchTaman Pelangi BranchTaman Pelangi Branch30, Jalan SerampangTaman Pelangi80050 Johor Bahru, JohorTel: 607-332 4911Fax: 607-332 5266

J o h o rJ o h o rJ o h o rJ o h o rJ o h o r


Parit Raja BranchParit Raja BranchParit Raja BranchParit Raja BranchParit Raja Branch4 & 5, Jalan Raja SatuTaman Sri Raja86400 Parit Raja, JohorTel: 607-454 1386Fax: 607-454 2377

Parit Sulong BranchParit Sulong BranchParit Sulong BranchParit Sulong BranchParit Sulong Branch76, Jalan MuarParit Sulong83500 Batu Pahat, JohorTel: 607-418 6258Fax: 607-418 7800

Segamat BranchSegamat BranchSegamat BranchSegamat BranchSegamat Branch113 & 114, Jalan Genuang85000 Segamat, JohorTel: 607-931 3653Fax: 607-931 2121

Labis BranchLabis BranchLabis BranchLabis BranchLabis Branch81/83, Taman Orkid Baru85300 Labis, JohorTel: 607-925 3837Fax: 607-925 3840

Bangunan UMNO BranchBangunan UMNO BranchBangunan UMNO BranchBangunan UMNO BranchBangunan UMNO Branch51 Jalan Segget80000 Johor Bahru, JohorTel: 607-222 4833Fax: 607-223 6904

Menara Landmark BranchMenara Landmark BranchMenara Landmark BranchMenara Landmark BranchMenara Landmark BranchUnit 01-01, Landmark MallMenara Landmark12 Jalan Ngee Heng80000 Johor Bahru, JohorTel: 607-223 1066Fax: 607-224 5058

Jalan Dato Bandar Tunggal BranchJalan Dato Bandar Tunggal BranchJalan Dato Bandar Tunggal BranchJalan Dato Bandar Tunggal BranchJalan Dato Bandar Tunggal Branch1A & 2BWisma Dewan PerniagaanMelayu Negeri SembilanJalan Dato’ Bandar Tunggal70000, Seremban, Negeri SembilanTel: 606-762 5305Fax: 606-763 7680

Senawang BranchSenawang BranchSenawang BranchSenawang BranchSenawang BranchNo. 51, Lorong Sri Mawar 12/2Taman Sri Mawar70450 SenawangNegeri SembilanTel: 606-679 2739Fax: 606-679 8020

Port Dickson BranchPort Dickson BranchPort Dickson BranchPort Dickson BranchPort Dickson Branch745, Bangunan UMNOJalan Besar71000 Port DicksonNegeri SembilanTel: 606-647 1772Fax: 606-647 1770

Jalan Terentang BranchJalan Terentang BranchJalan Terentang BranchJalan Terentang BranchJalan Terentang Branch41, Jalan Terentang71309 RembauNegeri SembilanTel: 606-685 1304Fax: 606-685 3017

Rembau BranchRembau BranchRembau BranchRembau BranchRembau Branch595, Jalan Besar71300 RembauNegeri SembilanTel: 606-685 2333Fax: 606-685 3420

Titi BranchTiti BranchTiti BranchTiti BranchTiti BranchNo. 68, Wisma GerakanJalan Besar, 71650 TitiNegeri SembilanTel: 606-611 1098Fax: 606-611 2535

Kuala Pilah BranchKuala Pilah BranchKuala Pilah BranchKuala Pilah BranchKuala Pilah BranchLot 3690, Jalan Raja Melewar72000, Kuala PilahNegeri SembilanTel: 606-482 1141Fax: 606-481 4433

Bukit Pilah Perdana BranchBukit Pilah Perdana BranchBukit Pilah Perdana BranchBukit Pilah Perdana BranchBukit Pilah Perdana Branch1, Jalan Angkasa JayaBukit Pilah Perdana72000 Kuala PilahNegeri SembilanTel: 606-481 1357Fax: 606-481 5900

