perbankanterbitan pelaburan kerajaan(a) 143,500 172,500 185,500 government investment issues (a)...

BUKU TAHUNAN PERANGKAAN MALAYSIA STATISTICS YEARBOOK 2014

249

PERBANKAN

PERBANKAN DANKEWANGANBANKING ANDFINANCE


251

Kewangan Kerajaan Persekutuan Federal Government Finance

2010 2011 2012 2013 2014

HASIL 159,653 185,419 207,913 213,370 220,626REVENUE

(% Perubahan) 0.6 16.1 12.1 2.6 3.4(% Change)

PERBELANJAAN MENGURUS(a) 151,633 182,594 205,537 211,270 219,589OPERATING EXPENDITURE (a)

(% Perubahan) -3.5 20.4 12.6 2.8 3.9(% Change)

Lebihan /defisit semasa 8,020 2,825 2,376 2,100 1,037Current Surplus/Deficit

PERBELANJAAN PEMBANGUNAN KASAR 52,792 46,416 46,932 42,210 39,503GROSS DEVELOPMENT EXPENDITURE

(% Perubahan) 6.6 -12.1 1.1 -10.1 -6.4(% Change)

Perbelanjaan Langsung 49,096 44,917 44,978 40,473 37,624Direct Expenditure

(% Perubahan) 8.4 -8.5 0.1 -10.0 -7.0(% Change)

Pinjaman Kasar 3,695 1,499 1,954 1,737 1,879Gross Lending

TOLAK: TERIMAAN BALIK PINJAMAN 1,496 1,082 2,606 1,526 1,052MINUS: LOAN RECOVERY

PERBELANJAAN PEMBANGUNAN BERSIH 51,296 45,334 44,326 40,684 38,451NET DEVELOPMENT EXPENDITURE

(% Perubahan) 4.7 -11.6 -2.2 -8.2 -5.5(% Change)

DEFISIT/LEBIHAN KESELURUHAN -43,275 -42,509 -41,950 -38,584 -37,414OVERALL DEFICIT/SURPLUS

16.1:

RM Juta/Million

Sumber: Kementerian Kewangan, Malaysia Source: Ministry of Finance, Malaysia (MOF)

(a) Tidak termasuk pindahan antara akaun seperti Kumpulan Wang Pembangunan. Excludes intra-account transfer such as Development Fund. (a) Tidak termasuk pindahan antara akaun seperti Kumpulan Wang Pembangunan. Excludes intra-account transfer such as Development Fund.

Kerajaan Persekutuan 2014Federal Government

HasilIncome

bilionbillionRM220.6

Hasil daripada Cukai Langsung Income from Direct Taxes 57.4%


252

Hasil Kerajaan Persekutuan Federal Government Revenue

2010 2011 2012 2013 2014

A. JUMLAH CUKAI LANGSUNG 79,009 102,242 116,937 120,523 126,743TOTAL DIRECT TAXES

Cukai Pendapatan 74,451 96,732 110,662 113,300 118,996Income Taxes

Syarikat-syarikat 36,266 46,888 51,288 58,175 65,240Companies

Perseorangan 17,805 20,203 22,977 23,055 24,423Individual

Petroleum 18,713 27,748 33,934 29,753 26,956Petroleum

Pegangan dan lain-lain 1,667 1,893 2,463 2,317 2,377Withholding and others

Lain-lain 4,558 5,510 6,275 7,223 7,747Others

B. JUMLAH CUKAI TIDAK LANGSUNG 30,507 32,643 34,706 35,429 37,462TOTAL INDIRECT TAXES

Duti Eksport Export duties

Petroleum 1,745 1,997 1,928 1,632 1,577Petroleum

Lain-lain 65 84 40 298 316Others

Duti import 1,966 2,026 2,282 2,524 2,670Import duties

Duti Eksais 11,770 11,517 12,187 12,193 12,925Excise duties

Cukai jualan 8,171 8,577 9,496 10,068 10,939Sales tax

Cukai perkhidmatan 3,926 4,982 5,583 5,944 6,278Service tax

Lain-lain 2,863 3,460 3,190 2,770 2,757Others

C. JUMLAH HASIL BUKAN CUKAI 50,138 50,534 56,270 57,418 56,421TOTAL NON-TAX REVENUE

D. JUMLAH HASIL (A+B+C) 159,653 185,419 207,913 213,370 220,626TOTAL REVENUE

16.2:


RM Juta/Million


253

16.3: Perbelanjaan Mengurus Kerajaan Persekutuan Federal Government Operating Expenditure

2010 2011 2012 2013 2014

(i) Mengikut Objek 151,633 182,594 205,537 211,270 219,589By Object

Emolumen 46,663 50,148 60,016 61,001 66,947Emolument

Pencen dan ganjaran 11,515 13,565 14,079 14,842 18,218Pensions and gratuities

Bayaran khidmat hutang 15,621 17,716 19,537 20,776 22,588Debt service charges

Pemberian dan serahan kepada 4,689 5,535 5,690 6,046 6,530Kerajaan NegeriGrants and transfers to State Governments

Bekalan dan perkhidmatan 23,841 28,949 31,963 33,860 34,259Supplies and services

Subsidi 23,106 36,256 44,075 43,349 39,703Subsidies

Lain-lain 26,197 30,425 30,177 31,396 31,344Others

(ii) Mengikut Sektor 151,633 182,594 205,537 211,270 219,589By Sector

Keselamatan 18,683 20,940 22,680 24,021 25,952Security

Perkhidmatan sosial 57,765 64,718 72,406 74,490 81,564Social services

Perkhidmatan ekonomi 14,527 19,555 16,450 18,849 19,310Economic services

Pentadbiran am 15,342 16,480 19,092 17,846 16,240General administration

Lain-lain 45,316 60,901 74,909 76,064 76,523Others


RM Juta/Million


254

16.4: Perbelanjaan Pembangunan Kerajaan Persekutuan Federal Government Development Expenditure

2010 2011 2012 2013 2014

Keselamatan 3,970 4,568 4,409 4,649 4,332Security

Pertahanan 2,666 3,711 3,590 4,038 3,751Defence

Keselamatan dalam negeri 1,304 857 819 611 581Internal security

Perkhidmatan Sosial 20,784 12,607 12,400 10,884 10,490Social Services

Pendidikan dan latihan 12,046 7,735 7,550 6,438 4,928Education and training

Kesihatan 3,780 2,207 1,864 1,738 1,385Health

Perumahan 1,333 762 524 852 618Housing

Lain-lain 3,625 1,903 2,462 1,856 3,559Others

Perkhidmatan Ekonomi 26,121 28,156 28,936 24,645 23,338Economic Services

Pertanian dan pembangunan luar bandar 2,920 1,128 1,906 2,692 2,875Agriculture and rural development

Kemudahan awam(a) 5,286 6,013 5,519 3,332 3,485Public utilities (a)

Perdagangan dan perindustrian 6,987 8,364 5,043 6,244 4,688Trade and industry

Pengangkutan 8,665 10,140 10,065 8,152 7,271Transport

Perhubungan 688 848 455 187 176Communications

Lain-lain 1,574 1,663 5,948 4,038 4,844Others

Pentadbiran am(b) 1,917 1,085 1,187 2,032 1,343General administration (b)

Jumlah 52,792 46,416 46,932 42,210 39,503Total

Sumber : Kementerian Kewangan, Malaysia Source: Ministry of Finance, Malaysia (MOF)

RM Juta/Million

(a) Sebahagian besarnya bekalan elektrik dan air. Mainly elecricity and water supply. (b) Termasuk perkhidmatan am, pembaikan dan pengubahsuaian. Includes general services, maintenance and renovations.


