asb loan malaysia
Post on 18-Jan-2017
217 Views
Preview:
TRANSCRIPT
make MONEY
in your SLEEP
ASB LOANSA GOOD INVESTMENT?
SCENARIOS
SELF FUNDING - Not to take up personal loan. Invest the same amount monthly in ASB savings (RM179)
LOAN - Taking up RM 30,000 personal loan. Pay RM 179 monthly to bank.
PERSONAL LOAN DETAILS
• Loan Amount : RM30,000• Tenure of Loan : 25 years• Interest Rate for Loan : BLR – 2.0%• Monthly Payment* : RM179/month• EXPECTED ANNUAL RETURNS : 7% (dividend)
RESULTSSELF FUNDING• Total Amount Invested = RM179 x 12
months x 25 years = RM 53,700• Value in ASB after 25 years :
RM 149,662 * Calculated using Investment Calculator
• Net Profit in 25 years = RM 149,662 – RM 53,700 = RM 95,962
LOAN• Loan cost = RM179 x 12 months x 25
years = RM 53,700• Value in ASB after 25 years : RM
187,100 * Calculated using ASB Investment Calculator
• Net Profit in 25 years = RM 187,100 – RM 53,700 = RM 133,400
“BORROWING IS EASY!!! LATER STRUGGLE HOW?”
= RM 252
Lets say, after 1st year
You pay RM 179 x 12 = RM
2148
Profit for the year = RM
30000 x 8% = RM 2400
RM 2400
- RM 2148
top related