Bahau BranchBahau BranchBahau BranchBahau BranchBahau Branch115, Jalan Mewah71200 Bahau, Negeri SembilanTel: 606-454 7309Fax: 606-454 7312

Jalan Tuanku Munawir BranchJalan Tuanku Munawir BranchJalan Tuanku Munawir BranchJalan Tuanku Munawir BranchJalan Tuanku Munawir Branch50, Jalan Tuanku Munawir70710 SerembanNegeri SembilanTel: 606-761 3300Fax: 606-763 7307

Tampin BranchTampin BranchTampin BranchTampin BranchTampin BranchBangunan Baru UMNOJalan Besar, 73000 TampinNegeri SembilanTel: 606-441 1588Fax: 606-441 3163

Jalan TS 2/1 TamanJalan TS 2/1 TamanJalan TS 2/1 TamanJalan TS 2/1 TamanJalan TS 2/1 TamanSemarak BranchSemarak BranchSemarak BranchSemarak BranchSemarak Branch4958 & 4959, Jalan TS 2/1Taman Semarak71800 Nilai, Negeri SembilanTel: 606-799 4553Fax: 606-799 4549

Jalan TS 2/1D TamanJalan TS 2/1D TamanJalan TS 2/1D TamanJalan TS 2/1D TamanJalan TS 2/1D TamanSemarak BranchSemarak BranchSemarak BranchSemarak BranchSemarak BranchGround, 1st & 2nd FloorsPT 5717, Jalan TS2/1DTaman Semarak71800 Nilai, Negeri SembilanTel: 606-799 4864Fax: 606-799 4861

Bandar Baru Nilai BranchBandar Baru Nilai BranchBandar Baru Nilai BranchBandar Baru Nilai BranchBandar Baru Nilai Branch7464, Ground & First FloorsJalan BBN 1/1APutra Point 171800 Bandar Baru NilaiNegeri SembilanTel: 606-850 0543Fax: 606-850 0514

Bukit Pelandok BranchBukit Pelandok BranchBukit Pelandok BranchBukit Pelandok BranchBukit Pelandok Branch4232, Jalan Besar71960 Bukit PelandokNegeri SembilanTel: 606-667 3688Fax: 606-667 2892

Negeri SembilanNegeri SembilanNegeri SembilanNegeri SembilanNegeri Sembilan



Jalan Penjara, Kangar BranchJalan Penjara, Kangar BranchJalan Penjara, Kangar BranchJalan Penjara, Kangar BranchJalan Penjara, Kangar Branch44-47, Ground & Mezzanine FloorsJalan Penjara10700 Kangar, PerlisTel: 604-976 1292Fax: 604-976 0953

Jalan Bukit Lagi, Kangar BranchJalan Bukit Lagi, Kangar BranchJalan Bukit Lagi, Kangar BranchJalan Bukit Lagi, Kangar BranchJalan Bukit Lagi, Kangar Branch11, Jalan Bukit Lagi, P. O. Box 1510700 Kangar, PerlisTel: 604-976 1801Fax: 604-976 2706

Bukit Baru BranchBukit Baru BranchBukit Baru BranchBukit Baru BranchBukit Baru Branch11, Section 3Taman Bukit pialuBukit Baru, 75150 MelakaTel: 606-283 8844Fax: 606-282 8121

Jalan Hang Tuah BranchJalan Hang Tuah BranchJalan Hang Tuah BranchJalan Hang Tuah BranchJalan Hang Tuah BranchGround FloorGraha UMNOJalan Hang Tuah75300 MelakaTel: 606-284 0455Fax: 606-284 7611

Jasin BranchJasin BranchJasin BranchJasin BranchJasin Branch3733 & 3734, Jalan Kesang77000 Jasin, MelakaTel: 606-529 1407Fax: 606-529 4626

Jalan Besar, Karak BranchJalan Besar, Karak BranchJalan Besar, Karak BranchJalan Besar, Karak BranchJalan Besar, Karak Branch16, Jalan Besar28600 Karak, PahangTel: 609-231 1263Fax: 609-231 1522