255

16.5: Hutang Dalam Negeri Kerajaan Persekutuan mengikut Pemilik Federal Government Domestic Debt by Holder

Nilai semasa dalam RM jutaHutang Dalam Negeri Nominal value in RM million

Domestic Debt 2012 2013 2014

BIL PERBENDAHARAAN 4,320 4,320 4,320TREASURY BILLS

Institusi Perbankan 2,845 2,565 3,138Banking institutions

Lain-lain 1,475 1,755 1,182Others

TERBITAN PELABURAN KERAJAAN(a) 143,500 172,500 185,500GOVERNMENT INVESTMENT ISSUES (a)

SEKURITI KERAJAAN 292,150 305,075 329,632GOVERNMENT SECURITIES

Kumpulan Wang Simpanan Pekerja 57,571 63,229 56,673Employees Provident Fund

Kumpulan Wang Persaraan (Diperbadankan) 10,179 10,011 10,557Retirement Fund Incorporated

Syarikat insurans 25,648 23,904 22,964Insurance companies

Bank Negara 2,085 1,730 3,245

Institusi perbankan 47,298 55,493 66,572Banking institutions

Institusi Kewangan Pembangunan 3,664 3,307 3,060Development Financial InstitutionsPemilik-pemilik Asing 129,698 137,105 145,312Foreign Holders

Lain-lain(b) 16,007 10,297 21,249Others (b)

LAIN-LAIN PINJAMAN DALAM NEGERI(c) 44,799 44,200 46,600OTHER DOMESTIC BORROWINGS (c)

Jumlah 484,769 523,095 566,052Total

Sumber : Source:

Bank Negara Malaysia (BNM)

(a) Termasuk badan-badan berkanun, syarikat penamaan dan amanah, syarikat kerjasama dan butiran yang tidak dapat diklasifikasikan. includes statutory bodies, nominees and trustee companies and cooperatives and unclassified items. (b) Termasuk sekuriti yang disimpan oleh pelabur institusi dalam Bank Pusat. Includes securities placed by instituitional investors at the Central Bank. (c) Terutamanya pinjaman kepada Kumpulan Wang Pinjaman Perumahan, termasuk Sukuk Perumahan Kerajaan bermula Mac 2013), pinjaman pasaran (bermula suku tahun pertama 2008 dan Sukuk 1Malaysia padal bulan Mei 2010 yang telah matang pada 2013. Mainly loans to the Housing Loans Fund (Including the Sukuk Perumahan Kerajaan beginning March 2013), market loans (beginning first quarter 2008) and Sukuk 1Malaysia in May 2010 that has matured in 2013.


256

Hutang Luar MALAYSIA(a)

External Debt

2010 2011 2012 2013 2014

PINJAMAN LUAR PESISIR 227,073 257,274 257,594 324,088 371,068OFFSHORE BORROWING

Hutang jangka sederhana dan panjang 147,653 153,526 165,139 195,986 211,417Medium-and long term debt

Sektor Awam 87,129 87,667 88,240 98,904 98,119Public Sector

Kerajaan Persekutuan 16,746 18,105 16,848 16,763 16,776Federal Government

United KingdomPerusahaan Awam 70,383 69,562 71,392 82,141 76,343Public enterprise

Sektor Swasta 60,524 65,859 76,899 97,082 118,298Private Sector

Sektor Perbankan 12,736 18,934 23,552 26,297 37,431Banking Sector

Perusahaan Awam4Sektor Bukan Perbankan 47,788 46,925 53,347 128,102 80,867Public enterpriseNon-bank Sector

Hutang jangka pendek 79,420 103,748 92,455 128,102 159,651Short-term debt

Sektor Perbankan 67,982 92,302 79,981 113,530 139,917Banking Sector

Sektor Bukan Perbankan 11,438 11,446 12,474 14,572 19,734Non-bank Sector

PERDAGANGAN SEKURITI HUTANG DALAM DENOMINASI RINGGIT OLEH BUKAN PEMASTAUTINNON-RESIDENT HOLDINGS OF RINGGIT-DENOMINATED DOMESTIC DEBT SECURITIES

Jumlah 118,935 163,268 223,606 229,655 223,260 Total

Hutang jangka sederhana dan panjang 86,295 116,987 143,529 151,082 162,365Medium-and long term debt

Kerajaan Persekutuan 74,063 103,086 131,581 140,397 151,071Federal Government

Lain-lain 12,232 13,901 11,948 10,685 11,294Others

Hutang jangka pendek 32,640 46,281 80,077 78,573 60,895Short-term debt

Kerajaan Persekutuan 949 1,184 829 1,272 306Federal Government

Lain-lain 31,691 45,097 79,248 77,301 60,589Others

DEPOSIT BUKAN PEMASTAUTIN 34,628 43,917 58,963 77,325 87,665NON-RESIDENT DEPOSITS

LAIN-LAIN(b) 53,643 72,997 61,897 65,524 65,492OTHERS (b)

JUMLAH 434,279 537,456 602,060 696,592 747,485TOTAL

16.6:

RM Juta/Million

(a) Merujuk kepada hutang luar negeri yang dikira berdasarkan definisi semula. Refers to the redefined external debt. (b) Merangkumi kredit perdagangan, peruntukan SDR IMF, dan lain-lain. Comprise trade credits, IMF allocation of SDRs and miscellaneous.

Sumber: Source:



257

16.7: Rizab Luar Negeri External Reserves

Butir-butirItems

2010 2011 2012 2013 2014

A. Bank Negara Malaysia

Rizab antarabangsa kasar (a) 328,670.4 423,357.7 427,231.3 441,880.8 405,372.6Gross International reserves (a)

Hak-hak Pengeluaran Khas(b) 6,442.5 6,253.0 6,043.5 6,488.2 6,518.1Special Drawing Rights (b)

Kedudukan rizab Tabung Kewangan 1,453.5 2,672.2 2,652.8 3,183.2 3,295.3Antarabangsa (c)

International Monetary Fund reserves position (c)

Emas dan pertukaran mata wang asing 320,774.4 414,432.5 418,535.0 432,209.5 395,559.3Gold and foreign exchange

Tanggungan luar negeri(d) 21.4 26.7 27.3 27.9 27.1External liabilities (d)

Rizab antarabangsa bersih 328,649.1 423,331.0 427,204.0 441,852.9 405,345.5Net international reserves

B. Lain-lain rizab rasmi 98.4 100.5 101.7 111.3 113.1Other official reserves

C. Rizab rasmi bersih 328,747.5 423,431.5 427,305.7 441,964.2 405,458.6Net official reserves

Akhir tempohEnd of period

Sumber : Source:


(a) Merujuk kepada rizab antarabangsa Bank Negara Malaysia yang terdiri daripada emas dan mata wang asing, kedudukan rizab Kumpulan Kewangan Antarabangsa dan Hak-hak Pengeluaran Khas. Refers to the international reserves of Bank Negara Malaysia comprising gold and foreign exchange, reserve position in the International Monetary Fund and Special Drawing Rights(SDRs).

(b) Merupakan peruntukan Hak-hak Pengeluaran Khas Malaysia, dicampur perolehan bersih Hak-hak Pengeluaran Khas. Relates to Malaysia's allocations of SDRs plus net acquisition of SDRs.

(c) Merujuk kepada kuota Malaysia di Tabung Kewangan Antarabangsa (IMF) ditolak milikan matawang Malaysia oleh IMF. Refers to Malaysia's quota in the International Monetary Fund less the Fund's holdings of Malaysian currency.

(d) Tanggungan luar negeri Bank Negara Malaysia terdiri daripada deposit yang ditempatkan oleh bank pusat lain dan agensi antarabangsa. External liabilities of Bank Negara Malaysia consist of deposits placed by other central banks and international agencies.

RM Juta/Million


258

16.8: Wang Secara Luas, M3 Broad Money, M3

Butir-butirItems

2010 2011 2012 2013 2014

Jumlah 1,086,094.0 1,241,675.3 1,352,885.8 1,452,317.1 1,553,802.6Total

Mata wang dalam edaran 47,685.0 52,827.2 56,798.2 62,710.2 68,029.4Currency in circulation

Deposit permintaan 176,631.4 205,485.4 232,483.4 264,453.7 277,786.9Demand deposits

Separuh wang secara luas 861,777.6 983,362.6 1,063,604.2 1,125,153.2 1,207,986.4Broad Quasi-Money

Faktor Penentu M3Factors Affecting M3

Tuntutan bersih ke atas kerajaan 49,096.8 51,900.0 48,589.3 70,013.3 104,330.5Net claims on government

Tuntutan ke atas kerajaan 102,869.5 107,708.0 108,604.2 124,014.3 155,350.3Claims on government

( - ) Deposit kerajaan 53,772.7 55,808.0 60,014.9 54,001.0 51,019.8Government deposits

Tuntutan ke atas sektor swasta 959,523.3 1,075,953.9 1,204,342.5 1,321,311.5 1,439,266.8Claims on the private sector

Pinjaman 863,011.8 974,798.3 1,080,310.3 1,178,908.0 1,290,295.6Loans

Sekuriti 96,511.5 101,155.6 124,032.2 142,403.5 148,971.2Securities

Aset Asing Bersih 386,047.8 489,420.2 506,122.0 514,396.8 502,656.1Net Foreign Assets

Bank Negara Malaysia 322,252.5 416,782.7 420,877.2 435,062.6 398,526.2

Sistem perbankan 63,795.2 72,637.5 85,244.7 79,334.2 104,129.8Banking system

Pengaruh lain -308,573.9 -375,598.8 -406,168.0 -453,404.4 -492,450.8Other influences


Sumber : Source:


RM Juta/Million


259

16.9: Mata Wang dalam Edaran mengikut Jenis Nilai Currency in Circulation by Denomination

Pada Mata akhir wang Duit

tempoh dalam syilingedaran Coins

End of Currency inperiod circulation RM1 RM2 RM5 RM10 RM20 RM50 RM100 RM500 RM1,000

