hutang piutang gpt

7/24/2019 Hutang Piutang Gpt

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kridit mulyakhan

NO nama nominal pinjamantiap bulan

1 bri 7,000,000 340,000

2 kartu kredit mandiri 10,000,000 400,000

3 kartu kredit Bukopin mulya 3,000,000 120,0004 kartu kredit Bukopin rahma 4,000,000 400,000

5 kartu kredit Bukopin ayu 3,000,000 300,000

6 kulkas adira 2,200,000 240,000

7 NSS 11,500,000 1,385,000

emas 9,000,000 360,000

! hp bb q10 3,000,000 500,000

10 diniya 8,000,000

11 Properti Kebab 13,680,500

12 muklis ramadha 500,000

13 daie !0,000,000 1,500,00014 kakak dinal !0,000,000

15 "ulia Putra #00,000

16 se$a toko 15,000,000

17 %a&i tentor thn sebelumnya 9,000,000

1 b% didie 1,000,000

1! my mother 1,000,000

20 'a(lun nasir 10,000,000

21 b% daduk #,000,000 39!,000

22 adiya 1,000,000

23 ari' t$asda 1,000,00024 pulsa rahma )00,000

25 muhadist 5,000,000

26 my mother y% lama 6,000,000

27 pak$ah 3,500,000

2 b% hi&rah

2! b% amri

30 kasma

32 my mother massa an(ai 6,000,000

33 ortu al*+tra )0,000,000

34 bu (uaini dan dosen an(ai !3,000,00035 pak samsul ri(al !0,000,000

36 pak ten%ku aeh tamian% #5,000,000

37 bq 6,000,000

3 NSS 1 ),000,000

3#9,#80,500 5,93),000

Sunday, -arh 01, !015



nominal harus di bayar

"isa #injaman selama y$ sudah

!2,000 24 Bulan 1 Bulan 7,26,000

10,000,000 kapan ada %ash 7 & 7,33!,40

3,000,000 kapan ada %ash & & 2,154,0004,000,000 kapan ada %ash 2,154,000

3,000,000 kapan ada %ash 750,000

40,000 12 bulan ! Bulan 2,160,000

5,5#0,000 11 bulan ) Bulan !,6!5,000

6,8#0,000 !# bulan 6 Bulan 4,022,000

!,#00,000 6 bulan ! Bulan 1,000,000

8,000,000

9,858,#00 3,22,100

lunas 500,000

8,500,000 11,500,0008,500,000 13,500,000 11,500,000

3,100,000 4,000,000

5,000,000 10,000,000

10,000,000

500,000 500,000

* 1,000,000

3,000,000 7,000,000

6,#30,000 !# bulan ) .ulan

1,000,000

1,000,000lunas 700,000

5,000,000

!,500,000 1,000,000

#00,000

500,000

!50,000

6,000,000

35,000,000

* 23,000,000* 20,000,000

* 45,000,000

* 6,000,000

* 7,000,000

115,690,#00 224,064,50



t$l pembayaran bun$a bun$a pertahun

total persiapan 'atuh tempo

,160,000 14 24 1,160,000 17(

16 35,40(

5 2620 30

20 30

2,0,000 25 5 60,000 31(

15,!35,000 11 !! 3,)35,000 3!/

10,50!,000 1# !#

3,000,000 !) #

65!015 66!015

0!!8!015

1!3!015

sudah telat

9,#08,000 3



bun$a perbulant$l peminjaman

1)3(

2,!5( ***

3( ***

3/ 222

222

222

222

222

222

222



solusi buat kartu kredit sebanyaknya



No a'tar .aran% 4ar%a "umlah

1 Peman%%an% 3,000,000 1

! erobak 5,000,000 1

3 Kompor as 150,000 1

# abun% %as 150,000 35 7ree(er !,000,000 1

6 Perlen%kapan lainnya 1,000,000 11,300,000

) enda 300,000

8 Kulkas !,500,000

otal 1#,100,000



a'tar tan% "umlah -odal "umlah

.an% -ulya 1,9!0,000 .an% -uhadis #,000,000

rul 51!,000 Kak beti !,500,000

.an% -uhadis #00,000 rul 1,000,000

Kak .eti 1#8,000 .an% -ulya 900,000Pak sultan 330,000 iara dkk 1,600,000

otal 10,000,000

tiara dkk 5,500,000

otal 3,310,000

"ual dn% ri 10,000,000 total

Sisa 6,690,000



persen 4asil otal: Piutan% y% sudah di bayarkan

#0/ !,6)6,000 3,0)6,000

!5/ 1,6)!,500 1,8!0,500 1,300,000

10/ 669,000 1,51!,000

9/ 60!,100 !,5!!,100 !,5!!,10016/ 1,0)0,#00 1,0)0,#00

100/ 10,001,000

55/ 3,6)9,500 3,6)9,500

+otal 13,60,500 3,22,100



sisa

3,0)6,000

5!0,500

1,51!,000

*1,0)0,#00

3,6)9,500 ket khusus

!,5,400



No t$l bln thn Nominal "isa denda

1 !# 1! !013 1 363,#00

! !# 1 !01# 1 363,#00

3 !# ! !01# 1 363,#00

# !# 3 !01# 1 363,#00

5 !# # !01# 1 363,#00

6 !# 5 !01# 1 363,#00) !# 6 !01# 1 363,#00

8 !# ) !01# 1 363,#00

9 !# 8 !01# 1 363,#00

10 !# 9 !01# 1 363,#00

11 !# 10 !01# 1 363,#00

1! !# 11 !01# 1 363,#00

13 !# 1! !01# 1 363,#00

1# !# 1 !015 1 363,#00

15 !# ! !015 1 363,#00

16 !# 3 !015 1 363,#001) !# # !015 1 363,#00

18 !# 5 !015 1 363,#00

19 !# 6 !015 363,#00

!0 !# ) !015 363,#00

!1 !# 8 !015 1 363,#00

!! !# 9 !015 1 363,#00

!3 !# 10 !015 1 363,#00

!# !# 11 !015 1 363,#00

otal 18 ),!68,000 # 1,#53,600



+O+- #.N'/

8,)!1,600



bukopin mulya

ta%%al etak 5 ;lima<

tan%%al &atuh tempo !6

No t$l bln thn Nominal No t$l bln

1 !6 ! !015 1 1!0,000 1 11 #

! ! # !015 1 130,000 5

3 ! 5 !015 1 188,000 66 !015 1 188,000 )

