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  • 025SYARIKAT TAKAFUL MALAYSIA BERHAD (131646-K)LAPORAN TAHUNAN | ANNUAL REPORT • 2015

    Jawatankuasa Pengurusan Management Committee

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    DATO’ SRI MOHAMED HASSAN KAMIL Pengarah Urusan Kumpulan Group Managing Director

    AZIAN KASSIM Ketua Pegawai Pelaburan Chief Investment Officer

    JULIANA LO BENG LIEW Pengurus Besar, Kewangan General Manager, Finance

    LEEM WHY CHONG Pengurus Besar, Aktuari General Manager, Actuarial

    SHUHAIBAHTULASLAMIAH HURMUZAN Pengurus Besar, Sumber Manusia General Manager, Human Resource

    NORAZLIN MOHD DAHARI Pengurus Besar, Perniagaan Korporat General Manager, Corporate Business

    MOHD SUHAIMI AHMAD Pengurus Besar, Perniagaan Runcit General Manager, Retail Business

    MARK ANTHONY NATHAN Pengurus Besar, Bankatakaful General Manager, Bancatakaful

    PATRICK WONG CHANG YANG Ketua Pegawai Informasi Chief Information Officer

    MOHAMAD ASRI YUSOFF Pengurus Besar, Hal Ehwal Korporat / Setiausaha Syarikat General Manager, Corporate Affairs / Company Secretary

  • 026 SYARIKAT TAKAFUL MALAYSIA BERHAD (131646-K)LAPORAN TAHUNAN | ANNUAL REPORT • 2015

    Penyata Urus Tadbir Korporat Corporate Governance Statement

    CORPORATE GOVERNANCE STATEMENT

    The Board of Directors (“the Board”) of Syarikat Takaful Malaysia Berhad (“Takaful Malaysia”) continues to subscribe and fully support the Malaysian Code on Corporate Governance 2012 (“MCCG 2012”) and is committed to ensure that the Principles and Recommendations are observed and practised throughout the Group so that the affairs of the Group are conducted with professionalism, accountability and integrity with the objective of safeguarding and enhancing shareholders’ value and financial performance of the Group.

    The Board is pleased to report on the application of the Principles of the MCCG 2012 and the extent of compliance with the Recommendations of the MCCG 2012 as required under the MCCG 2012, the Main Market Listing Requirements (“Listing Requirements”) of Bursa Malaysia Securities Berhad (“Bursa Securities”) and Corporate Governance Guide (“CG Guide”) issued by Bursa Malaysia Berhad during the financial year under review.

    DIRECTORS

    The Board

    The Board is responsible for the overall corporate governance of the Group and is also entrusted with the responsibility of exercising reasonable care of the Company as well as Group’s resources in the best interests of its shareholders and in ensuring the proper conduct of business.

    Board Charter

    The Board is mindful of the need to protect the interests of its shareholders and other stakeholders. In discharging its duties effectively, the Board is guided by its Terms of Reference (“Charter”) which set out the roles and responsibilities of the Board. The Board will regularly review the Charter to keep it up to date with changes in regulations and best practices and ensure its effectiveness and relevance to the Board’s objectives.

    Roles and Responsibility

    The Board has the overall responsibility of ensuring that Takaful Malaysia operates as intended in the declared objectives of the Company. Consequently, it has the power to decide on all matters pertaining to the Company’s business as empowered by the Company’s Articles of Association, Companies Act 1965 and all relevant guidelines of Bank Negara Malaysia, Securities Commission

    PENYATA URUS TADBIR KORPORAT

    Lembaga Pengarah Syarikat Takaful Malaysia Berhad (“Takaful Malaysia”) terus mematuhi dan menyokong sepenuhnya Kod Urus Tadbir Korporat Malaysia 2012 (“MCCG 2012”) dan sentiasa komited dalam memastikan supaya Prinsip-prinsip dan Cadangan- cadangan dipatuhi dan diamalkan oleh keseluruhan Kumpulan bagi membolehkan urus selia hal-ehwal Kumpulan dikendalikan secara profesional, bertanggungjawab dan berwibawa dengan objektif untuk melindungi dan mempertingkatkan nilai pelaburan pemegang saham dan prestasi kewangan Kumpulan.

    Lembaga Pengarah dengan ini berbesar hati melaporkan pelaksanaan penggunaan Prinsip-prinsip MCCG 2012 dan sejauh mana Kumpulan telah mematuhi Cadangan-cadangan oleh MCCG 2012 sebagaimana yang ditetapkan menurut MCCG 2012, Keperluan Penyenaraian Pasaran Utama (“Keperluan Penyenaraian”) Bursa Malaysia Securities Berhad (“Bursa Securities”) dan Panduan Urus Tadbir Korporat (“Panduan CG”) yang dikeluarkan oleh Bursa Malaysia Berhad sepanjang tahun kewangan yang dikaji.