Jalan Bank BranchJalan Bank BranchJalan Bank BranchJalan Bank BranchJalan Bank BranchBangunan Bank BumiputraLot 32 Jalan Bank25000 Kuantan, PahangTel: 609-515 2099Fax: 609-515 4116

Jalan Teluk Sisek BranchJalan Teluk Sisek BranchJalan Teluk Sisek BranchJalan Teluk Sisek BranchJalan Teluk Sisek Branch67 Jalan Teluk Sisek25710 Kuantan, PahangTel: 609-555 2855Fax: 609-514 4008

Pelabuhan Kuantan BranchPelabuhan Kuantan BranchPelabuhan Kuantan BranchPelabuhan Kuantan BranchPelabuhan Kuantan BranchBatu 16Jalan Kuantan-KemamanTanjung GelangPelabuhan Kuantan25710 Kuantan, PahangTel: 609-583 3345Fax: 609-583 3393

Masjid Tanah BranchMasjid Tanah BranchMasjid Tanah BranchMasjid Tanah BranchMasjid Tanah BranchAG 8871, 8872 & 8873Wisma Haji Sulong SibanJalan Besar78300 Masjid Tanah, MelakaTel: 606-384 2301Fax: 606-384 3428

Batu Berendam BranchBatu Berendam BranchBatu Berendam BranchBatu Berendam BranchBatu Berendam BranchNo. 30 & 32Jalan Mutiara Melaka 2Taman Mutiara Melaka75350 Batu Berendam, MelakaTel: 606-317 6397Fax: 606-317 6467

Jalan Munshi Abdullah BranchJalan Munshi Abdullah BranchJalan Munshi Abdullah BranchJalan Munshi Abdullah BranchJalan Munshi Abdullah BranchLot 30, Komplek Munshi AbdullahJalan Munshi Abdullah75100 MelakaTel: 606-283 7998Fax: 606-283 7257

Taman Melaka Raya BranchTaman Melaka Raya BranchTaman Melaka Raya BranchTaman Melaka Raya BranchTaman Melaka Raya Branch188-190, Taman Melaka RayaOff Jalan Parameswara75000 MelakaTel: 606-284 8960Fax: 606-283 0582

Jalan Merdeka BranchJalan Merdeka BranchJalan Merdeka BranchJalan Merdeka BranchJalan Merdeka BranchNo. 39, 41, 43 & 45Jalan MerdekaTaman Melaka Raya75000 MelakaTel: 606-281 6033Fax: 606-284 9446

P a h a n gP a h a n gP a h a n gP a h a n gP a h a n g

Me l a k aMe l a k aMe l a k aMe l a k aMe l a k a

Jalan Engku Muda BranchJalan Engku Muda BranchJalan Engku Muda BranchJalan Engku Muda BranchJalan Engku Muda Branch117 Jalan EngkuMuda Mansur26600 Pekan, PahangTel: 609-421 1010Fax: 609-422 2889

Jalan Sultan Abdullah BranchJalan Sultan Abdullah BranchJalan Sultan Abdullah BranchJalan Sultan Abdullah BranchJalan Sultan Abdullah BranchLot 83Jalan Sultan Abdullah26600 Pekan, PahangTel: 609-422 2024Fax: 609-422 1146

Bandar Muadzam Shah BranchBandar Muadzam Shah BranchBandar Muadzam Shah BranchBandar Muadzam Shah BranchBandar Muadzam Shah Branch6 & 7, Medan MewahBandar Muadzam Shah26700 PahangTel: 609-452 2078Fax: 609-452 2843

Kompleks Teruntum BranchKompleks Teruntum BranchKompleks Teruntum BranchKompleks Teruntum BranchKompleks Teruntum BranchLot G-01, Kompleks TeruntumJalan Penjara25000 Kuantan, PahangTel: 609-512 1344Fax: 609-513 8226

Temerloh BranchTemerloh BranchTemerloh BranchTemerloh BranchTemerloh BranchBangunan LKNP728, Jalan Ahmad Shah28000 Temerloh, PahangTel: 609-296 1662Fax: 609-296 4301