2010 55,787.8 1,402.3 130.8 1,153.4 3,947.9 72.6 32,308.2 14,655.6 75.1 26.0 2,015.9

2011 61,874.0 1,579.5 129.4 1,251.3 4,370.2 73.4 35,704.2 16,511.8 75.0 25.7 2,153.5

2012 67,124.5 1,728.3 128.3 1,390.9 4,571.3 761.8 37,659.2 18,506.0 74.9 25.2 2,278.6

2013 73,030.9 1,859.6 127.2 1,520.8 4,396.6 1,571.2 35,276.7 25,742.1 74.8 24.8 2,437.4

2014 77,734.6 1,905.5 126.5 1,575.1 4,418.3 1,626.4 36,375.3 29,003.1 74.8 24.5 2,605.0

Wang kertas Notes

Sumber : Source :

Bank Negara Malaysia

RM Juta/Million


260

16.10: Taksiran yang Dibuat dan Cukai Pendapatan yang Dipungut Assessments Made and Income Tax Collected

Taksiran yang dicapai hingga 31hb. DisemberAssessment raised up to 31st December

2010 2011 2012 2013 2014(a)

Taksiran Assessments

Bilangan taksiran 3,844,758 4,091,985 4,330,140 3,975,648 4,504,787Number of assessments

Amaun taksiran bersih (RM Juta) 78,840.5 85,453.9 82,807.3 112,570.7 103,382.7Amount of net assessment (RM Million)

Pungutan (RM Juta)Collection (RM Million)

Cukai kasar dipungut 86,499.5 109,609.8 124,891.9 128,917.4 133,700.1Gross tax collected

Tolak bayaran balik 7,683.6 7,410.2 7,767.6 7,478.2 9,306.9Less repayment

Cukai bersih dipungut 78,815.9 102,199.6 117,124.3 121,439.2 124,393.2Net tax collected

(a) Akhir Jun 2014 End June 2014

Sumber : Lembaga Hasil Dalam Negeri Malaysia (LHDN) Source: Inland Revenue Board of Malaysia.

Nota/Note:

(1) Bilangan taksiran dan amaun taksiran bersih terdiri daripada taksiran tahun semasa dan tahun kebelakangan diproses. The number of assessments and amount of net assessment processed for current and previous years. (2) Data tidak termasuk cukai langsung yang lain iaitu Duti Setem, Cukai Keuntungan Harta Tanah, Duti Harta Pesaka dan Pendaftaran Perniagaan. Data exclude other direct taxes i.e. Stamp Duty, Real Property Gains Tax, Estate Duty and Business Registration.


261

16.11: Cukai yang Ditaksir mengikut Jenis Pembayar Cukai Tax Assessed According to Types of Tax Payers

Taksiran yang dicapai hingga 31hb. Disember 2014 untuk tahun taksiran 2013Assessment raised up to 31st December 2014 for the year of assessments 2013

Jenis Pembayar Cukai Bilangan Pendapatan Cukai yangTypes of Tax Payers taksiran yang ditaksir ditaksir

No. of assessments Income assessed Tax assessed(RM) ( RM)

JUMLAH BESAR 3,421,362 478,697,095,446 95,889,980,459GRAND TOTAL

Orang Perseorangan Bermastautin 3,114,282 172,724,550,725 18,911,750,471Individuals Resident

Tidak bermastautin 26,415 2,317,188,052 586,100,010Non-resident

Jumlah 3,140,697 175,041,738,777 19,497,850,481Total

Syarikat BermastautinCompanies Resident

Korporat 263,495 237,700,031,016 52,383,519,534Corporate

Petroleum 21 62,773,000,382 23,537,065,148Petroleum

Entiti Labuan (c) 6,791 266,116,283 26,743,488Labuan Entity

Tidak bermastautin 539 1,372,415,588 118,337,632Non-resident

Amanah Pelaburan Harta Bermastautin 123 73,823,790 3,301,630Tanah/Tabung Amanah Harta/ ResidentAmanah Unit/Harta Tanah Tidak bermastautin - - -Real Estate Investment Trust/ Non-residentProperty Trust Fund/Unit Trust/Property Trust

Jumlah 270,969 302,185,387,059 76,068,967,432Total

(a) Pendapatan bercukai. Chargeable income. (b) Cukai kena dibayar. Tax payable. (c) Data adalah bagi tahun taksiran 2014 (pendapatan 2013: taksiran berasaskan tahun sebelum). Data is for the year of assessment 2014 (2013 income : preceding year basis).

(a) (b) (a) (b)

(c)


262

16.11: Cukai yang Ditaksir mengikut Jenis Pembayar Cukai (Samb.) Tax Assessed According to Types of Tax Payers (Cont'd.)

Taksiran yang dicapai hingga 31hb. Disember 2014 untuk tahun taksiran 2013Assessment raised up to 31st December 2014 for the year of assessments 2013

Bilangan Pendapatan Cukai yangtaksiran yang ditaksir (a) ditaksir (b)

No. of assessments Income assessed Tax assessed(RM) (RM)

Koperasi Bermastautin 524 751,354,125 173,477,254Co-operatives Resident

Tidak bermastautin - - - Non-resident

Jumlah 524 751,354,125 173,477,254Total

Badan Amanah Bermastautin 768 157,212,071 32,552,661Trust Resident

Tidak bermastautin 11 3,583,728 903,067Non-resident

Jumlah 779 160,795,799 33,455,728Total

Harta Pusaka, Pertubuhan Bermastautin 8,161 550,770,866 114,873,649dan Keluarga Sekutu Hindu Resident

Deceased Person's Estate, Tidak bermastautin 232 7,048,820 1,355,914 Association and Hindu Non-residentJoint Family

Jumlah 8,393 557,819,686 116,229,563Total

Sumber: Lembaga Hasil Dalam Negeri Malaysia (LHDN) Source: Inland Revenue Board of Malaysia

(a) Pendapatan bercukai. Chargeable income. (b) Cukai kena dibayar. Tax payable.

(a) (b)


263

16.12 : Taburan Pendapatan Tahunan dan Cukai Pendapatan yang Ditaksir mengikut Kumpulan Pendapatan

(Individu Bermastautin dan Individu Tidak Bermastautin) Distribution of Annual Income and Income Tax Assessed by Income Class (Resident Individuals and Non-Resident Individuals)

Pendapatan bercukai (a) Taksiran yang dicapai hingga 31hb. Disember 2014 untuk tahun taksiran 2013Chargeable income (a) Assessment raised up to 31st December 2014 for the year of assessment 2013

Bilangan Pendapatan Cukai yang taksiran yang ditaksir (b) ditaksir (c)

No. of assessment Income assessed (b) Tax assessed (c)

(RM) (RM)

JUMLAH BESARGRAND TOTAL

INDIVIDU BERMASTAUTIN/RESIDENT INDIVIDUALS

Kurang daripada/ Less than 2,501 169,467 31,972,876 02,501 - 5,000 29,987 113,184,171 1,7915,001 - 10,000 81,800 630,560,162 54,820

10,001 - 20,000 356,345 5,646,641,322 514,41620,001 - 35,000 1,006,403 27,585,214,808 169,068,99735,001 - 50,000 577,704 23,787,142,790 776,505,21550,001 - 70,000 351,048 20,629,052,624 1,316,437,19270,001 - 100,000 233,607 19,322,905,850 2,054,163,132

100,001 - 150,000 142,461 17,180,205,132 2,546,775,309150,001 - 200,000 60,624 10,425,061,092 1,840,086,711

Melebihi/Exceeding 200,000 104,836 47,372,609,898 10,286,251,275

Jumlah 3,114,282 172,724,550,725 18,989,858,858Total

INDIVIDU TIDAK BERMASTAUTIN/NON-RESIDENT INDIVIDUALS

Kurang daripada/ Less than 2,501 6,220 1,675,000 399,7722,501 - 5,000 1,616 6,186,904 1,554,5895,001 - 10,000 2,785 20,474,035 5,225,581

10,001 - 20,000 3,359 48,769,621 12,465,72320,001 - 35,000 2,614 69,516,443 17,714,11035,001 - 50,000 1,576 66,537,258 16,941,79150,001 - 70,000 1,415 83,587,070 21,200,46270,001 - 100,000 1,360 114,646,528 29,120,404

100,001 - 150,000 1,410 172,594,072 44,010,431150,001 - 200,000 860 149,376,906 38,163,737

Melebihi/Exceeding 200,000 3,200 1,583,824,215 399,303,410

Jumlah 26,415 2,317,188,052 586,100,010Total

(RM)


(a) Pendapatan selepas potongan cukai. Income after tax deduction. (b) Pendapatan bercukai. Chargeable income. (c) Cukai kena dibayar. Tax payable.