) !015 1 188,000 8

8 !015 1 188,000 9

9 !015 1 188,000

otal ) 1,190,000 otal



bukopin ayu rahma

thn Nominal No t$l bln thn Nominal

!015 1 150,000 1 19 # !015 359,000

!015 1 1!0,000 5 !015 359,000

!015 1 1!0,000 6 !015 359,000!015 1 1!0,000 ) !015 359,000

!015 1 1!0,000 8 !015 359,000

!015 1 1!0,000 9 !015 359,000

6 )50,000 otal 0 !,15#,000



rahma ayu total

#,000,000 3,000,000 ),000,000

poton%an !50,000 222 500,000ta%ihan mandiri 516,#80

ta%ihan bukopin 359,000

5,6!#,5!0

tambahan saham 5,000,000

10,6!#,5!0



No t$l bln thn Nominal "isa total har$a

1 30 1! !01# 1 !#0,000

! 1 !015 1 !#0,000

3 ! !015 1 !#0,000

# 5 3 !015 1 !#0,000

5 5 # !015 1 !#0,000

6 5 !015 1 !#0,000) 6 !015 1 !#0,000

8 ) !015 1 !#0,000

9 8 !015 1 !#0,000

10 1

11 1

otal 9 !,160,000 ! #80,000 !,6#0,000



No +an$$al Nominal sisa denda

1 1!!!!01# 1 1,385,000

!01!!!015 1 1,385,000 35000

30!!!!015 1 1,385,000 19000

#03!5!015 1 1,385,000 !5000

50#!5!015 1 1,385,000 5000

60530!016 1 1,385,000 60000)06!)!01) 1 1,385,000 10000

8 1

9 1

10 1

11 1

otal ) 9,695,000 # 5,5#0,000 15#,000

15,!35,000




0 1,86!,000

1 #1!015 1 360,000

! !!#!013 1 360,000

3 3!#!01# 1 360,000

# #!#!015 1 360,000

5 5!#!015 1 360,0006 6!#!015 1 360,000

) 1 360,000

8 1 360,000

9 1 360,000

10 1 360,000

11 1 360,000

1! 1 360,000

13 1 360,000 7eb*16

1# 1 360,000

15 1 360,00016 1 360,000

1) 1 360,000

18 1 360,000

19 1 360,000

!0 1 360,000

!1 1 360,000

!! 1 360,000

!3 1 360,000

!# 1 360,000

!5 1 360,000

otal 6 #,0!!,000 19 6,8#0,000 #!,#01

9,000,000



har$a beli an$ /uka Nilai #embiayaan

9,310,000 1,86!,000 ),##8,000

!0/

hr$a beli $ram har$a juni selisih4= #65,500 508,000 #!,500

mai !015 har%a sekaran% 10,160,000

sisa bayaran 6,8#0,000

selisih 3,3!0,000

.>>- !,5!0,000

>? 6,5#!,000

S@S .AB #,3!0,000

4= C har%a dasar emas saat ini

Financing To Value (FTV) adalah perbandingan antara jumlah pembiayaan ya



ar$a 'ual biaya admistrasi mar$in dlm $ram

10,###,398 50,000 1,13#,398 !0

naikbulanya prediksi naik ! thn !0 %ram naik bulan u10,6!5 !55,000 5,100,000 !1!,500

7D

jika di$adai emas perhiasan 5( emas murni !0(

rumus taksiran ;karat!#< E berat emas E 4=

10,160,000

rumus Pembiayaan aksiran F 7D

9,1##,000