Jalan Besar, Jerantut BranchJalan Besar, Jerantut BranchJalan Besar, Jerantut BranchJalan Besar, Jerantut BranchJalan Besar, Jerantut BranchBangunan UMNOJalan Besar27000 Jerantut, PahangTel: 609-266 2418Fax: 609-266 1023

Jalan Tahan, Jerantut BranchJalan Tahan, Jerantut BranchJalan Tahan, Jerantut BranchJalan Tahan, Jerantut BranchJalan Tahan, Jerantut Branch23 & 24 Jalan Tahan27000 Jerantut, PahangTel: 609-266 2250Fax: 609-266 4250

Maran BranchMaran BranchMaran BranchMaran BranchMaran Branch104, Jalan Besar, Pekan Baru26500 Maran, PahangTel: 609-477 1227Fax: 609-477 1084

Pe r l i sP e r l i sP e r l i sP e r l i sP e r l i s


Kuala Lipis BranchKuala Lipis BranchKuala Lipis BranchKuala Lipis BranchKuala Lipis Branch17 & 18Jalan Besar27200 Kuala Lipis, PahangTel: 609-312 1905Fax: 609-312 3346

Mentakab BranchMentakab BranchMentakab BranchMentakab BranchMentakab Branch46 & 47 Jalan Temerloh28400 Mentakab, PahangTel: 609-277 7976Fax: 609-277 7975

Raub BranchRaub BranchRaub BranchRaub BranchRaub BranchNo. 33 & 34 Jalan LipisBandar Raub Pertama27600 Raub, PahangTel: 609-355 9357Fax: 609-355 3577

Kerteh BranchKerteh BranchKerteh BranchKerteh BranchKerteh BranchGround FloorBangunan PMINT10A, Bandar Baru Kerteh24300 Kerteh, TerengganuTel: 609-826 1913Fax: 609-826 1998

Jalan Sultan Ismail BranchJalan Sultan Ismail BranchJalan Sultan Ismail BranchJalan Sultan Ismail BranchJalan Sultan Ismail BranchLot 3083,Jalan Sultan Ismail20200 Kuala TerengganuTerengganuTel: 609-625 1866Fax: 609-624 0603

Taman Sri Intan BranchTaman Sri Intan BranchTaman Sri Intan BranchTaman Sri Intan BranchTaman Sri Intan Branch66/4, Jalan Sultan OmarTaman Sri Intan20300 Kuala TerengganuTerengganuTel: 609-622 4366Fax: 609-623 3832

Jerteh BranchJerteh BranchJerteh BranchJerteh BranchJerteh Branch60-B, Jalan Tuan Hilam22000 JertehTerengganuTel: 609-697 1135Fax: 609-697 2653

Kota Bharu BranchKota Bharu BranchKota Bharu BranchKota Bharu BranchKota Bharu BranchLevel 1, 2 & 3Wisma Square PointLot 1, Jalan Pengkalan Chepa15400 Kota BahruKelantanTel: 609-741 9009Fax: 609-743 6914

Wakaf Siku BranchWakaf Siku BranchWakaf Siku BranchWakaf Siku BranchWakaf Siku Branch4585-K & 4584-LWisma Ibrahim &Jalan Sultan Yahya PetraWakaf Siku15150 Kota BahruKelantanTel: 609-748 4303Fax: 609-744 4364

Pasir Mas BranchPasir Mas BranchPasir Mas BranchPasir Mas BranchPasir Mas BranchNo. 110 & 119Ground & First FLoorsSetakai Mas Plaza17000 Pasir MasKelantanTel: 609-790 9032Fax: 609-790 2199

Jalan Maju Kota Bahru BranchJalan Maju Kota Bahru BranchJalan Maju Kota Bahru BranchJalan Maju Kota Bahru BranchJalan Maju Kota Bahru BranchBangunan Bank BumiputraJalan Maju15000 Kota BahruKelantanTel: 609-741 9033Fax: 609-743 3887