264

16.13: Penyata Dokumen-Dokumen yang Dikemukakan untuk Disetem dan Duti Setem yang Dipungut Statement of Documents Presented for Stamping

and of Stamp Duty Collected

Dokumen-dokumen Bilangan Amaun Bilangan AmaunDocuments dokumen Amount dokumen Amount

No. of (RM ) No. of (RM)documents documents

JUMLAH 13,663,983 6,261,139,397 13,827,303 6,408,753,406TOTAL

Pindahmilik harta tanah 596,693 3,852,684,623 593,626 3,853,230,913Transfer of real property

Pindahmilik syer & Perniagaan(a) 115,152 150,649,815 127,573 172,946,002Transfer of shares & Business (a)

Pajakan dan sewaan 728,503 100,607,276 793,183 104,844,971Lease and rental

Sekuriti : Pajakan peralatan 191,036 43,967,958 63,712 10,965,662Security : Lease of equipments

Biasa 4,528,901 1,364,587,390 4,869,578 1,465,956,788Ordinary

Memorandum/Tertib Persatuan - - - -Memorandum/Article of Association

Surat cara lain 7,437,498 112,271,694 7,379,441 97,729,130Other instruments

Penalti 65,983 1,021,331 0 0Penalty

Bayaran taksir & Fi replika 217 15,370 190 19,000Adjudication fee & Replica fee

Duti kompaun ke atas cek - 48,986,584 - 51,621,786Compounded duty on cheques

Sistem Franking Digital(a) - 12,594,546 - 5,477,400Digital Franking Systems (a)

Franker pos - 1,846,624 - 1,538,061Franker post

Polisi insurans - 253,580,099 - 251,650,788Insurance policies

Nota kontrak - 318,326,088 - 392,772,905Contract notes

2013 2014


(a) Mulai tahun 2013. With effect from year 2013.


265

16.14: Aset dan Liabiliti Bank Negara Malaysia Assets and Liabilities of Bank Negara Malaysia

ButiranItems

2010 2011 2012 2013 2014

ASET/ASSETS 390,171.8 472,969.5 476,331.0 473,969.1 427,616.5

Emas dan pertukaran asing 320,774.4 414,432.5 418,535.0 432,209.5 395,559.3Gold and foreign exchange

Kedudukan tranche rizab IMF 1,453.5 2,672.2 2,652.8 3,183.2 3,295.3IMF reserve tranche position

Milikan Hak Pengeluaran Khas 6,442.5 6,253.0 6,043.5 6,488.2 6,518.1Holdings of Special Drawing Rights

Kertas kerajaan Malaysia 2,285.4 2,017.0 2,182.8 1,852.1 2,454.7Malaysian government papers

Aset lain 59,215.8 47,594.9 46,916.9 30,236.1 19,789.2Other assets

LIABILITI/LIABILITIES 390,171.8 472,969.5 476,331.0 473,969.1 427,616.5

Modal dibayar 100.0 100.0 100.0 100.0 100.0Paid-up capital

Kumpulan wang rizab (a) 14,144.0 14,368.4 14,368.7 55,685.3 68,150.4Reserve (a)

Rizab lain 5,970.3 17,461.3 13,966.1 - -Other reserves

Mata wang dalam edaran 55,787.8 61,874.1 67,124.4 73,030.9 77,734.6Currency in circulation

Deposit:Deposits:

Institusi kewangan 170,732.4 214,905.7 180,812.2 198,707.5 141,160.6Financial institutionsKerajaan persekutuan 14,226.4 10,817.8 14,708.5 7,106.5 5,263.6Federal governmentLain-lain 3,663.7 13,066.1 4,083.3 2,892.2 2,033.7Others

Bil Bank Negara dan bon 100,376.8 107,983.5 153,129.6 105,897.2 105,476.7Bank Negara bills and bonds

Peruntukan Hak Pengeluaran Khas 6,396.6 6,548.3 6,326.7 6,790.3 6,819.2Allocation of Special Drawing Rights

Liabiliti lain 18,773.9 25,844.3 21,711.6 23,759.1 20,877.7Other liabilities


Sumber : Source:


RM Juta/Million

(a) Mulai 15 Mac 2013 Kumpulan Wang Rizab Am, Rizab lain dan Untung/(Rugi) Bersih bagi tempoh tersebut dilaporkan sebagai Rizab. Effective from 15 March 2013, the General Reserve Fund, Other Reserve and Net Profit/(Loss) for the period are recorded as Reserve.


266

16.15: Bank Perdagangan dan Bank-Bank Islam: Penyata Aset Commercial Banks and Islamic Banks: Statement of Assets

ButiranItems

2010 2011 2012 2013 2014

JUMLAH ASET/TOTAL ASSETS 1,451,226.8 1,677,380.3 1,821,018.4 2,002,597.0 2,198,300.9

Wang tunai dan Kesamaan Tunai 8,224.5 8,507.0 9,958.8 37,992.0 26,083.7Cash and Cash Equivalents

Deposit yang disimpan dan repo berbalik 24,730.4 26,136.5 26,770.0 23,060.8 26,908.7Other deposits placed and reverse repos

Simpanan Berkanun dengan Bank Negara Malaysia 5,214.0 33,344.4 37,590.7 41,684.7 45,570.0Statutory Deposits with Bank Negara Malaysia

Jumlah yang akan diterima daripada :Amounts due from :

Pemastautin/Residents Bank Negara Malaysia 138,165.4 154,953.1 119,018.4 136,827.5 89,870.1Bank perdagangan 25,371.1 30,260.4 30,744.2 34,710.6 45,656.5Commercial banks

Bank-bank Islam 10,114.4 19,568.0 21,011.6 32,994.4 26,670.6Islamic BanksBank Pelaburan 6,438.2 8,494.0 6,739.1 6,754.6 6,929.9Investment banks

Institusi perbankan lain (a) 650.0 300.0 1,358.3 2,898.9 3,182.0Other banking institutions (a)

Bukan Pemastautin/Non-Residents 50,795.6 61,805.2 72,086.8 66,369.5 97,083.2Instrumen deposit bolehniaga yang dipegang 29,150.6 38,812.8 39,289.6 45,053.3 57,749.9Negotiable instruments of deposit held

Sekuriti Malaysia:Malaysian securities:

Bil perbendaharaan 1,765.4 1,798.4 2,819.7 2,586.9 2,870.3Treasury billsSekuriti Kerajaan 43,783.3 35,125.1 30,201.0 33,843.3 48,311.6Government securitiesSekuriti lain 163,064.0 178,107.8 234,288.8 218,564.8 260,208.9Other securities

Pinjaman dan pendahuluan 849,531.9 968,319.2 1,075,678.7 1,194,758.4 1,310,492.0Loans and advancesHarta Benda, Loji dan Kelengkapan 5,393.6 6,009.6 6,769.8 5,406.4 5,416.0Property, Plant and Eqiupment

Aset lain 88,834.3 105,838.9 106,693.1 119,090.9 145,297.7Other Assets


(a) Termasuk bank Islam, syarikat diskaun dan Cagamas. Comprise Islamic banks, discount houses and Cagamas.

RM Juta/Million

Sumber : Source :



267

Bank Perdagangan dan Bank-Bank Islam: Penyata Ekuiti dan Liabiliti Commercial Banks and Islamic Banks: Statement of Equities and Liabilities

ButiranItems

2010 2011 2012 2013 2014

JUMLAH EKUITI DAN LIABILITI 1,451,226.8 1,677,380.3 1,821,018.4 2,002,597.0 2,198,300.9TOTAL EQUITIES AND LIABILITIES

MODAL DAN RIZAB/CAPITAL AND RESERVES 135,635.1 148,402.3 170,243.3 185,954.0 213,538.7

JUMLAH LIABILITI/TOTAL LIABILITIES 1,315,591.7 1,528,978.0 1,650,775.1 1,816,643.0 1,984,762.2

Jumlah Deposit/Total Deposits 1,104,794.2 1,263,230.9 1,377,129.7 1,497,395.3 1,617,129.6

Jumlah yang akan dibayar kepada: Amounts due to:

Pemastautin/Residents Bank Negara Malaysia 8,845.3 6,206.6 4,635.5 3,562.3 979.7Bank perdagangan 30,179.4 39,588.7 37,916.6 53,174.2 52,654.4Commercial banks

Bank-bank Islam 4,652.3 7,145.0 12,529.2 16,705.9 17,023.4Islamic Banks

Bank Pelaburan 5,738.5 5,516.3 5,355.4 2,285.5 2,749.6Investment Banks

Institusi perbankan lain 368.2 568.1 1,692.3 2,286.2 4,029.1Other banking institutions

Bukan Pemastautin/Non-Residents 37,685.8 60,534.9 57,887.8 81,176.2 103,192.5

Penerimaan Belum Bayar 15,114.7 16,055.5 11,975.1 6,540.9 3,640.4Acceptances Payable

Bil belum bayar:Bills payable:

Pemastautin/Residents 6,040.2 6,740.5 7,353.8 6,879.7 4,530.7Bukan Pemastautin/Non-Residents 51.9 28.2 171.1 25.0 30.2

Tanggungan lain : (a) 102,121.1 123,363.3 134,128.5 146,611.8 178,802.6Other liabilities : (a)

16.16:

End of periodAkhir tempoh

(b) (a)

(a) Liabiliti Lain termasuk pinjaman yang dijual kepada Cagamas dengan rekursa. Other Liabilities includes recourse obligations on loans sold to Cagamas.