Biaya Pemeliharaan ;aksiran E Bate< E $aktu %adai

rateC1,)/ perbulan 155,##8

ng diterima Nasabah dengan nilai emas yang diagunkan Nasabah kepada Bank



dlm mayam

8

ntuk 20 $ram emas

untun%

57,052




1 #3!015 1 500,000

! 1 500,000

3 1 500,000

# 1 500,000

5 1 500,000

6 1 500,000#00,000

otal ! 1,000,000 # !,#00,000 *



No y$ bayar +an$$al Nominal

1 b% daduk 11!8!015 1 390,000

! b% daduk 11!9!015 1 390,000

3 b% daduk 1130!015 1 390,000

# b% daduk 1!1!015 1 390,000

5 b% daduk 1!!!015 1 390,000

6 -ulya 1!3!015 1 390,000) -ulya 1!#!015 1 390,000

8 -ulya 1!5!015 1

9 -ulya 1!6!015 !00,000 1

10 -ulya 1!)!015 1

11 -ulya 1!8!015 1

1! -ulya 1!9!015 1

13 -ulya 1!10!015 1

1# 1

15 1

16 11) 1

18 1

19 1

!0 1

!1 1

!! 1

!3 1

!# 1

otal ) !,930,000 1)

otal biaya y% harus dibayar



sisa denda

&anuar C b% daduk

390,000

190,000

390,000

390,000

390,000

390,000

390,000

390,000

390,000390,000

390,000

390,000

390,000

390,000

390,000

390,000

390,000

6,#30,000 *

!,360,000



No +an$$al Nominal total

1 #3!015 1 500,000 1,850,!00

! 1 800,000

3

#

5

6

otal ! 1,300,000 1,850,!00



ket

trans'er bni ke rekenin% kk arul

sisa

550,!00



No +an$$al Nominal total

1 6,500,000

20,000,000

! 1!1!01# 1 5,000,000

3 813!015 1 !,300,000

#5

6

)

8

otal ! 13,800,000 !0,000,000

sebelumnoember !01#



ket no rekenin$ bri nurhasnaini tri

saat sama dinal

)03,001,008,8!0,539

6,!00,000

!0,000,000

sisa 8,500,000

5,000,000

6,500,000

ia trans'er ke rekenin% brimulya y% simpedes



bni skuritas &an%ka pendek

No B=NGN S>?S@ Prediksi Nominal

1 Pin&am ulan% .B@ kak yulia 6,000,000

! K -andiri

3 Kartu kredit

# inestor

.idan% saha 4ero "an%ka Pe

No saha Prediksi Nominal

1 .imbel %enius! inon% %alery

3 mpera khas tamian%

# properti

5 "ual nasi pa%i



paya yan% dilakukan No B=NGN S>?S@

1 Kompetisi bisnis

! koprasi 4KNP@

ktp ayah, muhadist, 3 ana .er%ulir Koprasi

b% suhaimi, # ana ber%ulir Kmenpora

5 Penambahan set6 adai emas

dek

paya yan% dilakukan No B=NGN S>?S@

1 Saham .ursa e'ek! outsarhin%

3 .uat Koprasi

#



&an%ka Pan&an%

Prediksi Nominal paya yan% dilakukan

.idan% saha 4ero "an%ka Pan&an%

Prediksi Nominal paya yan% dilakukan

hutang piutang gpt

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