Tanah Merah BranchTanah Merah BranchTanah Merah BranchTanah Merah BranchTanah Merah BranchLot 522 & 523Jalan Dato’ Nik Mustapha17500 Tanah MerahKelantanTel: 609-955 6084Fax: 609-955 8328

Pasir Puteh BranchPasir Puteh BranchPasir Puteh BranchPasir Puteh BranchPasir Puteh BranchLot 422, 423 & 424Jalan Pasir Puteh16800 Pasir PutehKelantanTel: 609-786 6676Fax: 609-786 7677

Bandar Permaisuri BranchBandar Permaisuri BranchBandar Permaisuri BranchBandar Permaisuri BranchBandar Permaisuri BranchLot P-T 729Bandar Permaisuri22110 Setiu, TerengganuTel: 609-609 9123Fax: 609-609 0123

Dungun BranchDungun BranchDungun BranchDungun BranchDungun Branch3679 & 3680Bangunan UMNOJalan Besar, 23000 DungunTerengganuTel: 609-848 1555Fax:609-848 5285

Paka BranchPaka BranchPaka BranchPaka BranchPaka BranchLot 120 & 121, Jalan Besar Paka23100 Dungun, TerengganuTel: 609-827 5236Fax: 609-827 5237

Bandar Al-Muktalibillah BranchBandar Al-Muktalibillah BranchBandar Al-Muktalibillah BranchBandar Al-Muktalibillah BranchBandar Al-Muktalibillah BranchLots K15 & K16Pusat BandarBandar Al-Muktalibillah Shah23400 Dungun, TerengganuTel: 609-848 1006Fax: 609-848 1433

Kemaman BranchKemaman BranchKemaman BranchKemaman BranchKemaman BranchK712-713Jalan Selaiman, Chukai24000 KemamanTerengganuTel: 609-859 1655Fax: 609-859 5823

Kuala Krai BranchKuala Krai BranchKuala Krai BranchKuala Krai BranchKuala Krai BranchLot 1361 & 1362, Jalan BesarGuchil Baru18000 Kuala Krai, KelantanTel: 609-966 7142Fax: 609-966 7133

Bachok BranchBachok BranchBachok BranchBachok BranchBachok BranchGround FloorBangunan UMNOJalan Tengku Abdul Hamid16300 Bachok, KelantanTel: 609-778 9367Fax: 609-778 8780

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Ke l a n t a nKe l a n t a nKe l a n t a nKe l a n t a nKe l a n t a n



Jalan Tunku Ibrahim BranchJalan Tunku Ibrahim BranchJalan Tunku Ibrahim BranchJalan Tunku Ibrahim BranchJalan Tunku Ibrahim Branch1519B Jalan Tunku Ibrahim5000 Alor Setar, KedahTel: 604-733 4454Fax: 604-731 5284

Teluk Wan Jah BranchTeluk Wan Jah BranchTeluk Wan Jah BranchTeluk Wan Jah BranchTeluk Wan Jah Branch1787 A-H, Jalan Teluk Wan Jah05200 Alor Setar, KedahTel: 604-730 0222Fax: 604-731 5197

Kuala Nerang BranchKuala Nerang BranchKuala Nerang BranchKuala Nerang BranchKuala Nerang BranchPlot 12, Pekan Kuala Nerang06300 Kuala Nerang, KedahTel: 604-786 6642Fax: 604-786 6568

Langkawi Airport Service CentreLangkawi Airport Service CentreLangkawi Airport Service CentreLangkawi Airport Service CentreLangkawi Airport Service CentreBranchBranchBranchBranchBranchLot 24, Terminal BuildingLangkawi International AirportPadang Mat Sirat07100 Pulau LangkawiTel: 604-955 5915

Grik BranchGrik BranchGrik BranchGrik BranchGrik BranchGround Floor, Wisma PernidaLot 313, 314, 320 & 321Jalan Intan, 33300 Grik, PerakTel: 605-791 2823Fax: 605-791 2076