Sumber : Source :


Nota/Note : 1. Data sistem perbankan Islam meliputi data perbankan Islam bank perdagangan dan bank pelaburan/saudagar Islamic banking system data includes Islamic banking dat of commercial banks and investment/merchant banks. 2. Jumlah Ekuiti termasuk untung/rugi semasa sebelum pelarasan dan belum diaudit. Total Equities include current unauditec unadjusted profit/loss. 3. Jumlah yang akan Dibayar kepada Institusi Kewangan yang Ditetapkan merujuk kepada jumlah tuntutan oleh institusi kewangan yang ditetapkan ke atas institusi yang membuat laporan dalam akaun vostro RM, akaun nostro dalam RM terlebih dikeluarkan, peminjaman dalam RM, peminjaman antara bank dalam RM, akaun nostro dalam FX terlebih dikeluarkan, peminjaman antara bank dalam FX dan jumlah yang akan dibayar Sistem Perbankan Islam(IBS) dalam RM dan FX kepada institusi kewangan yang ditetapkan, yang bersamaan dengan IBS seperti dinyatakan di atas. Amount Due to Designated Financial Institutions refer to the amount of claims by designated financial institutions on a rep orting institution in RM vostro accounts, RM overdrawn nostro accounts, RM borrowings, RM interbank borrowings, foreign currency (FX) overdrawn nostroaccounts, FX interbank borrowings, and IBS RM and FX amounts due to designated financial institutions which are the IBS equivalents of the aforementioned items.

RM Juta/Million


268

16.17 (a): Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Tujuan

Commercial Banks and Islamic Banks: Classification of Loans/Financing by Purpose

TujuanPurpose

2012

Pembelian sekuriti 52,417.1 63,510.6 71,974.8Purchase of securities

Pembelian kenderaan pengangkutan 153,807.4 163,438.6 165,916.7Purchase of transport vehiclesPembelian harta kediaman 303,286.4 343,848.1 389,718.2Purchase of residential property

<= 25 ribu /<= 25K 1,096.8 876.9 796.5> 25 ribu hingga 60 ribu />25K to 60K 7,718.9 7,080.0 7,022.3> 60 ribu hingga 100 ribu /> 60K to 100K 17,895.5 17,082.3 16,527.2> 100 ribu hingga 150 ribu />100K to 150K 42,015.1 42,282.9 42,163.6> 150 ribu hingga 250 ribu />150K to 250K 57,791.0 57,694.7 58,118.7> 250 ribu/ >250K 176,769.2 218,831.1 265,089.9

Pinjaman perumahan yang dijual kepada Cagamas 549.9 537.8 464.2Housing loans sold to Cagamas

Pembelian harta bukan kediaman 131,230.6 154,552.1 177,609.8Purchase of non- residential property

Bangunan kilang dan perusahaan 19,359.8 23,927.5 29,381.9Industrial buildings and factories

Tanah 27,951.3 32,562.4 36,212.0Land

Kompleks perniagaan 11,448.9 13,439.6 16,480.4Commercial complexes

Rumah kedai 51,927.9 60,886.8 70,009.4Shophouses

Lain-lain 20,542.8 23,735.9 25,526.2Others

Pembelian aset tetap selain tanah dan bangunan 8,592.5 9,673.4 10,484.3Purchase of fixed assets other than land and building

Kegunaan persendirian 55,043.8 57,918.6 60,158.7Personal uses

Kad kredit 33,352.5 35,168.1 35,604.3Credit cards

Pembelian barangan pengguna 86.6 227.2 635.8Purchase of consumer durables

Pembinaan 30,667.0 33,552.1 39,342.4Construction

Modal kerja 264,057.8 288,123.1 315,474.5Working capital

Tujuan lain 68,454.9 66,957.4 64,909.4Other purpose

Jumlah pinjaman mengikut tujuan 1,101,546.4 1,217,507.2 1,332,293.3Total loans by purpose

2013 2014


RM Juta/Million


269

Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Sektor Commercial Banks and Islamic Banks:

Classification of Loans/Financing by Sector

Sektor(a)

Sector (a)

Pertanian primer 28,455.7 31,495.3 31,436.7Primary agriculture

Getah 948.6 942.8 914.9Rubber

Kelapa sawit 18,020.2 19,288.5 19,515.6Oil palm

Koko 5.8 5.0 23.9Cocoa

Ternakan 2,107.0 2,093.2 1,738.6Livestock

Perhutanan dan pembalakan 2,971.8 3,329.7 3,030.6Forestry and logging

Perikanan 467.9 404.8 418.1Fisheries

Lain-lain 3,934.4 5,431.3 5,795.1Others

Perlombongan dan kuari 6,788.5 7,866.1 9,323.2Mining and quarrying

Timah 9.3 7.4 5.2Tin

Petroleum mentah & gas asli 5,514.2 6,482.9 6,652.0Crude petroleum & natural gas

Kuari 1,045.8 1,101.7 2,344.6Quarrying

Lain-lain 219.2 274.1 321.4Others

Perkilangan 94,544.4 96,215.9 100,569.8Manufacturing

Pemprosesan getah dan keluaran getah dan plastik 8,554.7 9,020.0 9,231.6Manufacture of rubber and plastic products

Timah 385.3 296.5 282.7Tin

Makanan, minuman dan tembakau 17,840.2 17,720.6 18,684.6Food, beverages and tobacco

yang mana: pemprosesan minyak kelapa sawit 7,379.1 7,100.0 7,341.5of which: palm oil processing

Tekstil, bahan pakaian dan kulit 3,035.6 2,844.5 3,096.4Textiles, wearing apparel and leather

Kayu dan keluaran kayu termasuk perabut 5,971.7 5,836.7 5,500.8Wood and wood products, incl. furniture

16.17 (b):

2012 2013 2014


RM Juta/Million

(a) Definisi bagi sektor ekonomi/industri adalah berdasarkan Klasifikasi Standard Perindustrian Malaysia (MSIC) 2000. The definations of the economic sectors/industries are based on the Malaysian Standard Industrial Classification (MSIC) 2000.


270

16.17 (b): Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Sektor (Samb.) Commercial Banks and Islamic Banks: Classification of Loans/Financing by Sector (Cont'd.)

Sektor(a)

Sector (a)

2012 2013 2014

Kertas dan keluaran-keluaran kertas 2,763.1 2,803.7 3,003.4Paper and paper productsPencetakan dan penerbitan dan industri 2,753.3 2,723.8 2,397.7yang berkaitanPrinting and publishing and allied industries

Bahan kimia perindustrian 5,369.3 5,080.5 5,541.8Industrial chemicals

Barangan mineral bukan metalik 4,076.5 4,424.0 4,798.0Non-metalic mineral products

Keluaran besi dan keluli 8,341.2 9,066.7 8,781.9Iron and steel products

Keluaran logam 7,996.9 8,203.2 9,297.8Metal products

Jentera (bukan elektrik) 3,177.3 3,717.9 3,829.6Machinery (non-electrical)

Jentera dan perkakas elektrik 4,673.1 4,724.3 4,806.4Electrical machinery and appliances

Kelengkapan pengangkutan 6,778.4 6,811.4 8,104.3Transport equipment

Lain-lain 12,827.7 12,942.2 13,213.0Others

Elektrik, gas dan bekalan air 10,382.8 9,437.5 12,823.7Electricity, gas and water supply

Perdagangan borong dan runcit, restoran 82,085.4 91,511.2 98,518.4dan hotelWholesale and retail trade, restaurants and hotel

Perdagangan borong 55,174.8 60,112.5 64,549.5Wholesale trade

Perdagangan runcit 17,915.2 20,066.2 20,920.1Retail trade

Restoran dan hotel 8,995.5 11,332.5 13,048.8Restaurants and hotels

Pembinaan 43,909.3 49,257.1 57,267.6Construction

Kejuruteraan am 18,435.5 19,995.8 21,624.1Civil engineering

Bangunan kilang dan perusahaan 1,174.1 1,233.3 1,511.9Industrial buildings and factories

Infrastruktur 3,404.5 3,807.2 5,635.4Infrastructure

Kompleks perniagaan 4,077.2 4,138.3 5,418.8Commercial complexes

Kediaman 9,453.5 11,686.4 12,759.1Residential

Lain-lain 7,364.6 8,396.0 10,318.2Others

Akhir tempoh End of period

RM Juta/Million

(a) Definisi bagi sektor ekonomi/industri adalah berdasarkan Klasifikasi Standard Perindustrian Malaysia (MSIC) 2000. The definations of the economic sectors/industries are based on the Malaysian Standard Industrial Classification (MSIC) 2000.