    PENGARAH

    Lembaga Pengarah

    Lembaga Pengarah bertanggungjawab terhadap keseluruhan aspek urus tadbir korporat Kumpulan dan juga diamanahkan dengan tanggungjawab dalam melaksanakan penjagaan yang sewajarnya ke atas Syarikat serta sumber-sumber Kumpulan bagi memelihara kepentingan para pemegang saham dan memastikan pengurusan perniagaan yang sewajarnya.

    Piagam Lembaga Pengarah

    Lembaga Pengarah sedar akan keperluan untuk melindungi kepentingan para pemegang saham dan pihak berkepentingan lain. Bagi melaksanakan tugasnya dengan berkesan, Lembaga Pengarah berpandu kepada Terma Rujukan (“Piagam”) yang menggariskan peranan dan tanggungjawab Lembaga Pengarah. Lembaga Pengarah akan mengkaji Piagam dari semasa ke semasa bagi memastikan ianya selari dengan perubahan dalam peraturan-peraturan dan amalan terbaik dan memastikan ianya berkesan dan relevan dengan objektif Lembaga Pengarah.

    Peranan dan Tanggungjawab

    Lembaga Pengarah mempunyai tanggungjawab yang menyeluruh untuk memastikan Takaful Malaysia beroperasi sebagaimana yang dinyatakan dalam objektif Syarikat. Oleh itu, mereka mempunyai kuasa untuk membuat keputusan mengenai semua perkara yang berkaitan dengan perniagaan Syarikat seperti yang terkandung di dalam Tataurusan Pertubuhan Syarikat, Akta Syarikat 1965 dan

  • 027SYARIKAT TAKAFUL MALAYSIA BERHAD (131646-K)LAPORAN TAHUNAN | ANNUAL REPORT • 2015

    Penyata Urus Tadbir Korporat Corporate Governance Statement

    and the Listing Requirements, and if required, to delegate these powers accordingly. Some of the specific powers of the Board would include the following:

    • To establish and approve policies on the future direction of the Company within the general objective of attaining progress in its overall corporate missions which cover all aspects of operations, including strategic planning, credit administration and control, asset and liability management encompassing the management of liquidity risk, return on investment risk and market risk, accounting system and control, service quality, automation plan, prevention of money laundering, risk management, profit planning and budgeting, adequacy of capital and human resource development;

    • To approve new investments, divestments and acquisitions, including the setting up of new subsidiaries/associated companies and the participation in new business activities locally or overseas;

    • To review and approve the annual business plan and budget, and monitoring the quantitative and qualitative performance of Takaful Malaysia, both at the Company and Group levels, against target and objectives;

    • To ensure that the business operations of the Company are conducted in accordance with the Shariah principles;

    • Succession planning, including appointing, training, fixing the compensation of and where appropriate, replacement of Management; and

    • Reviewing the adequacy and integrity of the Company’s internal control systems and management information systems, including systems for compliance with applicable laws, regulations, rules, directives and guidelines.

    The Management of the Company is headed by the Group Managing Director/Chief Executive Officer. He is accountable to the Board in ensuring that the Company is operating effectively.

    Board Meetings

    Board meetings are scheduled in advance at the beginning of a calendar year with additional meetings convened when necessary. All Directors have complied with the Listing Requirements on attendance for Board meetings held during the financial year under review. Nine (9) Board meetings were held during the financial year under review with details of meetings’ attendance of each Director are as follows:

    semua garis panduan yang berkaitan dengan Bank Negara Malaysia, Suruhanjaya Sekuriti dan Keperluan Penyenaraian, dan jika perlu, untuk mewakilkan kuasa-kuasa ini dengan sewajarnya. Beberapa kuasa tertentu Lembaga Pengarah termasuk seperti yang berikut:

    • Untuk menubuhkan dan meluluskan polisi mengenai masa depan Syarikat di dalam objektif umum untuk mencapai kemajuan yang menyeluruh dalam misi korporat merangkumi semua aspek operasi, termasuk perancangan strategik, pentadbiran dan kawalan kredit, pengurusan aset dan liabiliti merangkumi pengurusan risiko kecairan, pulangan ke atas risiko pelaburan dan risiko pasaran, sistem perakaunan dan kawalan, kualiti perkhidmatan, pelan automasi, pencegahan penggubahan wang haram, pengurusan risiko, perancangan keuntungan dan belanjawan, kecukupan modal dan pembangunan sumber manusia;

    • Untuk meluluskan pelaburan baru, pelupusan dan pemerolehan, termasuk penubuhan anak syarikat / syarikat bersekutu yang baru dan penyertaan dalam aktiviti perniagaan baru di dalam atau di luar negara;

    • Untuk mengkaji dan meluluskan pelan tahunan perniagaan dan belanjawan, dan memantau prestasi kuantitatif dan kualitatif Takaful Malaysia, kedua-dua di peringkat Syarikat dan Kumpulan, berbanding d