Parit Buntar BranchParit Buntar BranchParit Buntar BranchParit Buntar BranchParit Buntar Branch6 & 7, Jalan Kelichap34200 Parit Buntar, PerakTel: 605-716 1504Fax: 605-716 4199

Jalan Sultan Idris Shah BranchJalan Sultan Idris Shah BranchJalan Sultan Idris Shah BranchJalan Sultan Idris Shah BranchJalan Sultan Idris Shah Branch112, Jalan Sultan Idris ShahP.O. Box 36430740 Ipoh, PerakTel: 605-254 2316Fax: 605-255 4058

Bandar Ipoh Raya BranchBandar Ipoh Raya BranchBandar Ipoh Raya BranchBandar Ipoh Raya BranchBandar Ipoh Raya BranchNo. 2, 4 & 6, Medan IstanaBandar Ipoh Raya30000 Ipoh, PerakTel: 605-241 8802Fax: 605-253 0393

Wisma Ria BranchWisma Ria BranchWisma Ria BranchWisma Ria BranchWisma Ria BranchGround Floor, Wisma Ria8000 Sungai Petani, KedahTel: 604-422 2459Fax: 604-422 2484

Guar, Chempedak BranchGuar, Chempedak BranchGuar, Chempedak BranchGuar, Chempedak BranchGuar, Chempedak Branch3, Taman Mewah8800 Guar ChempedakKedahTel: 604-468 6435Fax: 604-468 7184

Jitra BranchJitra BranchJitra BranchJitra BranchJitra BranchGround & Mezzanine FloorsKompleksBahagian Kubang PasuOff Jalan Ibrahim06000 Jitra, KedahTel: 604-917 1091Fax: 604-917 5171

Universiti Utara BranchUniversiti Utara BranchUniversiti Utara BranchUniversiti Utara BranchUniversiti Utara BranchUniversiti Utara MalaysiaKompleks The Mall06010 Sintok, Jitra, KedahTel: 604-924 2076Fax: 604-924 2075

Kulim BranchKulim BranchKulim BranchKulim BranchKulim Branch254A & 254BWisma KoperasiJalan Tunku Putra09000 Kulim, KedahTel: 604-490 4600Fax: 604-490 1323

Bangunan UMNO BranchBangunan UMNO BranchBangunan UMNO BranchBangunan UMNO BranchBangunan UMNO Branch1583 Bangunan TunkuJalan Tunku Ibrahim05000 Alor Setar, KedahTel: 604-733 1908Fax: 604-733 1170

Lebuhraya Darulaman BranchLebuhraya Darulaman BranchLebuhraya Darulaman BranchLebuhraya Darulaman BranchLebuhraya Darulaman BranchKompleks Alor SetarLebuhraya Darulaman05100 ALor Setar, KedahTel: 604-731 2224Fax: 604-731 4653

Gua Musang Gua Musang Gua Musang Gua Musang Gua Musang BranchBranchBranchBranchBranch44 Jalan Besar18300 Gua Musang, KelantanTel: 609-912 1367Fax: 609-912 2195

Machang BranchMachang BranchMachang BranchMachang BranchMachang BranchLot 261 & 262, Jalan Masjid18500 Machang, KelantanTel: 609-975 7385Fax: 609-975 2540

Kuah, Langkawi BranchKuah, Langkawi BranchKuah, Langkawi BranchKuah, Langkawi BranchKuah, Langkawi Branch1 & 3, Jalan Pandak Mayah 1Kuah, Pulau Langkawi7000 KedahTel: 604-966 6724Fax: 604-966 7985

Tourist Centre Kuah,Tourist Centre Kuah,Tourist Centre Kuah,Tourist Centre Kuah,Tourist Centre Kuah,Langkawi BranchLangkawi BranchLangkawi BranchLangkawi BranchLangkawi Branch13, Kelana MasCommercial & Tourist CentreKuah, Pulau Langkawi70000 KedahTel: 604-966 4553Fax: 604-966 4732