271

16.17 (b): Bank Perdagangan dan Bank-Bank Islam: Pengkelasan Pinjaman/Pembiayaan mengikut Sektor (Samb.)

Commercial Banks and Islamic Banks: Classification of Loans/Financing by Sector (Cont'd.)

Sektor(a)

Sector (a)

Harta tanah 61,487.7 69,422.7 84,924.5Real estate

Pengangkutan, penyimpanan dan perhubungan 27,882.3 28,579.4 32,688.8Transport, storage and communication

Perkhidmatan kewangan, insurans dan perhubungan 72,419.5 86,063.9 92,145.6Financing, insurance and business services

Perkhidmatan kewangan 29,889.6 39,499.5 42,818.4Financial intermediation

Perkhidmatan perniagaan 4,267.2 4,256.6 4,353.5Business activities

Penyelidikan dan pembangunan 236.5 284.8 230.4Research and development

Lain-lain aktiviti perniagaan 38,026.2 42,023.0 44,743.4Other business activities

Pendidikan, kesihatan dan lain-lain 42,947.8 41,325.1 36,815.1Education, health & others

Sektor isirumah(b) 616,655.2 689,789.5 758,729.0Household sector

Sektor lain(c) 13,987.7 16,543.3 17,050.8Other sector

Jumlah pinjaman mengikut sektor 1,101,546.4 1,217,507.2 1,332,293.3Total loans by sector

2012 2013 2014

Akhir tempoh End of period

Bank Negara Malaysia (BNM) Sumber: Source :

RM Juta/Million

Sektor isirumah =Jumlah tujuan pinjaman mengikut tujuan kepada isirumah. Household sector =Total loans by purpose to households.

Termasuk pinjaman kepada perniagaan individu. Includes loans to individual business.

(b)

Definisi bagi sektor ekonomi/industri adalah berdasarkan Klasifikasi Standard Perindustrian Malaysia (MSIC) 2000. (a)

(c)

(b)

(c)


272

16.18 : Bank Perdagangan: Kadar Pertukaran Ringgit Malaysia Commercial Banks: Exchange Rates of Ringgit Malaysia

Mata wangCurrency

2010 2011 2012 2013 2014

Ringgit Malaysia bagi seunit mata wang asingRinggit Malaysia per unit of foreign currency

Dolar A.S. 3.2211 3.0600 3.0890 3.1510 3.2729U.S. dollar

Euro 4.2775 4.2556 3.9715 4.1856 4.3489Euro

Paun Sterling 4.9802 4.9043 4.8949 4.9303 5.3915Pound Sterling

Hak-hak Pengeluaran Khas 4.9142 4.8289 4.7282 4.7701 4.9732Special Drawing Rights

Dolar Singapura 2.3624 2.4329 2.4720 2.5179 2.5827Singapore Dollar

Mark Jerman 2.1871 2.1759 2.0333 2.1401 2.2235Deutsche Mark

Franc Switzerland 3.0926 3.4576 3.2948 3.4012 3.5795Swiss Franc

Ringgit Malaysia bagi 100 unit mata wang asingRinggit Malaysia per 100 units of foreign currency

Yen Jepun 3.6717 3.8401 3.8720 3.2326 3.0976Japanese Yen

Dolar Hong Kong 41.4583 39.3074 39.8189 40.6225 42.2047Hong Kong Dollar

Baht Thai 10.1540 10.0348 9.9355 10.2546 10.0731Thai Bahts

Peso Filipina 7.1410 7.0646 7.3162 7.4219 7.3702Philippine Pesos

Rupiah Indonesia 0.0355 0.0349 0.0329 0.0303 0.0276Indonesia Rupiahs

Purata bagi tempohAverage for period

Kadar AS$ ialah kadar purata belian dan jualan antara bank-bank pada pukul 12.00 tengah hari. Kadar bagi mata wang asing selain daripada AS$ adalah kadar silang yang diperoleh daripada kadar mata wang asing tersebut berbanding AS$ dan kadar RM/AS$. US$ rates are the average of buying and selling interbank rates at noon Rates for foreign currencies other than US$ are cross rates derived from rates of such foreign currencies against the US$ and the RM/US$.

Nota /Note : Bank Negara Malaysia (BNM)

Sumber : Source :


273

16.19 (a): Bank Saudagar/Bank Pelaburan: Penyata Aset Merchant Banks/Investment Banks: Statement of Assets

ButiranItems

2010 2011 2012 2013 2014

JUMLAH ASET/TOTAL ASSETS 62,297.0 67,017.4 61,313.9 55,668.9 54,366.8

Wang tunai dan Kesamaan Tunai 0.7 664.2 607.2 725.7 706.6Cash and Cash Equivalents

Deposit yang disimpan dan repo berbalik 4,818.3 5,144.8 3,117.5 2,061.0 1,698.6Other deposits placed and reverse repos

Simpanan Berkanun dengan Bank Negara Malaysia 270.0 1,002.7 893.7 937.0 869.6Statutory Deposits with Bank Negara Malaysia

Jumlah yang akan diterima daripada:Amounts due from:

Pemastautin/Residents Bank Negara Malaysia 2,510.2 4,515.6 810.0 2,102.7 2,234.3Bank perdagangan 4,819.6 4,162.6 4,278.0 1,812.2 2,342.6Commercial banks

Bank-bank Islam 1,062.0 1,495.2 1,431.6 752.4 700.8Islamic BanksBank Pelaburan 810.0 572.2 520.0 741.0 373.8Investment banks

Institusi perbankan lain (a) 0.0 0.0 80.0 20.0 115.0Other banking institutions (a)

Bukan Pemastautin/Non-Residents 30.3 226.4 322.5 345.1 302.4

Instrumen deposit bolehniaga yang dipegang 3,507.3 5,236.3 5,043.3 4,695.5 5,713.0Negotiable instruments of deposit held

Sekuriti Malaysia:Malaysian securities:

Bil perbendaharaan 116.6 0.0 0.0 52.3 169.9Treasury billsSekuriti Kerajaan 5,091.5 3,539.7 1,281.6 1,913.7 1,903.0Government securitiesSekuriti lain 24,228.6 24,686.7 24,751.5 20,958.9 19,325.8Other securities

Pinjaman dan pendahuluan 4,545.3 5,082.2 6,234.1 7,965.8 7,178.8Loans and advances

Harta Benda, Loji dan Kelengkapan 313.4 338.2 357.6 382.6 359.1Property, Plant and Eqiupment

Aset lain 10,173.2 10,350.6 11,585.3 10,203.0 10,373.5Other Assets


(a) Termasuk bank Islam, syarikat diskaun dan Cagamas. Comprise Islamic banks, discount houses and Cagamas.

RM Juta/Million

Sumber: Source:



274

16.19 (b): Bank Saudagar/Bank Pelaburan: Penyata Ekuiti dan Liabiliti Merchant Banks/Investment Banks: Statement of Equities and Liabilities

ButiranItems

2010 2011 2012 2013 2014

JUMLAH EKUITI DAN LIABILITI 62,297.0 67,017.4 61,313.9 55,668.9 54,366.7TOTAL EQUITIES AND LIABILITIES

MODAL DAN RIZAB/CAPITAL AND RESERVES 8,793.5 9,056.9 8,669.6 10,071.7 10,487.9

JUMLAH LIABILITI/TOTAL LIABILITIES 53,503.5 57,960.5 52,644.3 45,597.2 43,878.8

Jumlah Deposit /Total Deposits 33,128.9 35,681.6 31,185.5 27,853.4 24,470.7

Jumlah yang akan dibayar kepada: Amounts due to:

Pemastautin/Residents

Bank Negara Malaysia 0.0 0.0 764.6 229.3 0.0Bank perdagangan 6,762.0 8,783.2 6,057.3 6,454.3 7,320.8Commercial banks

Bank-bank Islam 148.1 770.1 780.5 832.6 275.7Islamic Banks

Bank Pelaburan 835.0 523.6 540.8 883.1 373.9Investment Banks

Institusi perbankan lain 2,917.9 2,293.5 2,095.8 2,559.9 4,396.2Other banking institutions

Bukan Pemastautin/Non-Residents 532.0 0.0 150.5 130.0 253.5

Penerimaan Belum Bayar 0.0 0.0 0.0 0.0 0.0Acceptances Payable

Bil belum bayar:Bills payable:

Pemastautin/Residents 0.0 0.0 0.0 0.0 0.0Bukan Pemastautin/Non-Residents 0.0 0.0 0.0 0.0 0.0

Tanggungan lain :(a) 9,179.6 9,908.5 11,069.3 6,654.6 6,787.9Other liabilities : (a)


Nota/Note : 1. Mulai tahun 2008, data sistem perbankan Islam meliputi data perbankan Islam bank perdagangan dan bank pelaburan/saudagar From 2008, Islamic banking system data includes Islamic banking dat of commercial banks and investment/merchant banks. 2. Jumlah Ekuiti termasuk untung/rugi semasa sebelum pelarasan dan belum diaudit. Total Equities include current unauditec unadjusted profit/loss. 3. Jumlah yang akan Dibayar kepada Institusi Kewangan yang Ditetapkan merujuk kepada jumlah tuntutan oleh institusi kewangan yang ditetapkan ke atas institusi yang membuat laporan dalam akaun vostro RM, akaun nostro dalam RM terlebih dikeluarkan, pem injaman dalam RM, peminjaman antara bank dalam RM, akaun nostro dalam FX terlebih dikeluarkan, peminjaman antara bank dalam FX da n jumlah yang akan dibayar Sistem Perbankan Islam(IBS) dalam RM dan FX kepada institusi kewangan yang ditetapkan, yang bers amaan dengan IBS seperti dinyatakan di atas. Amount Due to Designated Financial Institutions refer to the amount of claims by designated financial institutions on a rep orting institution in RM vostro accounts, RM overdrawn nostro accounts, RM borrowings, RM interbank borrowings, foreign currency (FX) overdrawn nostroaccounts, FX interbank borrowings, and IBS RM and FX amounts due to designated financial institutions which are the IBS equivalents of the aforementioned items .

(a) Liabiliti Lain termasuk pinjaman yang dijual kepada Cagamas dengan rekursa. Other Liabilities includes recourse obligations on loans sold to Cagamas.

Sumber: Source: Bank Negara Malaysia (BNM)

RM Juta/Million


275

16.20: Kumpulan Wang Simpanan Pekerja Employees Provident Fund

Butiran 2010 2011 2012 2013 2014Items

Urusniaga semasa tempoh (RM Juta)Transactions during period (RM Million)

Jumlah dicarum 35,756 41,434 46,177 50,717 r 54,931Amount contributed

Jumlah dikeluarkan 26,410 30,019 33,103 35,468 r 33,782Amount withdrawn

Lebihan caruman daripada yang dikeluarkan 9,346 11,415 13,074 15,249 r 21,149Excess of contributions over withdrawals


Bilangan akaun pencarum 12,721,780 13,149,654 13,585,007 13,922,194 14,192,832Number of contributors' accounts

Jumlah yang ada bagi kredit pencarum (RM Juta) 444,959 476,526 532,274 593,451 r 640,207Amount standing to credit of contributors (RM Million)

Pelaburan (mengikut nilai buku) (RM Juta)Investments (at book value) (RM Million)

Jumlah 406,758 443,170 488,609 538,307 r 599,306Total

Sekuriti Kerajaan Persekutuan 118,582 125,358 133,479 147,399 r 155,845Federal Government securities

Pelaburan Malaysia lain 288,176 317,811 355,131 390,907 r 443,461Other Malaysian investments

Sumber : Kumpulan Wang Simpanan Pekerja (KWSP) Source : Employees Provident Fund (EPF)


276

16.21: Indikator Penting bagi Takaful Key Takaful Indicators

Butiran 2010 2011 2012 2013 2014Items

Struktur Pasaran(a)

Market Structure (a)

Bil.Pengusaha Takaful Berdaftar (b) 9 11 12 12 11No. of Registered Takaful Operators (b)

Bil.Agen/No. of Agents 74,089 100,308 105,552 77,804 64,169Keluarga/Family 42,698 66,338 68,009 58,984 50,592Umum/General 31,391 33,970 37,543 18,820 13,577

Bil. Pejabat/No. of Offices 197 207 231 215 129Bil. Pekerja/No. of Employees 2,713 2,846 2,758 3,162 2,720

Sumbangan Pendapat BersihNet Contributions Income

Jumlah/Total (RM Juta/Million ) 4,421.8 4,863.0 5,887.8 6,204.5 6,330.6Sumbangan Bersama (% drp PNK) 0.6 0.6 0.7 0.7 0.6Combined Contributions (% of GNI)

Keluarga (% drp PNK)/Family (% of GNI) 0.5 0.1 0.3 0.2 0.1Umum (% drp PNK)/General (% of GNI) 0.1 0.3 0.2 0.1 0.1

Sumbangan Per kapita (RM):Per capita contributions (RM) on:

Keluarga/Famili (c) 119.8 127.7 155.1 160.8 157.5Umum/General (d) 36.4 40.0 44.5 46.8 50.8

Faedah Bersih dan Pembayaran TuntutanNet Benefits and Claims Payments

Jumlah/Total (RM Juta/Million ) 2,019.1 2,185.4 2,263.4 2,706.8 2,699.0Keluarga/Family 1,599.6 1,660.4 1,635.9 1,999.2 2,027.6Umum/General 419.4 525.1 627.5 707.5 671.4

Aset TakafulTakaful fund Assets

Jumlah/Total (RM Juta/Million ) 14,720.4 16,948.2 19,045.6 20,934.0 22,746.0Keluarga/Family 12,461.2 14,377.2 16,289.8 17,952.0 19,619.0Umum/General 2,259.2 2,571.0 2,755.9 2,982.0 3,127.0% daripada PNK/% of GNI 2.0 2.0 2.1 2.2 2.2% daripada Jumlah aset dalam industri 7.4 7.8 8.2 9.0 9.1insurans dan takaful

% of total assets of the insurance and takaful industry

(a) Seperti pada 31 Disember. As at 31 December. (b) Pengusaha Direct Composite dan Takaful Keluarga. Direct composite and family takaful operators. (c) Seperti pada penyata pendapatan. As per revenue account. (d) Sumbangan di atas kadar caj kasar kepada peserta tidak di tolak komisyen dan brokerage. Contributions on gross rate charged to paticipants without deduction for commission and brokerage.

Bank Negara Mala ysia (BNM) Sumber: Source:


277

16.22: Jumlah Aset Kumpulan Wang Insurans Hayat Total Assets of Life Insurance Funds

Butiran 2010 2011 2012 2013 2014Items

Bilangan Pemegang LesenNumber of licensees

Penanggung Insurans LangsungDirect insurers

Hayat/Life 9 9 9 9 9Komposit (Hayat dan Am) 6 6 6 5 5Composite (Life and General)

Penanggung Insurans Semula ProfessionalProfessional reinsurers

Hayat/Life 1 1 1 1 1Komposit (Hayat dan Am) 1 1 1 1 1Composite (Life and General)

Jenis PelaburanType of Investment

Harta benda, loji dan kelengkapan 1,660.5 1,640.2 1,612.9 1,554.3 1,648.3Property, plant and equipment

Pinjaman/Loan 10,870.2 10,900.2 11,586.9 12,046.0 12,483.7

Pinjaman gadai janji 2,888.4 2,833.3 3,317.1 3,663.7 3,887.9MortgagePinjaman polisi 7,711.2 7,890.6 8,127.6 8,245.3 8,457.5Policy loansPinjaman lain 270.6 176.3 142.1 137.0 138.4Other loans

Pelaburan/Investments 109,944.5 114,346.0 133,698.1 143,124.0 152,261.2

Kertas/Pinjaman Dijamin 20,970.1 24,765.1 24,452.8 24,537.3 22,898.4oleh Kerajaan MalaysiaMalaysian Government papers/guaranteed loansSekuriti korporat/hutang 86,050.5 86,808.1 103,894.4 112,610.3 123,199.6Corporate/Debt SecuritiesLain-lain 2,923.9 2,772.9 5,350.8 5,976.4 6,163.3Others

Pelaburan harta benda 2,479.9 2,291.3 2,344.0 2,442.3 2,355.0Investment propertiesWang tunai dan simpanan 9,167.8 15,344.3 10,308.3 10,417.6 11,183.1Cash and deposits

Aset lain 2,593.7 2,639.5 2,985.9 3,192.3 3,560.3Other assetsAset Luar Negeri 4,741.6 4,768.3 4,791.4 5,861.0 6,759.3Foreign assets

JUMLAH ASET 141,458.3 151,929.8 167,327.5 178,837.6 190,250.9Total Assets

Nota/Note : Data adalah pada akhir tahun kalendar, kecuali dinyatakan sebaliknya. Unless otherwise stated, data is as at calendar year end.