Jalan Kampung Baru BranchJalan Kampung Baru BranchJalan Kampung Baru BranchJalan Kampung Baru BranchJalan Kampung Baru BranchA10, A11, A12Jalan Kampung8000 Sungai Petani, KedahTel: 604-423 2244Fax: 604-421 3653

Pendang BranchPendang BranchPendang BranchPendang BranchPendang BranchGround FloorBangunan UMNOJalan Sungai Tiang6700 Pendang, KedahTel: 604-759 6312Fax: 604-759 7188

Taman Sejati Indah BranchTaman Sejati Indah BranchTaman Sejati Indah BranchTaman Sejati Indah BranchTaman Sejati Indah Branch8 & 9, Jalan Matang GedongTaman Sejati Indah8000 Sungai Petani, KedahTel: 604-431 2905Fax: 604-431 2895

K e d a hK e d a hK e d a hK e d a hK e d a h

P e r a kP e r a kP e r a kP e r a kP e r a k


Jalan Gopeng, Ipoh BranchJalan Gopeng, Ipoh BranchJalan Gopeng, Ipoh BranchJalan Gopeng, Ipoh BranchJalan Gopeng, Ipoh Branch288 & 290, Jalan GopengGunung Rapat, 31350 Gopeng31350 Ipoh, PerakTel: 605-313 5200Fax: 605-313 1316

Jelapang, Ipoh BranchJelapang, Ipoh BranchJelapang, Ipoh BranchJelapang, Ipoh BranchJelapang, Ipoh BranchNo. 64 & 66Persiaran Sillbia Utara, Jalan Jelapang,30020 Ipoh, PerakTel: 605-527 8605Fax: 605-527 8604

Jalan Sultan Yusuff, Ipoh BranchJalan Sultan Yusuff, Ipoh BranchJalan Sultan Yusuff, Ipoh BranchJalan Sultan Yusuff, Ipoh BranchJalan Sultan Yusuff, Ipoh Branch89, Jalan Sultan YusuffP.O. Box 87, 30710 Ipoh, PerakTel: 605-253 4177Fax: 605-254 3228

Tanjung Rambutan BranchTanjung Rambutan BranchTanjung Rambutan BranchTanjung Rambutan BranchTanjung Rambutan BranchGround & First FloorLot 259 Jalan Stesen31250 Tanjung Rambutan, PerakTel: 605-533 2181Fax: 605-533 2180

Kuala Kangsar BranchKuala Kangsar BranchKuala Kangsar BranchKuala Kangsar BranchKuala Kangsar BranchNo. 95 & 96, Jalan Kangsar33000 Kuala Kangsar, PerakTel: 605-777 7011Fax: 605-776 6373

Taiping BranchTaiping BranchTaiping BranchTaiping BranchTaiping BranchBangunan MajlisPerbandaran Taiping42 Jalan Kota34000 Taiping, PerakTel: 605-807 2422Fax: 605-807 8740

Ipoh Garden BranchIpoh Garden BranchIpoh Garden BranchIpoh Garden BranchIpoh Garden BranchLot 73207, Jalan Caming EstateIpoh Garden, 31400 Ipoh, PerakTel: 605-547 5678Fax: 605-547 6000

Batu Gajah BranchBatu Gajah BranchBatu Gajah BranchBatu Gajah BranchBatu Gajah Branch20 Jalan Pejabat Pos31000 Batu Gajah, PerakTel: 605-366 1905Fax: 605-366 2840

Kampar BranchKampar BranchKampar BranchKampar BranchKampar Branch53A & 53B Jalan Idris31900 Kampar, PerakTel: 605-465 1827Fax: 605-446 1482

Tapah Tapah Tapah Tapah Tapah BranchBranchBranchBranchBranchGround FloorBangunan UMNO, Jalan Raja35000 Tapah, PerakTel: 605-401 3062Fax: 605-401 2858