Bank Negara Malaysia (BNM) Sumber: Source:

RM Juta/Million


278

16.23: Jumlah Aset Kumpulan Wang Insurans Am Total Assets of General Insurance Funds

Butiran 2010 2011 2012 2013 2014Items

Bilangan Pemegang LesenNumber of licensees

Penanggung Insurans LangsungDirect insurers

Am/General 24 22 20 19 19Komposit (hayat dan Am) 6 6 6 5 5Composite (Life and General)

Penanggung Insurans Semula ProfessionalProfessional reinsurers

Am/General 5 5 5 5 5Komposit (hayat dan Am) 1 1 1 1 1Composite (Life and General)

Jenis PelaburanType of Investment

Harta benda, loji dan kelengkapan 719.5 715.6 688.2 781.7 842.8Property, plant and equipment

Pinjaman/Loans 115.6 90.2 101.3 91.5 80.1Pelaburan 13,474.8 14,827.5 16,877.1 18,860.8 20,078.3Investments

Kertas/Pinjaman Dijamin 4,481.6 5,174.8 5,591.2 5,908.4 6,279.7oleh Kerajaan MalaysiaMalaysian Government papers/guaranteed loans

Sekuriti korporat /hutang 6,881.1 6,852.2 6,960.4 7,064.0 7,377.0Corporate/Debt Securities

Lain-lain/Others 2,112.0 2,800.4 4,325.4 5,888.4 6,421.6

Pelaburan harta benda 222.1 174.8 146.0 148.0 151.1Investment properties

Wang tunai dan simpanan 7,713.3 7,511.6 7,109.2 6,842.0 7,402.9Cash and deposits

Amaun tertunggak daripada Pelanggan/ 1,574.5 1,928.0 2,102.8 2,064.0 2,351.1pengantara/Penanggung Insurans semulaAmount due from clients/intermediaries/reinsurers

Aset lain 833.0 1,079.4 1,105.8 1,736.6 2,080.8Other assets

Aset Luar Negeri 80.1 59.0 49.1 45.6 32.4Foreign assets

JUMLAH ASET 24,732.9 26,386.1 28,179.6 30,570.3 33,019.5Total Assets

Sumber: Source: Bank Negara Malaysia (BNM)

Nota/Note : Data adalah pada akhir tahun kalendar, kecuali dinyatakan sebaliknya. Unless otherwise stated, data is as at calendar year end.

RM Juta / Million


279

16.24: Bursa Malaysia - Unit dan Nilai Dagangan (Pasaran Utama)(a )

Bursa Malaysia - Volume and Traded Value (Main Market) (a)

Kaunter 2010 2011 2012 2013 2014Counter

Jumlah (Juta unit)Volume (Million units)

Barangan pengguna 13,473 18,393 21,831 19,695 28,742Consumer products

Barangan industri 42,840 50,138 41,983 49,585 70,149Industrial products

Pembinaan 14,644 12,897 7,840 14,396 18,263Construction

Dagangan/perkhidmatan 60,133 83,107 82,880 105,361 164,719Trading/services

Teknologi 8,861 6,648 9,211 21,649 17,669Technology

Syarikat projek infrastruktur 5,413 3,849 5,182 6,222 5,069Infrastructure project companies

Kewangan 15,767 20,080 13,127 16,406 13,226Finance

Hotel 1,126 626 292 346 870Hotels

Harta 29,390 31,787 17,969 32,684 38,724Properties

Perladangan 5,482 7,316 5,670 4,853 5,817Plantations

Perlombongan 128 24 15 30 30Mining

Real Estate Investment 1,170 1,253 2,036 2,446 2,014Trusts (REITs)

Dana tertutup 22 21 26 26 12Closed-end fund

Trading of rights - - - - -

SPAC (b) - 1,885 1,977 12,773 15,034

Pasaran Utama (Keseluruhan) 198,449 238,025 210,039 286,472 380,338Main Market(Overall)

(a) Mulai Ogos 2009 Papan Kedua telah digabungkan dengan Papan Utama dan sekarang dikenali sebagai Pasaran Utama. With effect from August 2009 Second Board has merged with Main Board and now known as Main Market..

(b) SPAC - Special Purpose Acquisition Company.


280

16.24: Bursa Malaysia - Unit dan Nilai Dagangan (Pasaran Utama)(a)(Samb.) Bursa Malaysia - Volume and Traded Value (Main Market) (a) (Cont'd.)

Kaunter 2010 2011 2012 2013 2014Counter

Nilai (RM Juta )Value (RM Millions)

Barangan pengguna 16,958 20,084 23,815 21,723 25,124Consumer products

Barangan industri 50,522 59,221 39,380 38,966 49,979Industrial products

Pembinaan 25,513 24,165 13,771 23,584 25,337Construction

Dagangan/perkhidmatan 120,516 146,807 151,668 188,852 207,882Trading/services

Teknologi 9,943 3,857 6,089 6,776 9,953Technology

Syarikat projek infrastruktur 7,936 9,019 13,396 18,075 16,842Infrastructure project companies

Kewangan 75,445 84,272 73,721 99,474 80,655Finance

Hotel 516 329 241 306 531Hotels

Harta 19,584 29,330 16,373 32,817 31,033Properties

Perladangan 23,442 23,503 24,866 18,670 18,687Plantations

Perlombongan 183 31 14 34 44Mining

Real Estate Investment 1,224 1,436 2,787 4,493 3,720Trusts (REITs)

Dana tertutup 42 45 59 61 30Closed-end fund

Trading of rights - - - - -

SPAC (b) - 898 2,096 4,683 5,496

Pasaran Utama (Keseluruhan) 351,824 402,997 368,276 458,514 475,312Main Market (Overall)

Sumber: Source :

Bursa Malaysia

(a) Mulai Ogos 2009 Papan Kedua telah digabungkan dengan Papan Utama dan sekarang dikenali sebagai Pasaran Utama. With effect from August 2009 Second Board has merged with Main Board and now known as Main Market..

(b) SPAC - Special Purpose Acquisition Company.


281

16.25: Pendaftaran Syarikat dan Modal Syer yang Dibenarkan Company Registration and Authorised Share Capital

Butiran 2010 2011 2012 2013 2014Items

Syarikat tempatanLocal companies

Bilangan syarikat dalam daftar pada akhir tempoh 922,675 968,083 1,013,449 1,059,698 1,108,842Number of companies on register at end of period

Bilangan syarikat didaftarkan dalam tempoh 44,148 45,408 45,366 46,249 49,144Number of companies registered during periodBilangan syarikat dibubarkan/dibatalkan 23,697 15,000 16,301 13,788 11,102dalam tempohNumber of companies dissolved/struck off during period

Modal syer syarikat yang dibenarkan dalam 2,482 2,559 2,617 2,706 2,857daftar pada akhir tempoh (RM ribu juta)Authorised share capital of companies on registerat end of period (RM billion)

Modal syer syarikat yang dibenarkan didaftarkan 40.4 77.9 58.2 89.4 59.9dalam tempoh (RM ribu juta)Authorised share capital of companies registeredduring the period (RM billion)

Syarikat asingForeign companies

Bilangan syarikat dalam daftar pada akhir tempoh 4,370 4,417 4,492 4,564 4,623Number of companies on register at end of period

Bilangan syarikat didaftarkan dalam tempoh 54 47 75 72 59Number of companies registered during period

Bilangan syarikat dibubarkan dalam tempoh 27 34 28 24 23Number of companies dissolved during period

Sumber: Suruhanjaya Syarikat Malaysia (SSM) Source: Companies Commission of Malaysia


282

16.26: Koperasi Cooperative

Wilayah Tahun Koperasi-koperasi Koperasi-koperasi Koperasi-koperasi KeahlianRegion Year yang didaftarkan yang dikeluarkan yang daftar pada Membership

dalam tahun dari daftar penghujung Cooperative dalam tahun tahun

registered Cooperative struck Cooperative onduring year off register register at end

during year of year

Malaysia 2010 1,013 82 8,146 6,600,0412011 1,020 r 92 9,074 7,040,3092012 1,051 38 10,087 7,028,7152013 885 58 10,914 7,609,2042014 1,058 101 11,871 7,409,547

2010 800 61 6,733 6,021,5472011 806 r 76 7,463 6,421,6092012 838 26 8,273 6,371,5472013 744 50 8,969 6,951,5072014 919 84 9,804 6,736,053

Sabah 2010 105 11 728 259,1622011 126 10 844 295,1082012 143 9 978 328,1892013 84 0 1,062 328,1802014 91 3 1,150 338,845

Sarawak 2010 108 10 685 319,3322011 88 6 767 323,5922012 70 3 836 328,9792013 57 8 883 329,5172014 48 14 917 334,649

Bilangan Number

Sumber: Suruhanjaya Koperasi Malaysia (SKM) Source: Cooperative Commission of Malaysia

Nota/Note : Tidak termasuk koperasi yang berasaskan pertanian dan perikanan. Excludes cooperative pertaining to agriculture and fisheries.

Semenanjung Malaysia Peninsular Malaysia