Jalan Sekolah, Teluk Intan BranchJalan Sekolah, Teluk Intan BranchJalan Sekolah, Teluk Intan BranchJalan Sekolah, Teluk Intan BranchJalan Sekolah, Teluk Intan BranchNo. 1 & 2 Medan Sri IntanJalan Sekolah36000 Teluk Intan, PerakTel: 605-621 2711Fax: 605-621 2714

Jalan Pasar, Teluk Intan BranchJalan Pasar, Teluk Intan BranchJalan Pasar, Teluk Intan BranchJalan Pasar, Teluk Intan BranchJalan Pasar, Teluk Intan Branch32 & 33 Jalan Pasar36000 Teluk Intan, PerakTel: 605-625 4100Fax: 605-622 8372

Sitiawan BranchSitiawan BranchSitiawan BranchSitiawan BranchSitiawan BranchLot 2871 & 2872Jalan Raja OmarOff Jalan Kelab32000 Sitiawan, PerakTel: 605-691 8777Fax: 605-692 1121

Lumut BranchLumut BranchLumut BranchLumut BranchLumut Branch4165 & 4166, Jalan Sultan Idris32200 Lumut, PerakTel: 605-683 6791Fax: 605-683 5844

Bukit Mertajam BranchBukit Mertajam BranchBukit Mertajam BranchBukit Mertajam BranchBukit Mertajam BranchGround & 1st FloorsBangunan PersatuanBekas-bekas PolisJalan Che Bee Hoor14000 Bukit MertajamPulau PinangTel: 604-537 3499Fax: 604-539 1291

Taman Desa Permai BranchTaman Desa Permai BranchTaman Desa Permai BranchTaman Desa Permai BranchTaman Desa Permai Branch1271, Jalan Padang LalangTaman Desa Permai14000 Bukit MertajamPulau PinangTel: 604-537 3499Fax: 604-539 1291

Leboh Pantai Penang Leboh Pantai Penang Leboh Pantai Penang Leboh Pantai Penang Leboh Pantai Penang BranchBranchBranchBranchBranch15 Leboh Pantai PenangP.O. Box 45810760 PenangTel: 604-261 3872Fax: 604-262 5600

Lebuh Pantai, Penang BranchLebuh Pantai, Penang BranchLebuh Pantai, Penang BranchLebuh Pantai, Penang BranchLebuh Pantai, Penang Branch1st & 2nd FloorBangunan DewanPerniagaan & Perusahaan Melayu37 Leboh Pantai10300 PenangTel: 604-262 2921Fax: 604-263 1921

Pulau Tikus BranchPulau Tikus BranchPulau Tikus BranchPulau Tikus BranchPulau Tikus Branch409 & 409A Jalan Burmah10350 PenangTel: 604-227 1644Fax: 604-227 3221

Tanjung Bungah BranchTanjung Bungah BranchTanjung Bungah BranchTanjung Bungah BranchTanjung Bungah BranchLot GF-08 Menara ASAS598 Jalan Tanjung Bungah11200 PenangTel: 604-890 8080Fax: 604-899 4629

Ayer Hitam BranchAyer Hitam BranchAyer Hitam BranchAyer Hitam BranchAyer Hitam Branch1 & 1J Jalan Ayer Itam11460 PenangTel: 604-829 1699Fax: 604-829 5926

Universiti SainsUniversiti SainsUniversiti SainsUniversiti SainsUniversiti SainsMalaysia BranchMalaysia BranchMalaysia BranchMalaysia BranchMalaysia BranchBlock 32 Minden CampusUniversiti Sains Malaysia11800 USM, PenangTel: 604-658 1382Fax: 604-657 7662

Taman Sri Tunas,Taman Sri Tunas,Taman Sri Tunas,Taman Sri Tunas,Taman Sri Tunas,Bayan BranchBayan BranchBayan BranchBayan BranchBayan Branch16 Jalan TengahTaman Sri Tunas11950 Bayan Baru, PenangTel: 604-641 3075Fax: 604-641 3067

Pu l au P i nangPu l au P i nangPu l au P i nangPu l au P i nangPu l au P i nang

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